UTI Dynamic Bond Fund
NAV
₹35.62
as of 21 Aug 2026
UTI Dynamic Bond Fund is an open-ended Dynamic Bond scheme from UTI Mutual Fund managing ₹406 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹35.62 as of 21 Aug 2026. The expense ratio is 0.88% a year. Managed by Pankaj Pathak. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.88% / yr
- as of 30 Jun 2026
- Fund size
- ₹406 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 16 Jun 2010
- ISIN
- INF789F01XD4
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY COMPOSITE G-SEC INDEX
UTI Dynamic Bond Fund
₹158
+58% on ₹100 over 5.0 yrs
Dynamic Bond average
₹137
+37% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 2.26% | 3.14% | -0.88 |
| 6 months | 3.00% | 2.91% | +0.09 |
| 1 year | 5.77% | 5.73% | +0.04 |
| 3 years (CAGR) | 7.58% | 7.32% | +0.26 |
| 5 years (CAGR) | 9.64% | 6.26% | +3.38 |
Category average across 21 funds, as of 20 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 3.0%
- Median
- 8.0%
- Best
- 19.8%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 2 Jun 2025. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 7.2%
- Median
- 8.2%
- Best
- 11.6%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Jun 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.45
- Sharpe ratio (5Y)
- 0.67
- Sortino ratio (3Y)
- 0.68 vs category 0.22
- Standard deviation (3Y)
- 2.24%
- Deepest fall (5Y)
- -1.14%
Where the money actually is
Bonds
66.9%
Cash
32.8%
Other
0.4%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
24 positions · top 10 = 42.2%
Top holdings
- Bharti Telecom Limitedmatures 5 Nov 20276.20%
- Jamnagar Utilities & Power Private Limitedmatures 10 Aug 20286.20%
- Mahindra Rural Housing Finance Limitedmatures 22 Jan 20276.18%
- Rec Limitedmatures 30 Apr 20276.17%
- National Bank For Agriculture And Rural Developmentmatures 15 Sep 20286.16%
- Indigrid Infrastructure Trustmatures 14 Sep 20266.16%
- Indian Bankmatures 15 Dec 20266.01%
- HDFC Bank Limitedmatures 14 Dec 20266.01%
- Kotak Mahindra Bank Limitedmatures 21 Dec 20266.00%
- Net Current Assets5.97%
Holdings as of 31 Jul 2026. Portfolio turnover 397.4% vs category 249.2% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 7.04% vs category 7.08%
- Modified duration
- 1.75 yrs vs category 5.10 yrs
- Average maturity
- 2.98 yrs vs category 11.10 yrs
- Average coupon
- 7.61%
- Government securities
- 21.2%
Credit quality
- AAA
- 82.4%
- AA
- 17.6%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹92 cr
- Net flow, 3 months
- −₹17 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of UTI Dynamic Bond Fund?
- ₹35.62 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of UTI Dynamic Bond Fund?
- 0.88% a year for the Direct plan, as of 30 Jun 2026.
- How large is UTI Dynamic Bond Fund?
- ₹406 crore under management as of 31 Jul 2026, in the Dynamic Bond category.
- How risky is UTI Dynamic Bond Fund?
- Its SEBI Riskometer reading is "Low to Moderate Risk". Government bonds and interest-rate positioning, from medium to very long.
- What are the 5-year returns of UTI Dynamic Bond Fund?
- 9.64% a year over the last 5 years (Direct plan, CAGR), against a Dynamic Bond average of 6.26%. Past returns do not predict future returns.
- What is the worst 3-year return of UTI Dynamic Bond Fund?
- 7.2% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Jun 2023. The median was 8.2% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages UTI Dynamic Bond Fund?
- Pankaj Pathak, managing this fund for 1.3 years.
Where this fund sits
Its shelf, all funds
Gl · Gilt & duration →
Government bonds and interest-rate positioning, from medium to very long.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Dynamic Bond funds
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY COMPOSITE G-SEC INDEX) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.