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BANK OF INDIA Large Cap Fund

Bank of India Mutual FundDirectOpen-endedLarge Cap FundRiskometer: Very High Risk

NAV

18.15

as of 21 Aug 2026

BANK OF INDIA Large Cap Fund is an open-ended Large Cap Fund scheme from Bank of India Mutual Fund managing ₹223 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹18.15 as of 21 Aug 2026. The expense ratio is 0.87% a year. Managed by Alok Singh. This page is factual data only — it carries no rating and no recommendation.

Key facts

Expense ratio
0.87% / yr
as of 30 Jun 2026
Fund size
₹223 crore
as of 31 Jul 2026
Exit load
1%
SIP available
Yes
Launched
29 Jun 2021
ISIN
INF761K01FL3

₹100 invested, fund vs category

The category line is the average of the funds in this category, built from NYVO’s own NAV data.

Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 100 Index

Aug 2021Aug 2026
Growth of ₹100, BANK OF INDIA Large Cap Fund versus Large Cap Fund average.

BANK OF INDIA Large Cap Fund

₹172

+72% on ₹100 over 5.0 yrs

Large Cap Fund average

₹169

+69% on ₹100 over 5.0 yrs

Returns vs category

WindowFundCategory avgGap
3 months5.34%5.81%-0.47
6 months1.23%-0.99%+2.22
1 year7.97%0.79%+7.18
3 years (CAGR)15.09%12.35%+2.74
5 years (CAGR)11.48%11.23%+0.25

Category average across 30 funds, as of 21 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.

Risk, measured

Sharpe ratio (3Y)
0.49
Sharpe ratio (5Y)
0.42
Sortino ratio (3Y)
0.73 vs category 0.46
Standard deviation (3Y)
16.07%
Beta (3Y)
1.07
Alpha (3Y)
2.95%
Deepest fall (5Y)
-20.21%

Distance below its own peak

Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.

Deepest fall

-20.2%

Right now

At a peak

Jun 2023Deepest: -18.8%Aug 2026

Ahead of its benchmark in 67% of months (window: 3y, monthly) — benchmark: NIFTY 100 Index, name shown only.

Where the money actually is

Equity

98.2%

Bonds

0.0%

Cash

1.8%

Whole-portfolio split, as of 31 Jul 2026.

What it owns

54 positions · top 10 = 41.7%

Market-cap mix

Large 83.1%Mid 4.1%Small 11.0%Other 1.8%

as of 31 Jul 2026

Holdings by sector

  • Financial Services(5 in top 10)37.5%
    • HDFC Bank Ltd7.70%
    • ICICI Bank Ltd6.11%
    • State Bank of India4.99%
    • ICICI Prudential Asset Management Co Ltd3.54%
    • Shriram Finance Ltd2.81%
  • Industrials(2 in top 10)15.0%
    • Adani Ports & Special Economic Zone Ltd4.35%
    • Quality Power Electrical Equipments Ltd2.51%
  • Basic Materials(1 in top 10)12.1%
    • Vedanta Aluminium Metal Ltd2.73%
  • Consumer Cyclical11.8%
  • Consumer Defensive5.1%
  • Technology(1 in top 10)5.1%
    • Tech Mahindra Ltd3.34%
  • Energy(1 in top 10)3.6%
    • Reliance Industries Ltd3.58%
  • Utilities3.4%

Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 58.6% vs category 64.8% a year.

The businesses it owns

P/E (trailing)
22.2 vs category 24.1
P/B
3.2 vs category 3.4
Dividend yield
1.4% vs category 1.2%
Net margin
23.0% vs category 18.1%
Earnings growth
9.6%
Avg market cap
₹2.37 lakh crore

Money in, money out

Net flow, 12 months
+9 cr
Net flow, 3 months
+6 cr

as of 31 Jul 2026. Flows follow performance more than they predict it.

Quick answers

What is the NAV of BANK OF INDIA Large Cap Fund?
₹18.15 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
What is the expense ratio of BANK OF INDIA Large Cap Fund?
0.87% a year for the Direct plan, as of 30 Jun 2026.
How large is BANK OF INDIA Large Cap Fund?
₹223 crore under management as of 31 Jul 2026, in the Large Cap Fund category.
How risky is BANK OF INDIA Large Cap Fund?
Its SEBI Riskometer reading is "Very High Risk". The biggest listed companies, actively picked, sometimes with a mid-cap sleeve.
What are the 5-year returns of BANK OF INDIA Large Cap Fund?
11.48% a year over the last 5 years (Direct plan, CAGR), against a Large Cap Fund average of 11.23%. Past returns do not predict future returns.
What is the worst 3-year return of BANK OF INDIA Large Cap Fund?
11.3% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Mar 2022. The median was 15.8% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
Who manages BANK OF INDIA Large Cap Fund?
Alok Singh, managing this fund for 1.8 years.

Where this fund sits

Other Large Cap Fund funds

Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 100 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.