Aditya Birla Sun Life Floating Rate Fund
Page methodology reviewed by Kshitij Jain, Principal Officer, NYVO Investment Advisor (INA000022172) · Data updated
NAV
₹385.8
as of 23 Oct 2026
Aditya Birla Sun Life Floating Rate Fund is an open-ended Floater Fund scheme from Aditya Birla Sun Life Mutual Fund managing ₹12,972 crore (as of 30 Sept 2026). Its Direct-plan NAV is ₹385.8 as of 23 Oct 2026. The expense ratio is 0.25% a year. Managed by Kaustubh Gupta. This page is factual data only – it carries no rating and no recommendation.
What the fund data says
Aditya Birla Sun Life Floating Rate Fund is a Direct-plan, growth-option Floater Fund scheme managed by Aditya Birla Sun Life Mutual Fund. It reported ₹12,972 crore in assets as of 30 Sept 2026. The scheme began on 25 Mar 2009. The named fund manager is Kaustubh Gupta.
The dated asset mix was 0.0% equity, 71.1% debt, 28.9% cash and 0.0% other as of 30 Sept 2026. The portfolio reported 211 holdings, with the ten largest accounting for 24.8% as of 30 Sept 2026.
Its trailing three-year annualised return was 7.3% versus a category median of 7.4%. Its trailing five-year annualised return was 6.7% versus a category median of 6.7%. Across 25 overlapping three-year windows, the weakest annualised result was 6.5% for the window beginning 1 Oct 2021; 100.0% of those overlapping windows ended positive. The deepest reported five-year drawdown was -0.1%. The Direct-plan expense ratio was 0.25% a year as of 31 Aug 2026. Its displayed SEBI Riskometer level was Low to Moderate Risk. These are historical, date-specific observations. They are not a rating, forecast or recommendation. Category comparisons use the category median over the same available period, while overlapping rolling windows are not independent probabilities.
Key facts
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 22 Oct 2026Benchmark: NIFTY COMPOSITE G-SEC INDEX
Aditya Birla Sun Life Floating Rate Fund
₹138
+38% on ₹100 over 5.0 yrs
Floater Fund average
₹138
+38% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category median | Gap |
|---|---|---|---|
| 3 months | 0.95% | 0.53% | +0.42 |
| 6 months | 2.60% | 2.58% | +0.02 |
| 1 year | 5.54% | 5.50% | +0.04 |
| 3 years (CAGR) | 7.27% | 7.42% | -0.15 |
| 5 years (CAGR) | 6.73% | 6.69% | +0.04 |
Category median across 12 funds, as of 22 Oct 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- 4.1%
- Median
- 7.7%
- Best
- 8.8%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 6.5%
- Median
- 7.6%
- Best
- 8.0%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 1.35
- Sharpe ratio (5Y)
- 1.11
- Sortino ratio (3Y)
- 3.25 vs category 1.45
- Standard deviation (3Y)
- 0.76%
- Deepest fall (5Y)
- -0.07%
Where the money actually is
Bonds
71.1%
Cash
28.9%
Whole-portfolio split, as of 30 Sept 2026.
What it owns
211 positions · top 10 = 24.8%
Top holdings
- 6.75% Govt Stock 2033matures 22 Sep 20337.46%
- National Bank For Agriculture And Rural Developmentmatures 15 Sep 20283.45%
- Small Industries Development Bank Of Indiamatures 4 Jun 20292.70%
- Knowledge Realty TRustmatures 26 Sep 20282.29%
- Hdfc Bank Ltd. (15/01/2027) #matures 15 Jan 20272.27%
- Bharti Telecom Limitedmatures 1 Dec 20272.02%
- Union Bank Of Indiamatures 16 Mar 20271.87%
- Embassy Office Parks Reitmatures 17 Mar 20281.73%
- Net Receivable / Payable1.72%
- ICICI Bank Ltd.matures 25 Mar 20271.68%
Holdings as of 30 Sept 2026. Portfolio turnover 278.7% vs category 180.8% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 7.27% vs category 7.29%
- Modified duration
- 0.81 yrs vs category 2.23 yrs
- Average maturity
- 1.59 yrs vs category 4.29 yrs
- Average coupon
- 7.33%
- Government securities
- 22.3%
Credit quality
- AAA
- 100.0%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Sept 2026.
Portfolio characteristics as of 30 Sept 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹1,199 cr
- Net flow, 3 months
- −₹707 cr
as of 30 Sept 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Aditya Birla Sun Life Floating Rate Fund?
- ₹385.8 per unit as of 23 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Aditya Birla Sun Life Floating Rate Fund?
- 0.25% a year for the Direct plan, as of 31 Aug 2026.
- How large is Aditya Birla Sun Life Floating Rate Fund?
- ₹12,972 crore under management as of 30 Sept 2026, in the Floater Fund category.
- How risky is Aditya Birla Sun Life Floating Rate Fund?
- Its SEBI Riskometer reading is "Low to Moderate Risk". Three months to three years of lending. Where sensible near-term money quietly sits.
- What are the 5-year returns of Aditya Birla Sun Life Floating Rate Fund?
- 6.73% a year over the last 5 years (Direct plan, CAGR), against a Floater Fund category median of 6.69%. Past returns do not predict future returns.
- What is the worst 3-year return of Aditya Birla Sun Life Floating Rate Fund?
- 6.5% a year – the weakest of 25 overlapping 3-year holding periods, beginning 1 Oct 2021. The median was 7.6% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Aditya Birla Sun Life Floating Rate Fund?
- Kaustubh Gupta, managing this fund for 12.3 years.
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Where this fund sits
Fund house
Aditya Birla Sun Life Mutual Fund funds →
Browse this AMC’s published funds, categories, assets and dated NAV links.
Its shelf, all funds
Sd · Short duration →
Three months to three years of lending. Where sensible near-term money quietly sits.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
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Other Floater Fund funds
- HDFC Floating Interest Rates Fund₹15,659 crore
- ICICI Prudential Floating Interest Rates Fund₹8,658 crore
- Nippon India Floating Interest Rates Fund₹7,461 crore
- Kotak Floating Interest Rates Fund₹3,240 crore
- UTI Floating Interest Rates Fund₹1,506 crore
- SBI Floating Interest Rates Fund₹676 crore
- DSP Floating Interest Rates Fund₹316 crore
- Franklin India Floating Interest Rates Fund₹256 crore
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY COMPOSITE G-SEC INDEX) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.