Bank of India Multi Cap Fund
NAV
₹20.82
as of 21 Aug 2026
Bank of India Multi Cap Fund is an open-ended Multi Cap Fund scheme from Bank of India Mutual Fund managing ₹1,259 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹20.82 as of 21 Aug 2026. The expense ratio is 0.76% a year. Managed by Nitin Gosar. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.76% / yr
- as of 30 Jun 2026
- Fund size
- ₹1,259 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 3 Mar 2023
- ISIN
- INF761K01FR0
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 500 Multicap 50:25:25
Bank of India Multi Cap Fund
₹208
+108% on ₹100 over 3.5 yrs
Multi Cap Fund average
₹190
+90% on ₹100 over 3.5 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 6.66% | 7.32% | -0.66 |
| 6 months | 10.04% | 8.97% | +1.07 |
| 1 year | 14.02% | 10.00% | +4.02 |
| 3 years (CAGR) | 19.91% | 16.96% | +2.95 |
Category average across 19 funds, as of 20 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -4.5%
- Median
- 10.6%
- Best
- 54.7%
30 windows over the last 41 months, stepped monthly; 87% ended positive. Worst window began 2 Sept 2024. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 19.9%
- Median
- 21.1%
- Best
- 22.9%
6 windows over the last 41 months, stepped monthly; 100% ended positive. Worst window began 1 Aug 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.80
- Sortino ratio (3Y)
- 1.32 vs category 0.87
- Standard deviation (3Y)
- 16.32%
- Beta (3Y)
- 0.97
- Alpha (3Y)
- 4.80%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-19.5%
Right now
-0.3% below peak
Ahead of its benchmark in 69% of months (window: 3y, monthly) — benchmark: NIFTY 500 Multicap 50:25:25, name shown only.
Where the money actually is
Equity
93.5%
Bonds
0.1%
Cash
6.4%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
64 positions · top 10 = 33.4%
Market-cap mix
Large 33.2%Mid 31.1%Small 29.1%Other 6.5%
as of 31 Jul 2026
Holdings by sector
Financial Services(2 in top 10)20.1%
- HDFC Bank Ltd5.84%
- Kotak Mahindra Bank Ltd2.71%
Healthcare(2 in top 10)15.5%
- Aurobindo Pharma Ltd3.18%
- Entero Healthcare Solutions Ltd2.62%
Consumer Cyclical(2 in top 10)14.7%
- FSN E-Commerce Ventures Ltd2.97%
- Stylam Industries Ltd2.89%
- Industrials10.7%
- Basic Materials6.9%
Energy(1 in top 10)6.5%
- Reliance Industries Ltd4.41%
- Consumer Defensive6.0%
Technology(1 in top 10)5.7%
- Dixon Technologies (India) Ltd3.53%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 77.6% vs category 56.3% a year.
Other top holdings
- Treps5.69%
- Tips Music Ltd2.75%
The businesses it owns
- P/E (trailing)
- 25.4 vs category 26.4
- P/B
- 3.6 vs category 3.9
- Dividend yield
- 1.3% vs category 0.9%
- Net margin
- 17.2% vs category 15.9%
- Earnings growth
- 13.2%
- Avg market cap
- ₹80,955 crore
Money in, money out
- Net flow, 12 months
- +₹237 cr
- Net flow, 3 months
- +₹120 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Bank of India Multi Cap Fund?
- ₹20.82 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Bank of India Multi Cap Fund?
- 0.76% a year for the Direct plan, as of 30 Jun 2026.
- How large is Bank of India Multi Cap Fund?
- ₹1,259 crore under management as of 31 Jul 2026, in the Multi Cap Fund category.
- How risky is Bank of India Multi Cap Fund?
- Its SEBI Riskometer reading is "Very High Risk". Go-anywhere equity across company sizes. India's biggest active shelf.
- What is the worst 3-year return of Bank of India Multi Cap Fund?
- 19.9% a year — the weakest of 6 overlapping 3-year holding periods, beginning 1 Aug 2023. The median was 21.1% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Bank of India Multi Cap Fund?
- Nitin Gosar, managing this fund for 3.4 years.
Where this fund sits
Its shelf, all funds
Fx · Flexi & multi cap →
Go-anywhere equity across company sizes. India's biggest active shelf.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Multi Cap Fund funds
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Multicap 50:25:25) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.