Aditya Birla Sun Life Medium Term Plan
NAV
₹47.95
as of 21 Aug 2026
Aditya Birla Sun Life Medium Term Plan is an open-ended Medium Duration Fund scheme from Aditya Birla Sun Life Mutual Fund managing ₹3,280 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹47.95 as of 21 Aug 2026. The expense ratio is 0.71% a year. Managed by Sunaina Cunha. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.71% / yr
- as of 30 Jun 2026
- Fund size
- ₹3,280 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 25 Mar 2009
- ISIN
- INF209K01XA9
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 4-8 YR G-SEC INDEX
Aditya Birla Sun Life Medium Term Plan
₹183
+83% on ₹100 over 5.0 yrs
Medium Duration Fund average
₹142
+42% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 3.21% | 2.96% | +0.25 |
| 6 months | 3.82% | 3.35% | +0.47 |
| 1 year | 9.52% | 6.54% | +2.98 |
| 3 years (CAGR) | 10.75% | 7.98% | +2.77 |
| 5 years (CAGR) | 12.83% | 6.89% | +5.94 |
Category average across 13 funds, as of 20 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 7.0%
- Median
- 11.8%
- Best
- 26.6%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Dec 2022. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 10.0%
- Median
- 10.9%
- Best
- 15.7%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Sept 2022. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 1.94
- Sharpe ratio (5Y)
- 0.89
- Sortino ratio (3Y)
- 6.29 vs category 1.22
- Standard deviation (3Y)
- 2.05%
- Deepest fall (5Y)
- -0.34%
Where the money actually is
Equity
4.2%
Bonds
91.6%
Cash
4.0%
Other
0.2%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
80 positions · top 10 = 39.4%
Holdings by sector
- Real Estate1.6%
- Industrials1.0%
- Utilities0.8%
- Financial Services0.8%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 102.1% vs category 92.9% a year.
Other top holdings
- 6.94% Govt Stock 2036matures 11 May 203612.13%
- Bajaj Housing Finance Limitedmatures 27 May 20314.66%
- National Bank For Agriculture And Rural Developmentmatures 23 Feb 20293.79%
- National Bank For Agriculture And Rural Developmentmatures 12 Oct 20283.45%
- Hinduja Leyland Finance Limitedmatures 9 Jul 20313.34%
- Oxyzo Financial Services Limitedmatures 13 Mar 20292.71%
- GMR Airports Limitedmatures 13 Feb 20272.57%
- Jtpm Metal TRaders Limitedmatures 30 Apr 20302.51%
- Jubilant Bevco Limitedmatures 31 May 20282.51%
- Net Receivable / Payable2.37%
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 8.05% vs category 7.60%
- Modified duration
- 3.14 yrs vs category 3.25 yrs
- Average maturity
- 4.65 yrs vs category 4.81 yrs
- Average coupon
- 7.87%
- Government securities
- 31.3%
Credit quality
- AAA
- 47.9%
- AA
- 37.2%
- A
- 14.9%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- +₹294 cr
- Net flow, 3 months
- +₹98 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Aditya Birla Sun Life Medium Term Plan?
- ₹47.95 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Aditya Birla Sun Life Medium Term Plan?
- 0.71% a year for the Direct plan, as of 30 Jun 2026.
- How large is Aditya Birla Sun Life Medium Term Plan?
- ₹3,280 crore under management as of 31 Jul 2026, in the Medium Duration Fund category.
- How risky is Aditya Birla Sun Life Medium Term Plan?
- Its SEBI Riskometer reading is "Moderately High Risk". Government bonds and interest-rate positioning, from medium to very long.
- What are the 5-year returns of Aditya Birla Sun Life Medium Term Plan?
- 12.83% a year over the last 5 years (Direct plan, CAGR), against a Medium Duration Fund average of 6.89%. Past returns do not predict future returns.
- What is the worst 3-year return of Aditya Birla Sun Life Medium Term Plan?
- 10.0% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Sept 2022. The median was 10.9% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Aditya Birla Sun Life Medium Term Plan?
- Sunaina Cunha, managing this fund for 11.9 years.
Where this fund sits
Its shelf, all funds
Gl · Gilt & duration →
Government bonds and interest-rate positioning, from medium to very long.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Medium Duration Fund funds
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 4-8 YR G-SEC INDEX) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.