BANK OF INDIA CREDIT RISK FUND
NAV
₹14.95
as of 19 Oct 2026
BANK OF INDIA CREDIT RISK FUND is an open-ended Credit Risk Fund scheme from Bank of India Mutual Fund managing ₹74 crore (as of 30 Sept 2026). Its Direct-plan NAV is ₹14.95 as of 19 Oct 2026. The expense ratio is 0.98% a year. Managed by Alok Singh. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.98% / yr
- as of 30 Jun 2026
- Fund size
- ₹74 crore
- as of 30 Sept 2026
- Exit load
- 1%
- SIP available
- No
- Launched
- 27 Feb 2015
- ISIN
- INF761K01DG8
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 19 Oct 2026
BANK OF INDIA CREDIT RISK FUND
₹100
+0% on ₹100
Credit Risk Fund average
₹100
+0% on ₹100
Risk, measured
- Sharpe ratio (3Y)
- 0.85
- Sharpe ratio (5Y)
- 0.50
- Sortino ratio (3Y)
- 8.86 vs category 4.63
- Standard deviation (3Y)
- 4.12%
- Deepest fall (5Y)
- -0.27%
Where the money actually is
Bonds
74.3%
Cash
25.0%
Other
0.7%
Whole-portfolio split, as of 30 Sept 2026.
What it owns
12 positions · top 10 = 22.8%
Top holdings
- Treps22.29%
- Nirma Limitedmatures 7 Apr 202710.78%
- Aditya Birla Real Estate Limitedmatures 30 Aug 20279.43%
- 360 One Prime Limitedmatures 4 Mar 20279.32%
- Aadhar Housing Finance Limitedmatures 21 Aug 20279.19%
- Manappuram Finance Limitedmatures 24 Mar 20288.70%
- Vedanta Limitedmatures 5 Jun 20286.80%
- Rashtriya Chemicals And Fertilizers Limitedmatures 7 Aug 20276.73%
- JSW Steel Limitedmatures 13 May 20276.71%
- Nuvoco Vistas Corporation Limitedmatures 18 Sep 20286.66%
Holdings as of 30 Sept 2026. Portfolio turnover 114.0% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 6.78% vs category 7.92%
- Modified duration
- 0.58 yrs vs category 2.02 yrs
- Average maturity
- 0.64 yrs vs category 2.71 yrs
- Average coupon
- 8.58%
- Government securities
- 0.0%
Credit quality
- AAA
- 17.3%
- AA
- 82.7%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 31 Aug 2026.
Portfolio characteristics as of 30 Sept 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹48 cr
- Net flow, 3 months
- −₹14 cr
as of 30 Sept 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of BANK OF INDIA CREDIT RISK FUND?
- ₹14.95 per unit as of 19 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of BANK OF INDIA CREDIT RISK FUND?
- 0.98% a year for the Direct plan, as of 30 Jun 2026.
- How large is BANK OF INDIA CREDIT RISK FUND?
- ₹74 crore under management as of 30 Sept 2026, in the Credit Risk Fund category.
- How risky is BANK OF INDIA CREDIT RISK FUND?
- Its SEBI Riskometer reading is "Moderately High Risk". Lending to companies and banks for extra yield over government paper.
- Who manages BANK OF INDIA CREDIT RISK FUND?
- Alok Singh, managing this fund for 11.6 years.
Where this fund sits
Its shelf, all funds
Cb · Corporate & credit →
Lending to companies and banks for extra yield over government paper.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Credit Risk Fund funds
- HDFC Credit Risk Fund₹7,631 crore
- ICICI Prudential Credit Risk Fund₹6,320 crore
- SBI CREDIT RISK FUND₹2,182 crore
- Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1₹1,708 crore
- Aditya Birla Sun Life Credit Risk Fund₹1,657 crore
- Kotak Credit Risk Fund₹769 crore
- BANDHAN CREDIT RISK FUND₹221 crore
- Invesco India Credit Risk Fund₹167 crore
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.