What is the NAV of UTI Equity Savings Fund?

₹20.02 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.

What is the expense ratio of UTI Equity Savings Fund?

1.07% a year for the Direct plan, as of 31 Aug 2026.

How large is UTI Equity Savings Fund?

₹816 crore under management as of 31 Aug 2026, in the Equity Savings category.

How risky is UTI Equity Savings Fund?

Its SEBI Riskometer reading is "Moderately High Risk". Mostly debt with a measured equity slice for growth.

What are the 5-year returns of UTI Equity Savings Fund?

8.16% a year over the last 5 years (Direct plan, CAGR), against a Equity Savings average of 7.63%. Past returns do not predict future returns.

What is the worst 3-year return of UTI Equity Savings Fund?

7.7% a year – the weakest of 25 overlapping 3-year holding periods, beginning 3 Oct 2023. The median was 11.3% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.

Who manages UTI Equity Savings Fund?

V Srivatsa, managing this fund for 8 years.

UTI Equity Savings Fund

UTI Mutual FundDirectOpen-endedEquity SavingsRiskometer: Moderately High Risk

NAV

₹20.02

as of 6 Oct 2026

UTI Equity Savings Fund is an open-ended Equity Savings scheme from UTI Mutual Fund managing ₹816 crore (as of 31 Aug 2026). Its Direct-plan NAV is ₹20.02 as of 6 Oct 2026. The expense ratio is 1.07% a year. Managed by V Srivatsa. This page is factual data only – it carries no rating and no recommendation.

Key facts

Expense ratio: 1.07% / yr; as of 31 Aug 2026
Fund size: ₹816 crore; as of 31 Aug 2026
Exit load: 1%
SIP available: Yes
Launched: 30 Aug 2018
ISIN: INF789F1A777

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from nyvo’s own NAV data.

Rebased to 100data to 5 Oct 2026Benchmark: Hybrid Equity Savings Benchmark

Oct 2021Oct 2026

UTI Equity Savings Fund

₹148

+48% on ₹100 over 5.0 yrs

Equity Savings average

₹144

+44% on ₹100 over 5.0 yrs

Returns vs category

Window	Fund	Category avg	Gap
3 months	-1.82%	-0.43%	-1.39
6 months	-0.47%	4.29%	-4.76
1 year	1.76%	2.82%	-1.06
3 years (CAGR)	7.83%	8.25%	-0.42
5 years (CAGR)	8.16%	7.63%	+0.53

No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Risk, measured

Sharpe ratio (3Y): 0.53
Sharpe ratio (5Y): 0.64
Sortino ratio (3Y): 0.75 vs category 0.54
Standard deviation (3Y): 4.90%
Deepest fall (5Y): -4.12%

Distance below its own peak

Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.

Deepest fall

-4.1%

Right now

-3.0% below peak

Aug 2023Deepest: -4.3%Oct 2026

Where the money actually is

Equity

41.4%

Bonds

21.3%

Cash

37.3%

Whole-portfolio split, as of 31 Aug 2026. The size split below covers only the equity slice of this.

What it owns

80 positions · top 10 = 40.2%

Market-cap mix (equity sleeve)

Large 31.2%Mid 4.8%Small 1.5%Other 62.5%

as of 31 Aug 2026

Holdings by sector

Financial Services(3 in top 10)30.2%
- Axis Bank Ltd5.52%
- HDFC Bank Ltd4.58%
- Kotak Mahindra Bank Ltd3.62%
Consumer Cyclical(1 in top 10)9.0%
- Mahindra & Mahindra Ltd4.17%
Industrials6.9%
Basic Materials(1 in top 10)6.3%
- Grasim Industries Ltd3.72%
Communication Services4.7%
Real Estate4.2%
Technology4.0%
Energy3.1%

Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Aug 2026. Portfolio turnover 40.8% vs category 100.7% a year.

Other top holdings

7.32% Govt Stock 2030matures 13 Nov 20308.19%
7.04% Govt Stock 2029matures 3 Jun 20295.81%
6.01% Govt Stock 2030matures 21 Jul 20304.82%
Net Current Assets4.02%
AXIS BANK LTD.-29-Sep-2026matures 29 Sep 20263.81%

The debt it holds (debt sleeve)

Yield to maturity: 6.06% vs category 6.63%
Modified duration: 2.41 yrs vs category 2.24 yrs
Average maturity: 2.79 yrs vs category 3.07 yrs
Average coupon: 6.92%
Government securities: 21.3%

Credit quality

AAA: 100.0%

Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 31 Jul 2026.

Portfolio characteristics as of 31 Aug 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.

Money in, money out

Net flow, 12 months: +₹68 cr
Net flow, 3 months: −₹23 cr

as of 31 Aug 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of UTI Equity Savings Fund?: ₹20.02 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of UTI Equity Savings Fund?: 1.07% a year for the Direct plan, as of 31 Aug 2026.
How large is UTI Equity Savings Fund?: ₹816 crore under management as of 31 Aug 2026, in the Equity Savings category.
How risky is UTI Equity Savings Fund?: Its SEBI Riskometer reading is "Moderately High Risk". Mostly debt with a measured equity slice for growth.
What are the 5-year returns of UTI Equity Savings Fund?: 8.16% a year over the last 5 years (Direct plan, CAGR), against a Equity Savings average of 7.63%. Past returns do not predict future returns.
What is the worst 3-year return of UTI Equity Savings Fund?: 7.7% a year – the weakest of 25 overlapping 3-year holding periods, beginning 3 Oct 2023. The median was 11.3% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
Who manages UTI Equity Savings Fund?: V Srivatsa, managing this fund for 8 years.

Where this fund sits

Its shelf, all funds

Ch · Conservative hybrid →

Mostly debt with a measured equity slice for growth.

The money map

How big this shelf is in India →

The whole industry sized by real money, from AMFI’s monthly data.

Side by side

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One bet or two?

Check its overlap →

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Other Equity Savings funds

Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Hybrid Equity Savings Benchmark) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.