What is the NAV of HDFC ELSS Tax saver?

₹1,512.29 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.

What is the expense ratio of HDFC ELSS Tax saver?

1.18% a year for the Direct plan, as of 30 Jun 2026.

How large is HDFC ELSS Tax saver?

₹16,095 crore under management as of 31 Jul 2026, in the ELSS category.

How risky is HDFC ELSS Tax saver?

Its SEBI Riskometer reading is "Very High Risk". Equity with a three-year lock and a Section 80C deduction attached.

What are the 5-year returns of HDFC ELSS Tax saver?

16.28% a year over the last 5 years (Direct plan, CAGR), against a ELSS average of 12.99%. Past returns do not predict future returns.

What is the worst 3-year return of HDFC ELSS Tax saver?

15.5% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Aug 2023. The median was 21.9% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.

Who manages HDFC ELSS Tax saver?

Dhruv Muchhal, managing this fund for 3.1 years.

HDFC ELSS Tax saver

HDFC Mutual FundDirectOpen-endedELSSRiskometer: Very High Risk

NAV

₹1,512.29

as of 21 Aug 2026

HDFC ELSS Tax saver is an open-ended ELSS scheme from HDFC Mutual Fund managing ₹16,095 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹1,512.29 as of 21 Aug 2026. The expense ratio is 1.18% a year. Managed by Dhruv Muchhal. This page is factual data only — it carries no rating and no recommendation.

Key facts

Expense ratio: 1.18% / yr; as of 30 Jun 2026
Fund size: ₹16,095 crore; as of 31 Jul 2026
Exit load: None
SIP available: Yes
Launched: 31 Mar 1996
ISIN: INF179K01YS4

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from NYVO’s own NAV data.

Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 500 Index

Aug 2021Aug 2026

HDFC ELSS Tax saver

₹213

+113% on ₹100 over 5.0 yrs

ELSS average

₹182

+82% on ₹100 over 5.0 yrs

Returns vs category

Window	Fund	Category avg	Gap
3 months	5.23%	5.71%	-0.48
6 months	-3.87%	2.09%	-5.96
1 year	-1.83%	2.03%	-3.86
3 years (CAGR)	15.30%	13.46%	+1.84
5 years (CAGR)	16.28%	12.99%	+3.29

No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Risk, measured

Sharpe ratio (3Y): 0.65
Sharpe ratio (5Y): 0.82
Sortino ratio (3Y): 0.96 vs category 0.62
Standard deviation (3Y): 13.51%
Beta (3Y): 0.86
Alpha (3Y): 3.44%
Deepest fall (5Y): -14.23%

Distance below its own peak

Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.

Deepest fall

-14.2%

Right now

-5.1% below peak

Jul 2023Deepest: -14.8%Aug 2026

Ahead of its benchmark in 61% of months (window: 3y, monthly) — benchmark: NIFTY 500 Index, name shown only.

Where the money actually is

Equity

98.5%

Bonds

0.3%

Cash

1.1%

Whole-portfolio split, as of 31 Jul 2026.

What it owns

65 positions · top 10 = 50.4%

Market-cap mix

Large 77.8%Mid 10.0%Small 10.7%Other 1.5%

as of 31 Jul 2026

Holdings by sector

Financial Services(6 in top 10)41.3%
- ICICI Bank Ltd9.14%
- HDFC Bank Ltd7.72%
- Axis Bank Ltd6.11%
- State Bank of India4.47%
- Kotak Mahindra Bank Ltd4.24%
- SBI Life Insurance Co Ltd3.49%
Consumer Cyclical(2 in top 10)17.8%
- Maruti Suzuki India Ltd4.86%
- Hyundai Motor India Ltd2.71%
Healthcare8.2%
Technology(1 in top 10)6.7%
- HCL Technologies Ltd2.99%
Industrials6.7%
Communication Services(1 in top 10)4.6%
- Bharti Airtel Ltd4.64%
Consumer Defensive4.5%
Basic Materials4.4%

Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 27.2% vs category 35.8% a year.

The businesses it owns

P/E (trailing): 23.2 vs category 24.3
P/B: 3.2 vs category 3.3
Dividend yield: 1.3% vs category 1.2%
Net margin: 17.4% vs category 17.4%
Earnings growth: 11.7%
Avg market cap: ₹2.70 lakh crore

Money in, money out

Net flow, 12 months: −₹351 cr
Net flow, 3 months: −₹100 cr

as of 31 Jul 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of HDFC ELSS Tax saver?: ₹1,512.29 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of HDFC ELSS Tax saver?: 1.18% a year for the Direct plan, as of 30 Jun 2026.
How large is HDFC ELSS Tax saver?: ₹16,095 crore under management as of 31 Jul 2026, in the ELSS category.
How risky is HDFC ELSS Tax saver?: Its SEBI Riskometer reading is "Very High Risk". Equity with a three-year lock and a Section 80C deduction attached.
What are the 5-year returns of HDFC ELSS Tax saver?: 16.28% a year over the last 5 years (Direct plan, CAGR), against a ELSS average of 12.99%. Past returns do not predict future returns.
What is the worst 3-year return of HDFC ELSS Tax saver?: 15.5% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Aug 2023. The median was 21.9% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
Who manages HDFC ELSS Tax saver?: Dhruv Muchhal, managing this fund for 3.1 years.

Where this fund sits

Its shelf, all funds

El · ELSS tax saver →

Equity with a three-year lock and a Section 80C deduction attached.

The money map

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The whole industry sized by real money, from AMFI’s monthly data.

Side by side

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Other ELSS funds

Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.