What is the NAV of Kotak Equity Savings Fund?

₹30.79 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.

What is the expense ratio of Kotak Equity Savings Fund?

0.67% a year for the Direct plan, as of 30 Jun 2026.

How large is Kotak Equity Savings Fund?

₹10,410 crore under management as of 31 Jul 2026, in the Equity Savings category.

How risky is Kotak Equity Savings Fund?

Its SEBI Riskometer reading is "Moderate Risk". Mostly debt with a measured equity slice for growth.

What are the 5-year returns of Kotak Equity Savings Fund?

10.76% a year over the last 5 years (Direct plan, CAGR), against a Equity Savings average of 8.66%. Past returns do not predict future returns.

What is the worst 3-year return of Kotak Equity Savings Fund?

10.9% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Aug 2023. The median was 12.4% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.

Who manages Kotak Equity Savings Fund?

Abhishek Bisen, managing this fund for 11.8 years.

Kotak Equity Savings Fund

Kotak Mahindra Mutual FundDirectOpen-endedEquity SavingsRiskometer: Moderate Risk

NAV

₹30.79

as of 21 Aug 2026

Kotak Equity Savings Fund is an open-ended Equity Savings scheme from Kotak Mahindra Mutual Fund managing ₹10,410 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹30.79 as of 21 Aug 2026. The expense ratio is 0.67% a year. Managed by Abhishek Bisen. This page is factual data only — it carries no rating and no recommendation.

Key facts

Expense ratio: 0.67% / yr; as of 30 Jun 2026
Fund size: ₹10,410 crore; as of 31 Jul 2026
Exit load: 1%
SIP available: Yes
Launched: 13 Oct 2014
ISIN: INF174K01D28

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from NYVO’s own NAV data.

Rebased to 100data to 20 Aug 2026Benchmark: Hybrid Equity Savings Benchmark

Aug 2021Aug 2026

Kotak Equity Savings Fund

₹167

+67% on ₹100 over 5.0 yrs

Equity Savings average

₹151

+51% on ₹100 over 5.0 yrs

Returns vs category

Window	Fund	Category avg	Gap
3 months	3.27%	3.21%	+0.06
6 months	2.62%	2.29%	+0.33
1 year	6.23%	4.96%	+1.27
3 years (CAGR)	11.01%	9.27%	+1.74
5 years (CAGR)	10.76%	8.66%	+2.10

No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Risk, measured

Sharpe ratio (3Y): 0.66
Sharpe ratio (5Y): 0.87
Sortino ratio (3Y): 0.97 vs category 0.51
Standard deviation (3Y): 6.27%
Deepest fall (5Y): -5.31%

Distance below its own peak

Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.

Deepest fall

-5.3%

Right now

-0.3% below peak

Jul 2023Deepest: -5.2%Aug 2026

Where the money actually is

Equity

38.2%

Bonds

13.1%

Cash

48.7%

Other

0.0%

Whole-portfolio split, as of 31 Jul 2026. The size split below covers only the equity slice of this.

What it owns

249 positions · top 10 = 12.8%

Market-cap mix (equity sleeve)

Large 19.4%Mid 13.6%Small 4.6%Other 62.4%

as of 31 Jul 2026

Holdings by sector

Financial Services(2 in top 10)18.9%
- HDFC Bank Ltd2.89%
- State Bank of India2.88%
Consumer Cyclical(1 in top 10)10.2%
- Maruti Suzuki India Ltd2.90%
Communication Services(2 in top 10)10.1%
- Bharti Airtel Ltd5.66%
- Indus Towers Ltd Ordinary Shares3.56%
Industrials7.1%
Technology6.7%
Consumer Defensive6.0%
Utilities4.0%
Basic Materials3.7%

Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 466.0% vs category 127.5% a year.

Other top holdings

Kotak Liquid Dir Gr6.48%
Triparty Repo5.98%
Bharti Airtel Ltd-AUG20263.31%
HDFC Bank Ltd.-AUG20262.90%
Cnx Nifty-Aug20262.76%

Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.

The debt it holds (debt sleeve)

Yield to maturity: 6.86% vs category 6.63%
Modified duration: 1.87 yrs vs category 2.24 yrs
Average maturity: 2.81 yrs vs category 3.07 yrs
Average coupon: 7.57%
Government securities: 5.2%

Credit quality

AAA: 92.0%
AA: 8.0%

Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.

Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.

Money in, money out

Net flow, 12 months: +₹1,418 cr
Net flow, 3 months: +₹201 cr

as of 31 Jul 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of Kotak Equity Savings Fund?: ₹30.79 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of Kotak Equity Savings Fund?: 0.67% a year for the Direct plan, as of 30 Jun 2026.
How large is Kotak Equity Savings Fund?: ₹10,410 crore under management as of 31 Jul 2026, in the Equity Savings category.
How risky is Kotak Equity Savings Fund?: Its SEBI Riskometer reading is "Moderate Risk". Mostly debt with a measured equity slice for growth.
What are the 5-year returns of Kotak Equity Savings Fund?: 10.76% a year over the last 5 years (Direct plan, CAGR), against a Equity Savings average of 8.66%. Past returns do not predict future returns.
What is the worst 3-year return of Kotak Equity Savings Fund?: 10.9% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Aug 2023. The median was 12.4% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
Who manages Kotak Equity Savings Fund?: Abhishek Bisen, managing this fund for 11.8 years.

Where this fund sits

Its shelf, all funds

Ch · Conservative hybrid →

Mostly debt with a measured equity slice for growth.

The money map

How big this shelf is in India →

The whole industry sized by real money, from AMFI’s monthly data.

Side by side

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Put it next to any other fund — growth, returns, risk and cost in one table.

One bet or two?

Check its overlap →

See whether it owns the same stocks as your other funds.

Other Equity Savings funds

Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Hybrid Equity Savings Benchmark) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.