Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
NAV
₹11.05
as of 21 Aug 2026
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund is an open-ended Index Funds scheme from Bandhan Mutual Fund managing ₹383 crore (as of 30 Jun 2026). Its Direct-plan NAV is ₹11.05 as of 21 Aug 2026. The expense ratio is 0.08% a year. Managed by Harshal Joshi. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.08% / yr
- as of 30 Jun 2026
- Fund size
- ₹383 crore
- as of 30 Jun 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 17 Mar 2025
- ISIN
- INF194KB1JR2
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
₹110
+10% on ₹100 over 1.4 yrs
Index Funds average
₹120
+20% on ₹100 over 1.4 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 2.06% | – | – |
| 6 months | 3.70% | – | – |
| 1 year | 6.85% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 6.5%
- Median
- 6.7%
- Best
- 6.8%
6 windows over the last 17 months, stepped monthly; 100% ended positive. Worst window began 2 Jun 2025. Windows overlap — this is the range of past start dates, not a probability of anything.
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Right now
-0.0% below peak
Where the money actually is
Bonds
46.4%
Cash
53.6%
Whole-portfolio split, as of 15 Jul 2026.
What it owns
17 positions · top 10 = 16.9%
Top holdings
- Tata Capital Limitedmatures 3 Dec 20268.70%
- Rec Limitedmatures 31 Oct 20268.68%
- LIC Housing Finance Ltdmatures 30 Nov 20268.65%
- Indian Bankmatures 30 Oct 20268.51%
- Small Industries Development Bank Of Indiamatures 11 Oct 20268.49%
- HDFC Bank Limitedmatures 19 Nov 20268.48%
- Bank of Baroda8.45%
- Axis Bank Ltd.8.45%
- Punjab National Bankmatures 15 Dec 20268.44%
- Canara Bankmatures 18 Dec 20268.43%
Holdings as of 15 Jul 2026. Portfolio turnover 23.2% a year.
The debt it holds (debt sleeve)
- Yield to maturity
- 6.83% vs category 6.54%
- Modified duration
- 0.40 yrs vs category 1.90 yrs
- Average maturity
- 0.41 yrs vs category 2.34 yrs
- Average coupon
- 7.34%
- Government securities
- 3.5%
Credit quality
- AAA
- 100.0%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 15 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- +₹0 cr
- Net flow, 3 months
- −₹45 cr
as of 30 Jun 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?
- ₹11.05 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?
- 0.08% a year for the Direct plan, as of 30 Jun 2026.
- How large is Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?
- ₹383 crore under management as of 30 Jun 2026, in the Index Funds category.
- How risky is Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?
- Its SEBI Riskometer reading is "Low to Moderate Risk". Own the whole market, pay almost nothing. A great deal of the ETF money is EPFO's.
- Who manages Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?
- Harshal Joshi, managing this fund for 1.4 years.
Where this fund sits
Its shelf, all funds
Ix · Index funds & ETFs →
Own the whole market, pay almost nothing. A great deal of the ETF money is EPFO's.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
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Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.