UTI Low Duration Fund
NAV
₹3,869.09
as of 21 Aug 2026
UTI Low Duration Fund is an open-ended Low Duration Fund scheme from UTI Mutual Fund managing ₹2,386 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹3,869.09 as of 21 Aug 2026. The expense ratio is 0.33% a year. Managed by Anurag Mittal. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.33% / yr
- as of 30 Jun 2026
- Fund size
- ₹2,386 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 23 Apr 2007
- ISIN
- INF789F01XI3
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026
UTI Low Duration Fund
₹143
+43% on ₹100 over 5.0 yrs
Low Duration Fund average
₹131
+31% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 2.12% | – | – |
| 6 months | 3.10% | – | – |
| 1 year | 6.25% | – | – |
| 3 years (CAGR) | 7.29% | – | – |
| 5 years (CAGR) | 7.50% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 4.1%
- Median
- 7.3%
- Best
- 8.9%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Nov 2021. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 6.3%
- Median
- 7.3%
- Best
- 7.7%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2021. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 1.27
- Sharpe ratio (5Y)
- 0.72
- Sortino ratio (3Y)
- 3.11 vs category 1.93
- Standard deviation (3Y)
- 0.63%
Where the money actually is
Bonds
66.5%
Cash
33.1%
Other
0.4%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
44 positions · top 10 = 20.0%
Top holdings
- Tbillmatures 10 Dec 20268.22%
- Net Current Assets7.03%
- Rec Limitedmatures 26 Feb 20275.88%
- National Bank For Agriculture And Rural Developmentmatures 15 Mar 20275.25%
- Mahindra Rural Housing Finance Limitedmatures 22 Jan 20274.20%
- HDFC Bank Limitedmatures 19 Nov 20264.11%
- Export-Import Bank of India4.09%
- Embassy Office Parks Reitmatures 18 Oct 20263.98%
- Embassy Office Parks Reitmatures 7 Sep 20263.77%
- National Bank For Agriculture And Rural Developmentmatures 24 Feb 20283.14%
Holdings as of 31 Jul 2026. Portfolio turnover 206.4% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 7.20% vs category 7.11%
- Modified duration
- 0.75 yrs vs category 0.89 yrs
- Average maturity
- 0.87 yrs vs category 1.09 yrs
- Average coupon
- 7.80%
- Government securities
- 18.7%
Credit quality
- AAA
- 89.6%
- AA
- 10.4%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹994 cr
- Net flow, 3 months
- −₹775 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of UTI Low Duration Fund?
- ₹3,869.09 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of UTI Low Duration Fund?
- 0.33% a year for the Direct plan, as of 30 Jun 2026.
- How large is UTI Low Duration Fund?
- ₹2,386 crore under management as of 31 Jul 2026, in the Low Duration Fund category.
- How risky is UTI Low Duration Fund?
- Its SEBI Riskometer reading is "Low to Moderate Risk". Three months to three years of lending. Where sensible near-term money quietly sits.
- What are the 5-year returns of UTI Low Duration Fund?
- 7.50% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.
- What is the worst 3-year return of UTI Low Duration Fund?
- 6.3% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Oct 2021. The median was 7.3% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages UTI Low Duration Fund?
- Anurag Mittal, managing this fund for 4.7 years.
Where this fund sits
Its shelf, all funds
Sd · Short duration →
Three months to three years of lending. Where sensible near-term money quietly sits.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Low Duration Fund funds
- ICICI Prudential Savings Fund₹21,735 crore
- HDFC Low Duration Fund₹18,420 crore
- SBI LOW DURATION FUND₹13,102 crore
- Kotak Low Duration Fund₹12,083 crore
- Axis Treasury Advantage Fund₹4,637 crore
- DSP Low Duration Fund₹4,478 crore
- Tata Treasury Advantage Fund₹2,240 crore
- Mirae Asset Low Duration Fund₹2,085 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.