Tata ELSS Fund
NAV
₹55.63
as of 21 Aug 2026
Tata ELSS Fund is an open-ended ELSS scheme from Tata Mutual Fund managing ₹4,664 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹55.63 as of 21 Aug 2026. The expense ratio is 0.68% a year. Managed by Sailesh Jain. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.68% / yr
- as of 30 Jun 2026
- Fund size
- ₹4,664 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 31 Mar 1996
- ISIN
- INF277K01I86
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 500 Index
Tata ELSS Fund
₹198
+98% on ₹100 over 5.0 yrs
ELSS average
₹182
+82% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 7.11% | 5.71% | +1.40 |
| 6 months | 4.12% | 2.09% | +2.03 |
| 1 year | 10.03% | 2.03% | +8.00 |
| 3 years (CAGR) | 14.68% | 13.46% | +1.22 |
| 5 years (CAGR) | 14.60% | 12.99% | +1.61 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -5.0%
- Median
- 9.5%
- Best
- 42.0%
49 windows over the last 60 months, stepped monthly; 94% ended positive. Worst window began 1 Oct 2024. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 13.8%
- Median
- 16.8%
- Best
- 22.4%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Apr 2022. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.50
- Sharpe ratio (5Y)
- 0.59
- Sortino ratio (3Y)
- 0.75 vs category 0.62
- Standard deviation (3Y)
- 15.51%
- Beta (3Y)
- 1.00
- Alpha (3Y)
- 1.61%
- Deepest fall (5Y)
- -17.54%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-17.5%
Right now
-0.1% below peak
Ahead of its benchmark in 42% of months (window: 3y, monthly) — benchmark: NIFTY 500 Index, name shown only.
Where the money actually is
Equity
97.0%
Cash
3.0%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
66 positions · top 10 = 38.8%
Market-cap mix
Large 58.7%Mid 15.9%Small 21.4%Other 4.0%
as of 31 Jul 2026
Holdings by sector
Financial Services(4 in top 10)34.0%
- HDFC Bank Ltd5.15%
- ICICI Bank Ltd5.04%
- State Bank of India4.49%
- PB Fintech Ltd2.80%
Industrials(2 in top 10)17.2%
- Larsen & Toubro Ltd2.97%
- Cummins India Ltd2.72%
Consumer Cyclical(1 in top 10)12.3%
- Samvardhana Motherson International Ltd3.18%
- Healthcare6.9%
Communication Services(1 in top 10)6.0%
- Bharti Airtel Ltd6.03%
- Basic Materials5.0%
Energy(1 in top 10)4.9%
- Reliance Industries Ltd3.79%
- Technology4.4%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 14.6% vs category 35.8% a year.
Other top holdings
- NTPC Ltd2.57%
The businesses it owns
- P/E (trailing)
- 24.3 vs category 24.3
- P/B
- 3.3 vs category 3.3
- Dividend yield
- 1.2% vs category 1.2%
- Net margin
- 18.7% vs category 17.4%
- Earnings growth
- 13.4%
- Avg market cap
- ₹1.63 lakh crore
Money in, money out
- Net flow, 12 months
- +₹198 cr
- Net flow, 3 months
- −₹52 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Tata ELSS Fund?
- ₹55.63 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Tata ELSS Fund?
- 0.68% a year for the Direct plan, as of 30 Jun 2026.
- How large is Tata ELSS Fund?
- ₹4,664 crore under management as of 31 Jul 2026, in the ELSS category.
- How risky is Tata ELSS Fund?
- Its SEBI Riskometer reading is "Very High Risk". Equity with a three-year lock and a Section 80C deduction attached.
- What are the 5-year returns of Tata ELSS Fund?
- 14.60% a year over the last 5 years (Direct plan, CAGR), against a ELSS average of 12.99%. Past returns do not predict future returns.
- What is the worst 3-year return of Tata ELSS Fund?
- 13.8% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Apr 2022. The median was 16.8% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Tata ELSS Fund?
- Sailesh Jain, managing this fund for 4.6 years.
Where this fund sits
Its shelf, all funds
El · ELSS tax saver →
Equity with a three-year lock and a Section 80C deduction attached.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other ELSS funds
- Axis ELSS Tax Saver Fund₹32,592 crore
- SBI ELSS Tax Saver Fund₹32,300 crore
- Mirae Asset ELSS Tax Saver Fund₹26,049 crore
- DSP ELSS Tax Saver Fund₹16,738 crore
- Franklin India ELSS Tax Saver Fund₹6,239 crore
- Parag Parikh ELSS Tax Saver Fund₹5,700 crore
- HSBC ELSS Tax saver Fund₹4,115 crore
- UTI ELSS Tax Saver Fund₹3,524 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.