Aditya Birla Sun Life Ultra Short Term Fund
NAV
₹607.24
as of 19 Oct 2026
Aditya Birla Sun Life Ultra Short Term Fund is an open-ended Ultra Short Duration Fund scheme from Aditya Birla Sun Life Mutual Fund managing ₹16,279 crore (as of 30 Sept 2026). Its Direct-plan NAV is ₹607.24 as of 19 Oct 2026. The expense ratio is 0.32% a year. Managed by Kaustubh Gupta. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.32% / yr
- as of 31 Aug 2026
- Fund size
- ₹16,279 crore
- as of 30 Sept 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 16 Apr 2003
- ISIN
- INF209K01UR9
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 19 Oct 2026
Aditya Birla Sun Life Ultra Short Term Fund
₹139
+39% on ₹100 over 5.0 yrs
Ultra Short Duration Fund average
₹137
+37% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 1.57% | – | – |
| 6 months | 3.26% | – | – |
| 1 year | 6.50% | – | – |
| 3 years (CAGR) | 7.45% | – | – |
| 5 years (CAGR) | 6.80% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- 4.3%
- Median
- 7.4%
- Best
- 8.3%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 6.4%
- Median
- 7.5%
- Best
- 7.8%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 2.15
- Sharpe ratio (5Y)
- 1.61
- Sortino ratio (3Y)
- 5.63 vs category 2.60
- Standard deviation (3Y)
- 0.51%
Where the money actually is
Bonds
65.2%
Cash
34.8%
Whole-portfolio split, as of 30 Sept 2026.
What it owns
138 positions · top 10 = 18.6%
Top holdings
- National Bank For Agriculture And Rural Developmentmatures 17 Feb 20275.98%
- National Bank for Agriculture and Rural Developmentmatures 18 Mar 20274.55%
- Indusind Bank Ltdmatures 14 Dec 20264.39%
- Shriram Finance Limitedmatures 2 Sep 20273.25%
- Vedanta Limitedmatures 5 Jun 20282.76%
- Bharti Telecom Limitedmatures 1 Dec 20272.43%
- Net Receivable / Payable2.30%
- HDFC Bank Limitedmatures 3 Sep 20272.15%
- Muthoot Finance Limitedmatures 25 Nov 20271.98%
- Mankind Pharma Limitedmatures 16 Oct 20261.97%
Holdings as of 30 Sept 2026. Portfolio turnover 178.2% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 7.61% vs category 6.85%
- Modified duration
- 0.52 yrs vs category 0.70 yrs
- Average maturity
- 0.62 yrs vs category 0.71 yrs
- Average coupon
- 8.21%
- Government securities
- 17.2%
Credit quality
- AAA
- 61.4%
- AA
- 38.6%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Sept 2026.
Portfolio characteristics as of 30 Sept 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹6,354 cr
- Net flow, 3 months
- −₹1,818 cr
as of 30 Sept 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Aditya Birla Sun Life Ultra Short Term Fund?
- ₹607.24 per unit as of 19 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Aditya Birla Sun Life Ultra Short Term Fund?
- 0.32% a year for the Direct plan, as of 31 Aug 2026.
- How large is Aditya Birla Sun Life Ultra Short Term Fund?
- ₹16,279 crore under management as of 30 Sept 2026, in the Ultra Short Duration Fund category.
- How risky is Aditya Birla Sun Life Ultra Short Term Fund?
- Its SEBI Riskometer reading is "Moderate Risk". Three months to three years of lending. Where sensible near-term money quietly sits.
- What are the 5-year returns of Aditya Birla Sun Life Ultra Short Term Fund?
- 6.80% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.
- What is the worst 3-year return of Aditya Birla Sun Life Ultra Short Term Fund?
- 6.4% a year – the weakest of 25 overlapping 3-year holding periods, beginning 1 Oct 2021. The median was 7.5% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Aditya Birla Sun Life Ultra Short Term Fund?
- Kaustubh Gupta, managing this fund for 15.2 years.
Where this fund sits
Its shelf, all funds
Sd · Short duration →
Three months to three years of lending. Where sensible near-term money quietly sits.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Ultra Short Duration Fund funds
- HDFC Ultra Short Term Fund₹15,675 crore
- Kotak Ultra Short Term Fund₹15,261 crore
- ICICI Prudential Ultra Short term Fund₹15,236 crore
- Nippon India Ultra Short Term Fund₹11,551 crore
- SBI ULTRA SHORT TERM FUND₹11,237 crore
- Tata Ultra Short Term Fund₹5,404 crore
- Axis Ultra Short Term Fund₹4,996 crore
- DSP Ultra Short Term Fund₹4,425 crore
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.