BANK OF INDIA Small Cap Fund
NAV
₹65.79
as of 21 Aug 2026
BANK OF INDIA Small Cap Fund is an open-ended Small Cap Fund scheme from Bank of India Mutual Fund managing ₹2,820 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹65.79 as of 21 Aug 2026. The expense ratio is 0.45% a year. Managed by Alok Singh. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.45% / yr
- as of 30 Jun 2026
- Fund size
- ₹2,820 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 19 Dec 2018
- ISIN
- INF761K01EP7
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY Smallcap 250 Index
BANK OF INDIA Small Cap Fund
₹274
+174% on ₹100 over 5.0 yrs
Small Cap Fund average
₹239
+139% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 17.10% | 11.68% | +5.42 |
| 6 months | 32.17% | 16.82% | +15.35 |
| 1 year | 27.89% | 12.86% | +15.03 |
| 3 years (CAGR) | 24.21% | 18.25% | +5.96 |
| 5 years (CAGR) | 21.92% | 18.90% | +3.02 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -8.2%
- Median
- 13.2%
- Best
- 57.3%
49 windows over the last 60 months, stepped monthly; 78% ended positive. Worst window began 1 Oct 2024. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 16.6%
- Median
- 22.9%
- Best
- 28.9%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 2 Mar 2022. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.74
- Sharpe ratio (5Y)
- 0.74
- Sortino ratio (3Y)
- 1.29 vs category 0.88
- Standard deviation (3Y)
- 21.79%
- Beta (3Y)
- 0.95
- Alpha (3Y)
- 4.89%
- Deepest fall (5Y)
- -24.48%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-24.5%
Right now
-0.1% below peak
Ahead of its benchmark in 58% of months (window: 3y, monthly) — benchmark: NIFTY Smallcap 250 Index, name shown only.
Where the money actually is
Equity
88.0%
Bonds
1.7%
Cash
10.3%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
98 positions · top 10 = 22.0%
Market-cap mix
Large 2.8%Mid 8.1%Small 75.0%Other 14.1%
as of 31 Jul 2026
Holdings by sector
Consumer Cyclical(2 in top 10)22.1%
- Sky Gold and Diamonds Ltd2.82%
- Arvind Ltd2.00%
Industrials(2 in top 10)18.1%
- Quality Power Electrical Equipments Ltd2.27%
- Shreeji Shipping Global Ltd1.99%
Financial Services(1 in top 10)14.3%
- City Union Bank Ltd2.50%
Healthcare(1 in top 10)10.0%
- Wockhardt Ltd2.43%
- Basic Materials9.2%
Technology(3 in top 10)8.8%
- Computer Age Management Services Ltd Ordinary Shares2.13%
- Sterlite Technologies Ltd1.98%
- PG Electroplast Ltd1.94%
- Consumer Defensive3.9%
- Real Estate1.3%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 49.5% vs category 39.7% a year.
Other top holdings
- Treps4.95%
The businesses it owns
- P/E (trailing)
- 28.1 vs category 28.2
- P/B
- 5.1 vs category 4.0
- Dividend yield
- 0.8% vs category 0.7%
- Net margin
- 12.9% vs category 14.1%
- Earnings growth
- 18.6%
- Avg market cap
- ₹14,137 crore
Money in, money out
- Net flow, 12 months
- +₹511 cr
- Net flow, 3 months
- +₹357 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of BANK OF INDIA Small Cap Fund?
- ₹65.79 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of BANK OF INDIA Small Cap Fund?
- 0.45% a year for the Direct plan, as of 30 Jun 2026.
- How large is BANK OF INDIA Small Cap Fund?
- ₹2,820 crore under management as of 31 Jul 2026, in the Small Cap Fund category.
- How risky is BANK OF INDIA Small Cap Fund?
- Its SEBI Riskometer reading is "Very High Risk". The deep end. Ten-year money and a strong stomach only.
- What are the 5-year returns of BANK OF INDIA Small Cap Fund?
- 21.92% a year over the last 5 years (Direct plan, CAGR), against a Small Cap Fund average of 18.90%. Past returns do not predict future returns.
- What is the worst 3-year return of BANK OF INDIA Small Cap Fund?
- 16.6% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Mar 2022. The median was 22.9% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages BANK OF INDIA Small Cap Fund?
- Alok Singh, managing this fund for 1.8 years.
Where this fund sits
Its shelf, all funds
Sc · Small cap →
The deep end. Ten-year money and a strong stomach only.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Small Cap Fund funds
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY Smallcap 250 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.