Bank of India Money Market Fund
NAV
₹11.13
as of 21 Aug 2026
Bank of India Money Market Fund is an open-ended Money Market Fund scheme from Bank of India Mutual Fund managing ₹472 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹11.13 as of 21 Aug 2026. The expense ratio is 0.14% a year. Managed by Mithraem Bharucha. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.14% / yr
- as of 30 Jun 2026
- Fund size
- ₹472 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 4 Feb 2025
- ISIN
- INF761K01GO5
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026
Bank of India Money Market Fund
₹111
+11% on ₹100 over 1.5 yrs
Money Market Fund average
₹108
+8% on ₹100 over 1.5 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 2.14% | – | – |
| 6 months | 3.38% | – | – |
| 1 year | 6.54% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 6.1%
- Median
- 6.6%
- Best
- 7.3%
7 windows over the last 18 months, stepped monthly; 100% ended positive. Worst window began 2 Jun 2025. Windows overlap — this is the range of past start dates, not a probability of anything.
Where the money actually is
Bonds
34.9%
Cash
64.9%
Other
0.3%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
33 positions · top 10 = 11.6%
Top holdings
- Small Industries Development Bank of Indiamatures 6 Nov 20276.19%
- Punjab National Bankmatures 15 Dec 20265.17%
- Day Tbillmatures 25 Feb 20275.14%
- Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)matures 2 Apr 20275.12%
- Axis Bank Ltd.matures 2 Dec 20275.11%
- Axis Finance Limitedmatures 12 Feb 20275.10%
- Kotak Securities Ltdmatures 12 Feb 20275.10%
- HDFC Bank Limitedmatures 3 May 20275.09%
- Manappuram Finance Ltd.matures 2 Oct 20275.09%
- National Bank For Agriculture And Rural Developmentmatures 3 May 20275.09%
Holdings as of 31 Jul 2026. Portfolio turnover 98.9% a year.
The debt it holds
- Yield to maturity
- 6.82% vs category 6.83%
- Modified duration
- 0.69 yrs vs category 0.52 yrs
- Average maturity
- 0.63 yrs vs category 0.54 yrs
- Government securities
- 12.8%
Credit quality
- AAA
- 100.0%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- +₹311 cr
- Net flow, 3 months
- −₹19 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Bank of India Money Market Fund?
- ₹11.13 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Bank of India Money Market Fund?
- 0.14% a year for the Direct plan, as of 30 Jun 2026.
- How large is Bank of India Money Market Fund?
- ₹472 crore under management as of 31 Jul 2026, in the Money Market Fund category.
- How risky is Bank of India Money Market Fund?
- Its SEBI Riskometer reading is "Low to Moderate Risk". Parking money for days to months. Much of it is corporate treasuries, not households.
- Who manages Bank of India Money Market Fund?
- Mithraem Bharucha.
Where this fund sits
Its shelf, all funds
Ln · Liquid & money market →
Parking money for days to months. Much of it is corporate treasuries, not households.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Money Market Fund funds
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.