What is the NAV of SBI Ultra Short to Short Term Fund?

₹3,924.6 per unit as of 19 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.

What is the expense ratio of SBI Ultra Short to Short Term Fund?

0.44% a year for the Direct plan, as of 31 Aug 2026.

How large is SBI Ultra Short to Short Term Fund?

₹10,942 crore under management as of 30 Sept 2026, in the Low Duration Fund category.

How risky is SBI Ultra Short to Short Term Fund?

Its SEBI Riskometer reading is "Low to Moderate Risk". Three months to three years of lending. Where sensible near-term money quietly sits.

What are the 5-year returns of SBI Ultra Short to Short Term Fund?

6.53% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.

What is the worst 3-year return of SBI Ultra Short to Short Term Fund?

6.3% a year – the weakest of 25 overlapping 3-year holding periods, beginning 1 Oct 2021. The median was 7.3% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.

Who manages SBI Ultra Short to Short Term Fund?

Sudhir Agrawal, managing this fund for 1.4 years.

SBI Ultra Short to Short Term Fund

SBI Mutual FundDirectOpen-endedLow Duration FundRiskometer: Low to Moderate Risk

NAV

₹3,924.6

as of 19 Oct 2026

SBI Ultra Short to Short Term Fund is an open-ended Low Duration Fund scheme from SBI Mutual Fund managing ₹10,942 crore (as of 30 Sept 2026). Its Direct-plan NAV is ₹3,924.6 as of 19 Oct 2026. The expense ratio is 0.44% a year. Managed by Sudhir Agrawal. This page is factual data only – it carries no rating and no recommendation.

Key facts

Expense ratio: 0.44% / yr; as of 31 Aug 2026
Fund size: ₹10,942 crore; as of 30 Sept 2026
Exit load: None
SIP available: Yes
Launched: 27 Jul 2007
ISIN: INF200K01VM7

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from nyvo’s own NAV data.

Rebased to 100data to 19 Oct 2026

Oct 2021Oct 2026

SBI Ultra Short to Short Term Fund

₹137

+37% on ₹100 over 5.0 yrs

Low Duration Fund average

₹131

+31% on ₹100 over 5.0 yrs

Returns vs category

Window	Fund	Category avg	Gap
3 months	1.27%	–	–
6 months	2.84%	–	–
1 year	5.75%	–	–
3 years (CAGR)	7.17%	–	–
5 years (CAGR)	6.53%	–	–

No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Risk, measured

Sharpe ratio (3Y): 1.32
Sharpe ratio (5Y): 0.87
Sortino ratio (3Y): 3.20 vs category 2.68
Standard deviation (3Y): 0.64%
Deepest fall (5Y): -0.07%

Where the money actually is

Bonds

22.2%

Cash

80.2%

Other

0.4%

Whole-portfolio split, as of 30 Sept 2026.

What it owns

56 positions · top 10 = 22.0%

Top holdings

Deutsche Bank Ag 17-06-2027matures 17 Jun 202715.54%
HDFC Bank Limitedmatures 3 Feb 20275.55%
Treps4.98%
RADHAKRISHNA SECURITISATION TRUSTmatures 28 Sep 20284.57%
Indian Bankmatures 2 Mar 20274.47%
Canara Bankmatures 2 Dec 20274.46%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)matures 3 May 20274.44%
ICICI Bank Ltdmatures 19 Mar 20274.43%
Bharti Telecom Limitedmatures 29 Feb 20284.08%
India (Republic of)matures 22 Oct 20263.62%

Holdings as of 30 Sept 2026. Portfolio turnover 231.5% a year.

Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.

The debt it holds

Yield to maturity: 7.17% vs category 7.11%
Modified duration: 0.56 yrs vs category 0.89 yrs
Average maturity: 1.05 yrs vs category 1.09 yrs
Average coupon: 7.69%
Government securities: -13.5%

Credit quality

AAA: 84.4%
AA: 15.6%

Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Sept 2026.

Portfolio characteristics as of 30 Sept 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.

Money in, money out

Net flow, 12 months: −₹6,597 cr
Net flow, 3 months: −₹2,606 cr

as of 30 Sept 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of SBI Ultra Short to Short Term Fund?: ₹3,924.6 per unit as of 19 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of SBI Ultra Short to Short Term Fund?: 0.44% a year for the Direct plan, as of 31 Aug 2026.
How large is SBI Ultra Short to Short Term Fund?: ₹10,942 crore under management as of 30 Sept 2026, in the Low Duration Fund category.
How risky is SBI Ultra Short to Short Term Fund?: Its SEBI Riskometer reading is "Low to Moderate Risk". Three months to three years of lending. Where sensible near-term money quietly sits.
What are the 5-year returns of SBI Ultra Short to Short Term Fund?: 6.53% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.
What is the worst 3-year return of SBI Ultra Short to Short Term Fund?: 6.3% a year – the weakest of 25 overlapping 3-year holding periods, beginning 1 Oct 2021. The median was 7.3% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
Who manages SBI Ultra Short to Short Term Fund?: Sudhir Agrawal, managing this fund for 1.4 years.

Where this fund sits

Its shelf, all funds

Sd · Short duration →

Three months to three years of lending. Where sensible near-term money quietly sits.

The money map

How big this shelf is in India →

The whole industry sized by real money, from AMFI’s monthly data.

Side by side

Compare this fund →

Put it next to any other fund – growth, returns, risk and cost in one table.

One bet or two?

Check its overlap →

See whether it owns the same stocks as your other funds.

Other Low Duration Fund funds

Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.