What is the NAV of HSBC Gilt Fund?

₹77.77 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.

What is the expense ratio of HSBC Gilt Fund?

0.41% a year for the Direct plan, as of 30 Jun 2026.

How large is HSBC Gilt Fund?

₹160 crore under management as of 31 Jul 2026, in the Gilt Fund category.

How risky is HSBC Gilt Fund?

Its SEBI Riskometer reading is "Moderate Risk". Government bonds and interest-rate positioning, from medium to very long.

What is the worst 3-year return of HSBC Gilt Fund?

5.4% a year — the weakest of 10 overlapping 3-year holding periods, beginning 1 Jun 2023. The median was 6.4% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.

Who manages HSBC Gilt Fund?

Shriram Ramanathan, managing this fund for 9.3 years.

HSBC Gilt Fund

HSBC Mutual FundDirectOpen-endedGilt FundRiskometer: Moderate Risk

NAV

₹77.77

as of 21 Aug 2026

HSBC Gilt Fund is an open-ended Gilt Fund scheme from HSBC Mutual Fund managing ₹160 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹77.77 as of 21 Aug 2026. The expense ratio is 0.41% a year. Managed by Shriram Ramanathan. This page is factual data only — it carries no rating and no recommendation.

Key facts

Expense ratio: 0.41% / yr; as of 30 Jun 2026
Fund size: ₹160 crore; as of 31 Jul 2026
Exit load: None
SIP available: Yes
Launched: 29 Mar 2000
ISIN: INF917K01FI7

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from NYVO’s own NAV data.

Rebased to 100data to 20 Aug 2026

Nov 2022Aug 2026

HSBC Gilt Fund

₹126

+26% on ₹100 over 3.7 yrs

Gilt Fund average

₹125

+25% on ₹100 over 3.7 yrs

Returns vs category

Window	Fund	Category avg	Gap
3 months	3.50%	–	–
6 months	2.42%	–	–
1 year	3.82%	–	–
3 years (CAGR)	6.34%	–	–

No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Risk, measured

Sharpe ratio (3Y): -0.01
Sharpe ratio (5Y): -0.10
Sortino ratio (3Y): -0.01 vs category 0.18
Standard deviation (3Y): 3.87%
Deepest fall (5Y): -3.02%

Where the money actually is

Bonds

93.4%

Cash

6.6%

Whole-portfolio split, as of 31 Jul 2026.

What it owns

13 positions · top 10 = 93.3%

Top holdings

7.24% Govt Stock 2055matures 18 Aug 205524.04%
6.9% Govt Stock 2065matures 15 Apr 206519.91%
6.94% Govt Stock 2036matures 11 May 203616.03%
Trepsmatures 3 Aug 202613.74%
6.68% Govt Stock 2040matures 7 Jul 20407.33%
Net Current Assets (Including Cash & Bank Balances)7.11%
7.72% Maharashtra Sgs 2032matures 23 Mar 20326.61%
7.72% Gujarat Sgs 2035matures 15 Mar 20355.27%
India (Republic of) 7.06%matures 27 Jul 20415.03%
6.8% Tamilnadu Sgs 2035matures 2 Jul 20354.56%

Holdings as of 31 Jul 2026. Portfolio turnover 362.4% a year.

Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.

The debt it holds

Yield to maturity: 7.31% vs category 7.01%
Modified duration: 9.05 yrs vs category 7.72 yrs
Average maturity: 20.86 yrs vs category 17.26 yrs
Average coupon: 7.10%
Government securities: 93.4%

Credit quality

AAA: 100.0%

Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.

Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.

Money in, money out

Net flow, 12 months: −₹85 cr
Net flow, 3 months: −₹22 cr

as of 31 Jul 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of HSBC Gilt Fund?: ₹77.77 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of HSBC Gilt Fund?: 0.41% a year for the Direct plan, as of 30 Jun 2026.
How large is HSBC Gilt Fund?: ₹160 crore under management as of 31 Jul 2026, in the Gilt Fund category.
How risky is HSBC Gilt Fund?: Its SEBI Riskometer reading is "Moderate Risk". Government bonds and interest-rate positioning, from medium to very long.
What is the worst 3-year return of HSBC Gilt Fund?: 5.4% a year — the weakest of 10 overlapping 3-year holding periods, beginning 1 Jun 2023. The median was 6.4% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
Who manages HSBC Gilt Fund?: Shriram Ramanathan, managing this fund for 9.3 years.

Where this fund sits

Its shelf, all funds

Gl · Gilt & duration →

Government bonds and interest-rate positioning, from medium to very long.

The money map

How big this shelf is in India →

The whole industry sized by real money, from AMFI’s monthly data.

Side by side

Compare this fund →

Put it next to any other fund — growth, returns, risk and cost in one table.

One bet or two?

Check its overlap →

See whether it owns the same stocks as your other funds.

Other Gilt Fund funds

Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.