Tata Housing Opportunities Fund
NAV
₹16.03
as of 21 Aug 2026
Tata Housing Opportunities Fund is an open-ended Sectoral/ Thematic scheme from Tata Mutual Fund managing ₹493 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹16.03 as of 21 Aug 2026. The expense ratio is 0.75% a year. Managed by Murthy Nagarajan. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.75% / yr
- as of 30 Jun 2026
- Fund size
- ₹493 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 2 Sept 2022
- ISIN
- INF277KA1497
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Nifty 50 TRI
Tata Housing Opportunities Fund
₹160
+60% on ₹100 over 4.0 yrs
Sectoral/ Thematic average
₹168
+68% on ₹100 over 4.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 4.12% | 6.78% | -2.66 |
| 6 months | -0.02% | 3.68% | -3.70 |
| 1 year | -0.25% | 6.07% | -6.32 |
| 3 years (CAGR) | 9.44% | 16.01% | -6.57 |
Category average across 119 funds, as of 21 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -11.2%
- Median
- 10.5%
- Best
- 44.7%
36 windows over the last 47 months, stepped monthly; 64% ended positive. Worst window began 1 Oct 2024. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 10.6%
- Median
- 15.5%
- Best
- 17.3%
12 windows over the last 47 months, stepped monthly; 100% ended positive. Worst window began 1 Aug 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.27
- Sortino ratio (3Y)
- 0.38
- Standard deviation (3Y)
- 18.75%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-23.7%
Right now
-9.9% below peak
Where the money actually is
Equity
93.2%
Cash
6.8%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
32 positions · top 10 = 55.3%
Market-cap mix
Large 55.7%Mid 16.0%Small 21.5%Other 6.8%
as of 31 Jul 2026
Holdings by sector
Basic Materials(3 in top 10)28.0%
- UltraTech Cement Ltd8.39%
- JSW Steel Ltd4.50%
- Ambuja Cements Ltd3.56%
Financial Services(2 in top 10)25.9%
- HDFC Bank Ltd9.06%
- ICICI Bank Ltd6.99%
Real Estate(1 in top 10)9.7%
- Prestige Estates Projects Ltd5.08%
Utilities(1 in top 10)7.7%
- NTPC Ltd5.35%
Industrials(1 in top 10)7.4%
- Larsen & Toubro Ltd5.34%
- Consumer Cyclical6.6%
Technology(1 in top 10)4.5%
- PG Electroplast Ltd3.61%
- Energy3.4%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 6.7% vs category 37.3% a year.
Other top holdings
- Cash / Net Current Asset6.42%
The businesses it owns
- P/E (trailing)
- 22.4 vs category 25.8
- P/B
- 2.7 vs category 3.8
- Dividend yield
- 1.0% vs category 1.1%
- Net margin
- 15.2% vs category 15.4%
- Earnings growth
- 10.0%
- Avg market cap
- ₹1.25 lakh crore
Money in, money out
- Net flow, 12 months
- −₹45 cr
- Net flow, 3 months
- −₹5 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Tata Housing Opportunities Fund?
- ₹16.03 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Tata Housing Opportunities Fund?
- 0.75% a year for the Direct plan, as of 30 Jun 2026.
- How large is Tata Housing Opportunities Fund?
- ₹493 crore under management as of 31 Jul 2026, in the Sectoral/ Thematic category.
- How risky is Tata Housing Opportunities Fund?
- Its SEBI Riskometer reading is "Very High Risk". One sector, one story. The most-launched shelf on the map, by far.
- What is the worst 3-year return of Tata Housing Opportunities Fund?
- 10.6% a year — the weakest of 12 overlapping 3-year holding periods, beginning 1 Aug 2023. The median was 15.5% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Tata Housing Opportunities Fund?
- Murthy Nagarajan, managing this fund for 3.9 years.
Where this fund sits
Its shelf, all funds
St · Sectoral / thematic →
One sector, one story. The most-launched shelf on the map, by far.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Sectoral/ Thematic funds
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Nifty 50 TRI) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.