ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA
NAV
₹22.8
as of 6 Oct 2026
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA is an open-ended Children’s Fund scheme from Aditya Birla Sun Life Mutual Fund managing ₹1,266 crore (as of 31 Aug 2026). Its Direct-plan NAV is ₹22.8 as of 6 Oct 2026. The expense ratio is 1.07% a year. Managed by Harshil Suvarnkar. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.07% / yr
- as of 31 Aug 2026
- Fund size
- ₹1,266 crore
- as of 31 Aug 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 12 Feb 2019
- ISIN
- INF209KB1E84
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 5 Oct 2026Benchmark: NIFTY 500 Index
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA
₹151
+51% on ₹100 over 5.0 yrs
Children’s Fund average
₹146
+46% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | -5.74% | – | – |
| 6 months | 4.32% | – | – |
| 1 year | 0.94% | – | – |
| 3 years (CAGR) | 9.60% | – | – |
| 5 years (CAGR) | 8.65% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- -4.4%
- Median
- 8.5%
- Best
- 36.9%
49 windows over the last 60 months, stepped monthly; 86% ended positive. Worst window began 1 Oct 2024. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 10.5%
- Median
- 15.2%
- Best
- 20.1%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Aug 2023. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.47
- Sharpe ratio (5Y)
- 0.40
- Sortino ratio (3Y)
- 0.70
- Standard deviation (3Y)
- 15.18%
- Deepest fall (5Y)
- -18.32%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.
Deepest fall
-18.3%
Right now
-6.6% below peak
Where the money actually is
Equity
93.9%
Cash
6.1%
Whole-portfolio split, as of 31 Aug 2026. The size split below covers only the equity slice of this.
What it owns
65 positions · top 10 = 28.9%
Market-cap mix (equity sleeve)
Large 53.5%Mid 14.7%Small 25.7%Other 6.1%
as of 31 Aug 2026
Holdings by sector
Financial Services(5 in top 10)23.3%
- ICICI Bank Ltd5.97%
- HDFC Bank Ltd3.37%
- Axis Bank Ltd2.78%
- State Bank of India2.16%
- Shriram Finance Ltd2.10%
Consumer Cyclical(1 in top 10)15.9%
- Meesho Ltd2.21%
- Basic Materials13.3%
Technology(1 in top 10)11.4%
- Infosys Ltd2.47%
- Industrials9.5%
- Healthcare8.0%
- Consumer Defensive6.8%
Energy(1 in top 10)3.3%
- Reliance Industries Ltd3.34%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Aug 2026. Portfolio turnover 32.2% a year.
Other top holdings
- Treps6.14%
- Bharti Airtel Ltd2.39%
Money in, money out
- Net flow, 12 months
- +₹35 cr
- Net flow, 3 months
- +₹6 cr
as of 31 Aug 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA?
- ₹22.8 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA?
- 1.07% a year for the Direct plan, as of 31 Aug 2026.
- How large is ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA?
- ₹1,266 crore under management as of 31 Aug 2026, in the Children’s Fund category.
- How risky is ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA?
- Its SEBI Riskometer reading is "Very High Risk". The same idea, aimed at a child's education or wedding.
- What are the 5-year returns of ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA?
- 8.65% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.
- What is the worst 3-year return of ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA?
- 10.5% a year – the weakest of 25 overlapping 3-year holding periods, beginning 1 Aug 2023. The median was 15.2% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA?
- Harshil Suvarnkar, managing this fund for 5.5 years.
Where this fund sits
Its shelf, all funds
Kd · Children's fund →
The same idea, aimed at a child's education or wedding.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Children’s Fund funds
- HDFC Children's Fund₹9,562 crore
- SBI Children's Fund - Investment Plan₹7,765 crore
- ICICI Prudential Children's Fund₹1,266 crore
- Axis Children's Fund₹907 crore
- Tata Childrens Fund₹331 crore
- SBI CHILDREN'S FUND - SAVINGS PLAN₹149 crore
- Baroda BNP Paribas Children's Fund₹130 crore
- Union Children's Fund₹92 crore
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.