Franklin India Gilt Fund
NAV
₹67.29
as of 19 Oct 2026
Franklin India Gilt Fund is an open-ended Gilt Fund scheme from Franklin Templeton Mutual Fund managing ₹145 crore (as of 30 Sept 2026). Its Direct-plan NAV is ₹67.29 as of 19 Oct 2026. The expense ratio is 0.64% a year. Managed by Rahul Goswami. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.64% / yr
- as of 31 Aug 2026
- Fund size
- ₹145 crore
- as of 30 Sept 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 7 Dec 2001
- ISIN
- INF090I01HS2
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 19 Oct 2026
Franklin India Gilt Fund
₹129
+29% on ₹100 over 5.0 yrs
Gilt Fund average
₹127
+27% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | -0.56% | – | – |
| 6 months | 1.74% | – | – |
| 1 year | 3.75% | – | – |
| 3 years (CAGR) | 6.20% | – | – |
| 5 years (CAGR) | 5.26% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- 1.2%
- Median
- 6.0%
- Best
- 10.7%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 2 Apr 2025. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 5.3%
- Median
- 6.4%
- Best
- 7.6%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.04
- Sharpe ratio (5Y)
- -0.23
- Sortino ratio (3Y)
- 0.05 vs category 0.00
- Standard deviation (3Y)
- 2.95%
- Deepest fall (5Y)
- -2.66%
Where the money actually is
Bonds
66.6%
Cash
33.4%
Whole-portfolio split, as of 30 Sept 2026.
What it owns
16 positions · top 10 = 65.4%
Top holdings
- India (Republic of)matures 29 Oct 202617.15%
- Call, Cash & Other Assets16.28%
- 7.62% Punjab Sgs 2033matures 28 Jan 203310.40%
- 7.73% Andhra Sgs 2032matures 23 Mar 203210.39%
- 7.86% Haryana Sdl 2032matures 29 Jun 20327.09%
- Punjab (State Of) 7.02%matures 1 Jul 20305.52%
- Kerala (Government of) 7.56%matures 8 Jul 20393.47%
- 7.17% Rajasthan Sdl 2032matures 2 Mar 20323.39%
- Bihar State Development Loansmatures 24 Dec 20332.19%
- Himachal Pradesh (Government of) 7.56%matures 8 Jul 20392.05%
Holdings as of 30 Sept 2026. Portfolio turnover 1118.9% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 7.01% vs category 7.01%
- Modified duration
- 2.87 yrs vs category 7.72 yrs
- Average maturity
- 7.94 yrs vs category 17.26 yrs
- Average coupon
- 7.59%
- Government securities
- 83.7%
Credit quality
- AAA
- 100.0%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 31 Aug 2026.
Portfolio characteristics as of 30 Sept 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹31 cr
- Net flow, 3 months
- −₹5 cr
as of 30 Sept 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Franklin India Gilt Fund?
- ₹67.29 per unit as of 19 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Franklin India Gilt Fund?
- 0.64% a year for the Direct plan, as of 31 Aug 2026.
- How large is Franklin India Gilt Fund?
- ₹145 crore under management as of 30 Sept 2026, in the Gilt Fund category.
- How risky is Franklin India Gilt Fund?
- Its SEBI Riskometer reading is "Low to Moderate Risk". Government bonds and interest-rate positioning, from medium to very long.
- What are the 5-year returns of Franklin India Gilt Fund?
- 5.26% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.
- What is the worst 3-year return of Franklin India Gilt Fund?
- 5.3% a year – the weakest of 25 overlapping 3-year holding periods, beginning 1 Oct 2021. The median was 6.4% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Franklin India Gilt Fund?
- Rahul Goswami, managing this fund for 3 years.
Where this fund sits
Its shelf, all funds
Gl · Gilt & duration →
Government bonds and interest-rate positioning, from medium to very long.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Gilt Fund funds
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.