Union Dynamic Bond Fund
NAV
₹25.04
as of 21 Aug 2026
Union Dynamic Bond Fund is an open-ended Dynamic Bond scheme from Union Mutual Fund managing ₹64 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹25.04 as of 21 Aug 2026. The expense ratio is 1.06% a year. Managed by Parijat Agrawal. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.06% / yr
- as of 30 Jun 2026
- Fund size
- ₹64 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 13 Feb 2012
- ISIN
- INF582M01799
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY COMPOSITE G-SEC INDEX
Union Dynamic Bond Fund
₹125
+25% on ₹100 over 5.0 yrs
Dynamic Bond average
₹137
+37% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 2.90% | 3.14% | -0.24 |
| 6 months | 2.15% | 2.91% | -0.76 |
| 1 year | 2.96% | 5.73% | -2.77 |
| 3 years (CAGR) | 5.65% | 7.32% | -1.67 |
| 5 years (CAGR) | 4.63% | 6.26% | -1.63 |
Category average across 21 funds, as of 20 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -2.7%
- Median
- 6.0%
- Best
- 11.9%
49 windows over the last 60 months, stepped monthly; 90% ended positive. Worst window began 2 Apr 2025. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 4.7%
- Median
- 5.9%
- Best
- 8.0%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Jun 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- -0.19
- Sharpe ratio (5Y)
- -0.33
- Sortino ratio (3Y)
- -0.25 vs category 0.22
- Standard deviation (3Y)
- 4.22%
- Deepest fall (5Y)
- -4.18%
Where the money actually is
Bonds
95.8%
Cash
3.6%
Other
0.5%
Whole-portfolio split, as of 15 Jul 2026.
What it owns
8 positions · top 10 = 96.5%
Top holdings
- 6.9% Govt Stock 2065matures 15 Apr 206549.74%
- 7.24% Govt Stock 2055matures 18 Aug 205522.67%
- Indian Railway Finance Corporation Limitedmatures 25 Mar 20297.90%
- Rec Limitedmatures 30 Nov 20337.83%
- National Bank For Agriculture And Rural Developmentmatures 24 Mar 20287.70%
- Net Receivable / Payable3.55%
- Corporate Debt Mkt Devp. Fund-A2matures 26 Oct 20380.51%
- India (Republic of)0.09%
Holdings as of 15 Jul 2026. Portfolio turnover 107.2% vs category 249.2% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 7.34% vs category 7.08%
- Modified duration
- 9.30 yrs vs category 5.10 yrs
- Average maturity
- 25.92 yrs vs category 11.10 yrs
- Average coupon
- 7.21%
- Government securities
- 88.1%
Credit quality
- AAA
- 100.0%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 15 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹44 cr
- Net flow, 3 months
- −₹31 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Union Dynamic Bond Fund?
- ₹25.04 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Union Dynamic Bond Fund?
- 1.06% a year for the Direct plan, as of 30 Jun 2026.
- How large is Union Dynamic Bond Fund?
- ₹64 crore under management as of 31 Jul 2026, in the Dynamic Bond category.
- How risky is Union Dynamic Bond Fund?
- Its SEBI Riskometer reading is "Moderate Risk". Government bonds and interest-rate positioning, from medium to very long.
- What are the 5-year returns of Union Dynamic Bond Fund?
- 4.63% a year over the last 5 years (Direct plan, CAGR), against a Dynamic Bond average of 6.26%. Past returns do not predict future returns.
- What is the worst 3-year return of Union Dynamic Bond Fund?
- 4.7% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Jun 2023. The median was 5.9% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Union Dynamic Bond Fund?
- Parijat Agrawal, managing this fund for 14.5 years.
Where this fund sits
Its shelf, all funds
Gl · Gilt & duration →
Government bonds and interest-rate positioning, from medium to very long.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Dynamic Bond funds
- ICICI Prudential All Seasons Bond Fund₹13,260 crore
- Nippon India Dynamic Bond Fund₹3,917 crore
- SBI DYNAMIC BOND FUND₹3,682 crore
- Kotak Dynamic Bond Fund₹2,366 crore
- Canara Robeco Dynamic Bond Fund₹83 crore
- PGIM India Dynamic Bond Fund₹81 crore
- Mahindra Manulife Dynamic Bond Fund₹54 crore
- JM Dynamic Bond Fund₹53 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY COMPOSITE G-SEC INDEX) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.