UTI - Floater Fund
NAV
₹1,690.04
as of 19 Oct 2026
UTI - Floater Fund is an open-ended Floater Fund scheme from UTI Mutual Fund managing ₹1,506 crore (as of 30 Sept 2026). Its Direct-plan NAV is ₹1,690.04 as of 19 Oct 2026. The expense ratio is 0.44% a year. Managed by Pankaj Pathak. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.44% / yr
- as of 31 Aug 2026
- Fund size
- ₹1,506 crore
- as of 30 Sept 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 30 Oct 2018
- ISIN
- INF789F1ACX5
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 19 Oct 2026Benchmark: NIFTY COMPOSITE G-SEC INDEX
UTI - Floater Fund
₹136
+36% on ₹100 over 5.0 yrs
Floater Fund average
₹138
+38% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 1.13% | 0.81% | +0.32 |
| 6 months | 2.78% | 2.77% | +0.01 |
| 1 year | 5.74% | 5.78% | -0.04 |
| 3 years (CAGR) | 7.03% | 7.48% | -0.45 |
| 5 years (CAGR) | 6.31% | 6.73% | -0.42 |
Category average across 12 funds, as of 19 Oct 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- 3.3%
- Median
- 7.3%
- Best
- 8.4%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 6.0%
- Median
- 7.2%
- Best
- 7.5%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.92
- Sharpe ratio (5Y)
- 0.45
- Sortino ratio (3Y)
- 1.91 vs category 1.45
- Standard deviation (3Y)
- 0.78%
Where the money actually is
Bonds
84.4%
Cash
15.3%
Other
0.3%
Whole-portfolio split, as of 30 Sept 2026.
What it owns
42 positions · top 10 = 35.2%
Top holdings
- Net Current Assets7.11%
- Small Industries Development Bank Of Indiamatures 26 Feb 20296.57%
- 6.17% Govt Stock 2028matures 4 Oct 20285.01%
- National Bank For Agriculture And Rural Developmentmatures 15 Mar 20274.99%
- Canara Bankmatures 22 Jan 20274.88%
- Indian Railway Finance Corporation Limitedmatures 21 Mar 20273.33%
- Summit Digitel Infrastructure Limitedmatures 29 Jan 20293.33%
- Mahindra And Mahindra Financial Services Limitedmatures 31 May 20293.31%
- Rec Limitedmatures 30 Jun 20283.31%
- Tata Capital Housing Finance Limitedmatures 21 Jul 20273.30%
Holdings as of 30 Sept 2026. Portfolio turnover 100.4% vs category 180.8% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 6.96% vs category 7.29%
- Modified duration
- 0.68 yrs vs category 2.23 yrs
- Average maturity
- 1.66 yrs vs category 4.29 yrs
- Average coupon
- 7.43%
- Government securities
- 18.3%
Credit quality
- AAA
- 100.0%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 31 Aug 2026.
Portfolio characteristics as of 30 Sept 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- +₹13 cr
- Net flow, 3 months
- −₹69 cr
as of 30 Sept 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of UTI - Floater Fund?
- ₹1,690.04 per unit as of 19 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of UTI - Floater Fund?
- 0.44% a year for the Direct plan, as of 31 Aug 2026.
- How large is UTI - Floater Fund?
- ₹1,506 crore under management as of 30 Sept 2026, in the Floater Fund category.
- How risky is UTI - Floater Fund?
- Its SEBI Riskometer reading is "Low to Moderate Risk". Three months to three years of lending. Where sensible near-term money quietly sits.
- What are the 5-year returns of UTI - Floater Fund?
- 6.31% a year over the last 5 years (Direct plan, CAGR), against a Floater Fund average of 6.73%. Past returns do not predict future returns.
- What is the worst 3-year return of UTI - Floater Fund?
- 6.0% a year – the weakest of 25 overlapping 3-year holding periods, beginning 1 Oct 2021. The median was 7.2% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages UTI - Floater Fund?
- Pankaj Pathak, managing this fund for 1.5 years.
Where this fund sits
Its shelf, all funds
Sd · Short duration →
Three months to three years of lending. Where sensible near-term money quietly sits.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Floater Fund funds
- HDFC Floating Interest Rates Fund₹15,659 crore
- Aditya Birla Sun Life Floating Interest Rates Fund₹12,971 crore
- ICICI Prudential Floating Interest Rates Fund₹8,658 crore
- Nippon India Floating Interest Rates Fund₹7,461 crore
- Kotak Floating Interest Rates Fund₹3,240 crore
- SBI Floating Interest Rates Fund₹676 crore
- DSP Floating Interest Rates Fund₹316 crore
- Franklin India Floating Interest Rates Fund₹256 crore
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY COMPOSITE G-SEC INDEX) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.