What is the NAV of BANK OF INDIA Conservative Hybrid Fund Fund?

₹38.18 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.

What is the expense ratio of BANK OF INDIA Conservative Hybrid Fund Fund?

0.99% a year for the Direct plan, as of 30 Jun 2026.

How large is BANK OF INDIA Conservative Hybrid Fund Fund?

₹64 crore under management as of 31 Jul 2026, in the Medium to Long Duration Fund category.

How risky is BANK OF INDIA Conservative Hybrid Fund Fund?

Its SEBI Riskometer reading is "Moderately High Risk". Government bonds and interest-rate positioning, from medium to very long.

What are the 5-year returns of BANK OF INDIA Conservative Hybrid Fund Fund?

10.16% a year over the last 5 years (Direct plan, CAGR), against a Medium to Long Duration Fund average of 8.35%. Past returns do not predict future returns.

What is the worst 3-year return of BANK OF INDIA Conservative Hybrid Fund Fund?

7.1% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Aug 2023. The median was 8.4% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.

Who manages BANK OF INDIA Conservative Hybrid Fund Fund?

Alok Singh, managing this fund for 14.2 years.

BANK OF INDIA Conservative Hybrid Fund Fund

Bank of India Mutual FundDirectOpen-endedMedium to Long Duration FundRiskometer: Moderately High Risk

NAV

₹38.18

as of 21 Aug 2026

BANK OF INDIA Conservative Hybrid Fund Fund is an open-ended Medium to Long Duration Fund scheme from Bank of India Mutual Fund managing ₹64 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹38.18 as of 21 Aug 2026. The expense ratio is 0.99% a year. Managed by Alok Singh. This page is factual data only — it carries no rating and no recommendation.

Key facts

Expense ratio: 0.99% / yr; as of 30 Jun 2026
Fund size: ₹64 crore; as of 31 Jul 2026
Exit load: 1%
SIP available: Yes
Launched: 18 Mar 2009
ISIN: INF761K01819

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from NYVO’s own NAV data.

Rebased to 100data to 20 Aug 2026Benchmark: Hybrid Conservative Benchmark

Aug 2021Aug 2026

BANK OF INDIA Conservative Hybrid Fund Fund

₹162

+62% on ₹100 over 5.0 yrs

Medium to Long Duration Fund average

₹148

+48% on ₹100 over 5.0 yrs

Returns vs category

Window	Fund	Category avg	Gap
3 months	2.08%	2.91%	-0.83
6 months	2.09%	2.19%	-0.10
1 year	4.58%	4.53%	+0.05
3 years (CAGR)	7.37%	8.62%	-1.25
5 years (CAGR)	10.16%	8.35%	+1.81

No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Risk, measured

Sharpe ratio (3Y): 0.15
Sharpe ratio (5Y): 0.45
Sortino ratio (3Y): 0.22 vs category 0.47
Standard deviation (3Y): 4.14%
Deepest fall (5Y): -3.21%

Where the money actually is

Equity

19.3%

Bonds

49.6%

Cash

30.7%

Other

0.3%

Whole-portfolio split, as of 31 Jul 2026. The size split below covers only the equity slice of this.

What it owns

41 positions · top 10 = 45.3%

Holdings by sector

Financial Services4.8%
Healthcare3.3%
Industrials2.9%
Consumer Cyclical2.6%
Utilities2.2%
Basic Materials1.5%
Communication Services0.7%
Energy0.6%

Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 136.2% vs category 118.8% a year.

Other top holdings

Treps26.70%
7.1% Govt Stock 2029matures 18 Apr 20297.97%
Indian Railway Finance Corporation Limitedmatures 18 Apr 20297.88%
National Bank For Agriculture And Rural Developmentmatures 30 Apr 20297.85%
Tata Capital Housing Finance Limitedmatures 14 Jan 20304.68%
Muthoot Finance Limitedmatures 7 Oct 20273.92%
Power Finance Corporation Limitedmatures 13 Apr 20293.14%
Nirma Limitedmatures 7 Apr 20273.13%
Bajaj Finance Limitedmatures 10 May 20273.13%
Small Industries Development Bank Of Indiamatures 5 Sep 20293.13%

Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.

The debt it holds

Yield to maturity: 6.58% vs category 7.16%
Modified duration: 1.66 yrs vs category 4.16 yrs
Average maturity: 2.02 yrs vs category 7.01 yrs
Average coupon: 7.64%
Government securities: 28.5%

Credit quality

AAA: 84.2%
AA: 15.8%

Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.

Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.

Money in, money out

Net flow, 12 months: −₹6 cr
Net flow, 3 months: −₹2 cr

as of 31 Jul 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of BANK OF INDIA Conservative Hybrid Fund Fund?: ₹38.18 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of BANK OF INDIA Conservative Hybrid Fund Fund?: 0.99% a year for the Direct plan, as of 30 Jun 2026.
How large is BANK OF INDIA Conservative Hybrid Fund Fund?: ₹64 crore under management as of 31 Jul 2026, in the Medium to Long Duration Fund category.
How risky is BANK OF INDIA Conservative Hybrid Fund Fund?: Its SEBI Riskometer reading is "Moderately High Risk". Government bonds and interest-rate positioning, from medium to very long.
What are the 5-year returns of BANK OF INDIA Conservative Hybrid Fund Fund?: 10.16% a year over the last 5 years (Direct plan, CAGR), against a Medium to Long Duration Fund average of 8.35%. Past returns do not predict future returns.
What is the worst 3-year return of BANK OF INDIA Conservative Hybrid Fund Fund?: 7.1% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Aug 2023. The median was 8.4% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
Who manages BANK OF INDIA Conservative Hybrid Fund Fund?: Alok Singh, managing this fund for 14.2 years.

Where this fund sits

Its shelf, all funds

Gl · Gilt & duration →

Government bonds and interest-rate positioning, from medium to very long.

The money map

How big this shelf is in India →

The whole industry sized by real money, from AMFI’s monthly data.

Side by side

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Put it next to any other fund — growth, returns, risk and cost in one table.

One bet or two?

Check its overlap →

See whether it owns the same stocks as your other funds.

Other Medium to Long Duration Fund funds

Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Hybrid Conservative Benchmark) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.