What is the NAV of SBI GILT FUND?

₹72.74 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.

What is the expense ratio of SBI GILT FUND?

0.5% a year for the Direct plan, as of 31 Aug 2026.

How large is SBI GILT FUND?

₹8,215 crore under management as of 31 Aug 2026, in the Gilt Fund category.

How risky is SBI GILT FUND?

Its SEBI Riskometer reading is "Moderate Risk". Government bonds and interest-rate positioning, from medium to very long.

What are the 5-year returns of SBI GILT FUND?

6.21% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.

What is the worst 3-year return of SBI GILT FUND?

6.3% a year – the weakest of 25 overlapping 3-year holding periods, beginning 1 Jun 2023. The median was 7.5% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.

Who manages SBI GILT FUND?

Sudhir Agarwal, managing this fund for 1.2 years.

SBI GILT FUND

SBI Mutual FundDirectOpen-endedGilt FundRiskometer: Moderate Risk

NAV

₹72.74

as of 6 Oct 2026

SBI GILT FUND is an open-ended Gilt Fund scheme from SBI Mutual Fund managing ₹8,215 crore (as of 31 Aug 2026). Its Direct-plan NAV is ₹72.74 as of 6 Oct 2026. The expense ratio is 0.5% a year. Managed by Sudhir Agarwal. This page is factual data only – it carries no rating and no recommendation.

Key facts

Expense ratio: 0.5% / yr; as of 31 Aug 2026
Fund size: ₹8,215 crore; as of 31 Aug 2026
Exit load: None
SIP available: Yes
Launched: 30 Dec 2000
ISIN: INF200K01SH3

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from nyvo’s own NAV data.

Rebased to 100data to 5 Oct 2026

Oct 2021Oct 2026

SBI GILT FUND

₹135

+35% on ₹100 over 5.0 yrs

Gilt Fund average

₹128

+28% on ₹100 over 5.0 yrs

Returns vs category

Window	Fund	Category avg	Gap
3 months	-0.32%	–	–
6 months	2.60%	–	–
1 year	3.22%	–	–
3 years (CAGR)	6.72%	–	–
5 years (CAGR)	6.21%	–	–

No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Risk, measured

Sharpe ratio (3Y): 0.09
Sharpe ratio (5Y): 0.14
Sortino ratio (3Y): 0.13 vs category 0.08
Standard deviation (3Y): 3.23%
Deepest fall (5Y): -2.80%

Where the money actually is

Bonds

21.5%

Cash

78.5%

Whole-portfolio split, as of 31 Aug 2026.

What it owns

25 positions · top 10 = 46.8%

Top holdings

7.71% Govt Stock 2066matures 18 May 206623.16%
Treps13.28%
India (Republic of)matures 5 Nov 202612.06%
India (Republic of)matures 12 Nov 202611.81%
Maharashtra (Government of) 7.55%8.62%
Standard Chartered Bank 23-07-2031matures 23 Jul 20317.30%
Andhra Pradesh (Government of) 7.28%6.56%
India (Republic of)matures 19 Nov 20266.02%
Net Receivable / Payable4.46%
State Government Of West Bengalmatures 18 Mar 20454.16%

Holdings as of 31 Aug 2026. Portfolio turnover 858.4% a year.

Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.

The debt it holds

Yield to maturity: 7.38% vs category 7.01%
Modified duration: 6.13 yrs vs category 7.72 yrs
Average maturity: 22.10 yrs vs category 17.26 yrs
Average coupon: 7.61%
Government securities: 58.6%

Credit quality

AAA: 100.0%

Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 31 Jul 2026.

Portfolio characteristics as of 31 Aug 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.

Money in, money out

Net flow, 12 months: −₹3,593 cr
Net flow, 3 months: −₹636 cr

as of 31 Aug 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of SBI GILT FUND?: ₹72.74 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of SBI GILT FUND?: 0.5% a year for the Direct plan, as of 31 Aug 2026.
How large is SBI GILT FUND?: ₹8,215 crore under management as of 31 Aug 2026, in the Gilt Fund category.
How risky is SBI GILT FUND?: Its SEBI Riskometer reading is "Moderate Risk". Government bonds and interest-rate positioning, from medium to very long.
What are the 5-year returns of SBI GILT FUND?: 6.21% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.
What is the worst 3-year return of SBI GILT FUND?: 6.3% a year – the weakest of 25 overlapping 3-year holding periods, beginning 1 Jun 2023. The median was 7.5% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
Who manages SBI GILT FUND?: Sudhir Agarwal, managing this fund for 1.2 years.

Where this fund sits

Its shelf, all funds

Gl · Gilt & duration →

Government bonds and interest-rate positioning, from medium to very long.

The money map

How big this shelf is in India →

The whole industry sized by real money, from AMFI’s monthly data.

Side by side

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Put it next to any other fund – growth, returns, risk and cost in one table.

One bet or two?

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See whether it owns the same stocks as your other funds.

Other Gilt Fund funds

Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.