Bank of India Multi Cap Fund
NAV
₹20.25
as of 6 Oct 2026
Bank of India Multi Cap Fund is an open-ended Multi Cap Fund scheme from Bank of India Mutual Fund managing ₹1,335 crore (as of 31 Aug 2026). Its Direct-plan NAV is ₹20.25 as of 6 Oct 2026. The expense ratio is 1.23% a year. Managed by Nitin Gosar. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.23% / yr
- as of 31 Aug 2026
- Fund size
- ₹1,335 crore
- as of 31 Aug 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 3 Mar 2023
- ISIN
- INF761K01FR0
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 5 Oct 2026Benchmark: NIFTY 500 Multicap 50:25:25
Bank of India Multi Cap Fund
₹201
+101% on ₹100 over 3.6 yrs
Multi Cap Fund average
₹181
+81% on ₹100 over 3.6 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | -2.19% | -2.77% | +0.58 |
| 6 months | 8.66% | 13.77% | -5.11 |
| 1 year | 9.01% | 3.84% | +5.17 |
| 3 years (CAGR) | 16.51% | 13.75% | +2.76 |
Category average across 19 funds, as of 5 Oct 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- -4.5%
- Median
- 10.6%
- Best
- 54.7%
32 windows over the last 43 months, stepped monthly; 88% ended positive. Worst window began 2 Sept 2024. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 16.1%
- Median
- 20.8%
- Best
- 22.9%
8 windows over the last 43 months, stepped monthly; 100% ended positive. Worst window began 3 Oct 2023. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.79
- Sortino ratio (3Y)
- 1.31 vs category 0.88
- Standard deviation (3Y)
- 16.31%
- Beta (3Y)
- 0.97
- Alpha (3Y)
- 4.86%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.
Deepest fall
-19.5%
Right now
-4.3% below peak
Ahead of its benchmark in 69% of months (window: 3y, monthly) – benchmark: NIFTY 500 Multicap 50:25:25, name shown only.
Where the money actually is
Equity
94.4%
Bonds
0.1%
Cash
5.5%
Whole-portfolio split, as of 31 Aug 2026.
What it owns
66 positions · top 10 = 33.0%
Market-cap mix
Large 31.2%Mid 33.4%Small 29.0%Other 6.4%
as of 31 Aug 2026
Holdings by sector
Financial Services(3 in top 10)19.7%
- HDFC Bank Ltd5.22%
- Kotak Mahindra Bank Ltd2.75%
- Bank of Maharashtra2.50%
Healthcare(2 in top 10)16.7%
- Entero Healthcare Solutions Ltd3.60%
- Aurobindo Pharma Ltd3.18%
- Industrials13.2%
Consumer Cyclical(1 in top 10)12.2%
- FSN E-Commerce Ventures Ltd2.93%
- Basic Materials7.5%
Energy(1 in top 10)6.7%
- Reliance Industries Ltd4.33%
Technology(1 in top 10)6.5%
- Dixon Technologies (India) Ltd3.51%
- Consumer Defensive5.3%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Aug 2026. Portfolio turnover 58.0% vs category 50.7% a year.
Other top holdings
- Treps5.60%
- Tips Music Ltd2.50%
The businesses it owns
- P/E (trailing)
- 25.4 vs category 25.8
- P/B
- 3.6 vs category 3.9
- Dividend yield
- 1.2% vs category 0.9%
- Net margin
- 17.0% vs category 16.0%
- Earnings growth
- 13.5%
- Avg market cap
- ₹75,943 crore
Money in, money out
- Net flow, 12 months
- +₹281 cr
- Net flow, 3 months
- +₹143 cr
as of 31 Aug 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Bank of India Multi Cap Fund?
- ₹20.25 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Bank of India Multi Cap Fund?
- 1.23% a year for the Direct plan, as of 31 Aug 2026.
- How large is Bank of India Multi Cap Fund?
- ₹1,335 crore under management as of 31 Aug 2026, in the Multi Cap Fund category.
- How risky is Bank of India Multi Cap Fund?
- Its SEBI Riskometer reading is "Very High Risk". Go-anywhere equity across company sizes. India's biggest active shelf.
- What is the worst 3-year return of Bank of India Multi Cap Fund?
- 16.1% a year – the weakest of 8 overlapping 3-year holding periods, beginning 3 Oct 2023. The median was 20.8% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Bank of India Multi Cap Fund?
- Nitin Gosar, managing this fund for 3.5 years.
Where this fund sits
Its shelf, all funds
Fx · Flexi & multi cap →
Go-anywhere equity across company sizes. India's biggest active shelf.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Multi Cap Fund funds
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Multicap 50:25:25) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.