Bandhan 10 year Constant Maturity Gilt Fund
NAV
₹48.33
as of 19 Oct 2026
Bandhan 10 year Constant Maturity Gilt Fund is an open-ended Gilt Fund with 10 year constant duration scheme from Bandhan Mutual Fund managing ₹285 crore (as of 30 Sept 2026). Its Direct-plan NAV is ₹48.33 as of 19 Oct 2026. The expense ratio is 0.26% a year. Managed by Harshal Joshi. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.26% / yr
- as of 31 Aug 2026
- Fund size
- ₹285 crore
- as of 30 Sept 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 9 Mar 2002
- ISIN
- INF194K01P38
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 19 Oct 2026
Bandhan 10 year Constant Maturity Gilt Fund
₹131
+31% on ₹100 over 5.0 yrs
Gilt Fund with 10 year constant duration average
₹130
+30% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | -2.13% | – | – |
| 6 months | 0.76% | – | – |
| 1 year | 2.21% | – | – |
| 3 years (CAGR) | 7.33% | – | – |
| 5 years (CAGR) | 5.61% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- -1.6%
- Median
- 7.6%
- Best
- 13.0%
49 windows over the last 60 months, stepped monthly; 96% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 5.7%
- Median
- 8.0%
- Best
- 9.6%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.33
- Sharpe ratio (5Y)
- -0.09
- Sortino ratio (3Y)
- 0.47 vs category 0.03
- Standard deviation (3Y)
- 3.30%
- Deepest fall (5Y)
- -3.89%
Where the money actually is
Bonds
95.6%
Cash
4.4%
Whole-portfolio split, as of 15 Sept 2026.
What it owns
9 positions · top 10 = 95.2%
Top holdings
- 6.94% Govt Stock 2036matures 11 May 203667.30%
- 6.68% Govt Stock 2040matures 7 Jul 204019.89%
- Karnataka State Development Loansmatures 4 Feb 20356.19%
- Net Current Assets2.27%
- Triparty Repo Trp_0110262.09%
- 7.1% Govt Stock 2034matures 8 Apr 20341.75%
- 7.18% Govt Stock 2033matures 14 Aug 20330.35%
- 8.24% Govt Stock 2027matures 15 Feb 20270.16%
- Cash Margin - Ccil0.00%
Holdings as of 30 Sept 2026. Portfolio turnover 195.4% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
Money in, money out
- Net flow, 12 months
- −₹69 cr
- Net flow, 3 months
- −₹8 cr
as of 30 Sept 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Bandhan 10 year Constant Maturity Gilt Fund?
- ₹48.33 per unit as of 19 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Bandhan 10 year Constant Maturity Gilt Fund?
- 0.26% a year for the Direct plan, as of 31 Aug 2026.
- How large is Bandhan 10 year Constant Maturity Gilt Fund?
- ₹285 crore under management as of 30 Sept 2026, in the Gilt Fund with 10 year constant duration category.
- How risky is Bandhan 10 year Constant Maturity Gilt Fund?
- Its SEBI Riskometer reading is "Moderate Risk". Government bonds and interest-rate positioning, from medium to very long.
- What are the 5-year returns of Bandhan 10 year Constant Maturity Gilt Fund?
- 5.61% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.
- What is the worst 3-year return of Bandhan 10 year Constant Maturity Gilt Fund?
- 5.7% a year – the weakest of 25 overlapping 3-year holding periods, beginning 1 Oct 2021. The median was 8.0% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Bandhan 10 year Constant Maturity Gilt Fund?
- Harshal Joshi, managing this fund for 9.4 years.
Where this fund sits
Its shelf, all funds
Gl · Gilt & duration →
Government bonds and interest-rate positioning, from medium to very long.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
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See whether it owns the same stocks as your other funds.
Other Gilt Fund with 10 year constant duration funds
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.