What is the NAV of HDFC Medium Term Debt Fund?

₹65.89 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.

What is the expense ratio of HDFC Medium Term Debt Fund?

0.69% a year for the Direct plan, as of 30 Jun 2026.

How large is HDFC Medium Term Debt Fund?

₹3,614 crore under management as of 31 Jul 2026, in the Medium Duration Fund category.

How risky is HDFC Medium Term Debt Fund?

Its SEBI Riskometer reading is "Moderately High Risk". Government bonds and interest-rate positioning, from medium to very long.

What are the 5-year returns of HDFC Medium Term Debt Fund?

6.89% a year over the last 5 years (Direct plan, CAGR), against a Medium Duration Fund average of 6.89%. Past returns do not predict future returns.

What is the worst 3-year return of HDFC Medium Term Debt Fund?

6.2% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Sept 2021. The median was 7.9% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.

Who manages HDFC Medium Term Debt Fund?

Dhruv Muchhal, managing this fund for 3.1 years.

HDFC Medium Term Debt Fund

HDFC Mutual FundDirectOpen-endedMedium Duration FundRiskometer: Moderately High Risk

NAV

₹65.89

as of 21 Aug 2026

HDFC Medium Term Debt Fund is an open-ended Medium Duration Fund scheme from HDFC Mutual Fund managing ₹3,614 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹65.89 as of 21 Aug 2026. The expense ratio is 0.69% a year. Managed by Dhruv Muchhal. This page is factual data only — it carries no rating and no recommendation.

Key facts

Expense ratio: 0.69% / yr; as of 30 Jun 2026
Fund size: ₹3,614 crore; as of 31 Jul 2026
Exit load: None
SIP available: Yes
Launched: 6 Feb 2002
ISIN: INF179K01WI9

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from NYVO’s own NAV data.

Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 4-8 YR G-SEC INDEX

Aug 2021Aug 2026

HDFC Medium Term Debt Fund

₹139

+39% on ₹100 over 5.0 yrs

Medium Duration Fund average

₹142

+42% on ₹100 over 5.0 yrs

Returns vs category

Window	Fund	Category avg	Gap
3 months	3.07%	2.96%	+0.11
6 months	3.53%	3.35%	+0.18
1 year	7.07%	6.54%	+0.53
3 years (CAGR)	8.05%	7.98%	+0.07
5 years (CAGR)	6.89%	6.89%	0.00

Category average across 13 funds, as of 20 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Risk, measured

Sharpe ratio (3Y): 0.95
Sharpe ratio (5Y): 0.61
Sortino ratio (3Y): 1.83 vs category 1.22
Standard deviation (3Y): 1.58%
Deepest fall (5Y): -1.32%

Where the money actually is

Equity

3.1%

Bonds

91.6%

Cash

3.7%

Other

1.6%

Whole-portfolio split, as of 31 Jul 2026.

What it owns

66 positions · top 10 = 31.7%

Holdings by sector

Real Estate1.0%
Financial Services0.9%
Utilities0.7%
Industrials0.5%

Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 47.4% vs category 92.9% a year.

Other top holdings

7.18% Govt Stock 2037matures 24 Jul 20375.12%
SIDDHIVINAYAK SECURITISATION TRUSTmatures 28 Sep 20304.79%
GMR Airports Limitedmatures 13 Feb 20274.37%
Jubilant Beverages Limitedmatures 31 May 20283.29%
7.23% Govt Stock 2039matures 15 Apr 20392.98%
6.68% Govt Stock 2040matures 7 Jul 20402.96%
Small Industries Development Bank Of Indiamatures 24 Nov 20282.79%
SK Finance Limitedmatures 15 Jul 20272.77%
Kalpataru Projects International Limitedmatures 11 Jun 20272.77%
Sbfc Finance Limitedmatures 13 May 20272.76%

The debt it holds

Yield to maturity: 8.05% vs category 7.60%
Modified duration: 3.02 yrs vs category 3.25 yrs
Average maturity: 4.46 yrs vs category 4.81 yrs
Average coupon: 7.59%
Government securities: 20.0%

Credit quality

AAA: 46.5%
AA: 45.9%
A: 7.6%

Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.

Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.

Money in, money out

Net flow, 12 months: −₹408 cr
Net flow, 3 months: −₹225 cr

as of 31 Jul 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of HDFC Medium Term Debt Fund?: ₹65.89 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of HDFC Medium Term Debt Fund?: 0.69% a year for the Direct plan, as of 30 Jun 2026.
How large is HDFC Medium Term Debt Fund?: ₹3,614 crore under management as of 31 Jul 2026, in the Medium Duration Fund category.
How risky is HDFC Medium Term Debt Fund?: Its SEBI Riskometer reading is "Moderately High Risk". Government bonds and interest-rate positioning, from medium to very long.
What are the 5-year returns of HDFC Medium Term Debt Fund?: 6.89% a year over the last 5 years (Direct plan, CAGR), against a Medium Duration Fund average of 6.89%. Past returns do not predict future returns.
What is the worst 3-year return of HDFC Medium Term Debt Fund?: 6.2% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Sept 2021. The median was 7.9% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
Who manages HDFC Medium Term Debt Fund?: Dhruv Muchhal, managing this fund for 3.1 years.

Where this fund sits

Its shelf, all funds

Gl · Gilt & duration →

Government bonds and interest-rate positioning, from medium to very long.

The money map

How big this shelf is in India →

The whole industry sized by real money, from AMFI’s monthly data.

Side by side

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One bet or two?

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See whether it owns the same stocks as your other funds.

Other Medium Duration Fund funds

Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 4-8 YR G-SEC INDEX) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.