Aditya Birla Sun Life Banking and Financial Services Fund
NAV
₹67.99
as of 6 Oct 2026
Aditya Birla Sun Life Banking and Financial Services Fund is an open-ended Sectoral/ Thematic scheme from Aditya Birla Sun Life Mutual Fund managing ₹3,668 crore (as of 31 Aug 2026). Its Direct-plan NAV is ₹67.99 as of 6 Oct 2026. The expense ratio is 1.15% a year. Managed by Dhaval Gala. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.15% / yr
- as of 31 Aug 2026
- Fund size
- ₹3,668 crore
- as of 31 Aug 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 14 Dec 2013
- ISIN
- INF209K014W1
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 5 Oct 2026Benchmark: Nifty Financial Services TRI
Aditya Birla Sun Life Banking and Financial Services Fund
₹158
+58% on ₹100 over 5.0 yrs
Sectoral/ Thematic average
₹166
+66% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | -7.74% | -4.47% | -3.27 |
| 6 months | -1.45% | 7.56% | -9.01 |
| 1 year | -1.73% | -0.10% | -1.63 |
| 3 years (CAGR) | 8.33% | 12.32% | -3.99 |
| 5 years (CAGR) | 9.47% | 11.84% | -2.37 |
Category average across 119 funds, as of 5 Oct 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- -2.1%
- Median
- 13.2%
- Best
- 38.6%
49 windows over the last 60 months, stepped monthly; 90% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 8.2%
- Median
- 15.4%
- Best
- 24.5%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 3 Oct 2023. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.41
- Sharpe ratio (5Y)
- 0.39
- Sortino ratio (3Y)
- 0.62 vs category 0.66
- Standard deviation (3Y)
- 16.16%
- Beta (3Y)
- 0.99
- Alpha (3Y)
- 0.89%
- Deepest fall (5Y)
- -17.52%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.
Deepest fall
-15.1%
Right now
-8.7% below peak
Ahead of its benchmark in 53% of months (window: 3y, monthly) – benchmark: Nifty Financial Services TRI, name shown only.
Where the money actually is
Equity
98.4%
Cash
1.6%
Whole-portfolio split, as of 31 Aug 2026.
What it owns
45 positions · top 10 = 61.1%
Market-cap mix
Large 63.6%Mid 13.4%Small 19.9%Other 3.1%
as of 31 Aug 2026
Holdings by sector
Financial Services(10 in top 10)96.4%
- ICICI Bank Ltd14.16%
- HDFC Bank Ltd9.78%
- Axis Bank Ltd7.93%
- Bajaj Finance Ltd6.30%
- Shriram Finance Ltd5.71%
- State Bank of India5.18%
- Kotak Mahindra Bank Ltd3.38%
- AU Small Finance Bank Ltd2.91%
- PNB Housing Finance Ltd2.88%
- PB Fintech Ltd2.88%
- Technology1.4%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Aug 2026. Portfolio turnover 35.5% vs category 37.4% a year.
The businesses it owns
- P/E (trailing)
- 18.5 vs category 25.9
- P/B
- 2.5 vs category 3.9
- Dividend yield
- 1.1% vs category 1.1%
- Net margin
- 29.8% vs category 15.4%
- Earnings growth
- 14.8%
- Avg market cap
- ₹2.00 lakh crore
Money in, money out
- Net flow, 12 months
- −₹35 cr
- Net flow, 3 months
- −₹24 cr
as of 31 Aug 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Aditya Birla Sun Life Banking and Financial Services Fund?
- ₹67.99 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Aditya Birla Sun Life Banking and Financial Services Fund?
- 1.15% a year for the Direct plan, as of 31 Aug 2026.
- How large is Aditya Birla Sun Life Banking and Financial Services Fund?
- ₹3,668 crore under management as of 31 Aug 2026, in the Sectoral/ Thematic category.
- How risky is Aditya Birla Sun Life Banking and Financial Services Fund?
- Its SEBI Riskometer reading is "Very High Risk". One sector, one story. The most-launched shelf on the map, by far.
- What are the 5-year returns of Aditya Birla Sun Life Banking and Financial Services Fund?
- 9.47% a year over the last 5 years (Direct plan, CAGR), against a Sectoral/ Thematic average of 11.84%. Past returns do not predict future returns.
- What is the worst 3-year return of Aditya Birla Sun Life Banking and Financial Services Fund?
- 8.2% a year – the weakest of 25 overlapping 3-year holding periods, beginning 3 Oct 2023. The median was 15.4% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Aditya Birla Sun Life Banking and Financial Services Fund?
- Dhaval Gala, managing this fund for 11 years.
Where this fund sits
Its shelf, all funds
St · Sectoral / thematic →
One sector, one story. The most-launched shelf on the map, by far.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Sectoral/ Thematic funds
- ICICI Prudential India Opportunities Fund₹38,338 crore
- ICICI Prudential Business Cycle Fund₹15,873 crore
- Aditya Birla Sun Life Consumption Fund₹6,085 crore
- Aditya Birla Sun Life PSU Equity Fund₹6,073 crore
- Tata Ethical Fund₹3,861 crore
- DSP Healthcare Fund₹3,835 crore
- Kotak Business Cycle Fund₹3,509 crore
- Mirae Asset Healthcare Fund₹3,442 crore
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Nifty Financial Services TRI) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.