BANK OF INDIA Small Cap Fund
NAV
₹68.12
as of 6 Oct 2026
BANK OF INDIA Small Cap Fund is an open-ended Small Cap Fund scheme from Bank of India Mutual Fund managing ₹3,307 crore (as of 31 Aug 2026). Its Direct-plan NAV is ₹68.12 as of 6 Oct 2026. The expense ratio is 0.72% a year. Managed by Alok Singh. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.72% / yr
- as of 31 Aug 2026
- Fund size
- ₹3,307 crore
- as of 31 Aug 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 19 Dec 2018
- ISIN
- INF761K01EP7
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 5 Oct 2026Benchmark: NIFTY Smallcap 250 Index
BANK OF INDIA Small Cap Fund
₹241
+141% on ₹100 over 5.0 yrs
Small Cap Fund average
₹204
+104% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 10.01% | 0.77% | +9.24 |
| 6 months | 35.03% | 23.97% | +11.06 |
| 1 year | 29.78% | 11.06% | +18.72 |
| 3 years (CAGR) | 21.61% | 14.61% | +7.00 |
| 5 years (CAGR) | 19.92% | 15.48% | +4.44 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- -8.2%
- Median
- 16.9%
- Best
- 57.3%
49 windows over the last 60 months, stepped monthly; 78% ended positive. Worst window began 1 Oct 2024. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 16.6%
- Median
- 22.4%
- Best
- 28.8%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 2 Mar 2022. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.77
- Sharpe ratio (5Y)
- 0.80
- Sortino ratio (3Y)
- 1.34 vs category 0.90
- Standard deviation (3Y)
- 21.89%
- Beta (3Y)
- 0.95
- Alpha (3Y)
- 6.26%
- Deepest fall (5Y)
- -24.48%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.
Deepest fall
-24.5%
Right now
At a peak
Ahead of its benchmark in 61% of months (window: 3y, monthly) – benchmark: NIFTY Smallcap 250 Index, name shown only.
Where the money actually is
Equity
86.1%
Bonds
1.4%
Cash
12.5%
Whole-portfolio split, as of 31 Aug 2026.
What it owns
105 positions · top 10 = 22.0%
Market-cap mix
Large 2.4%Mid 7.2%Small 73.1%Other 17.4%
as of 31 Aug 2026
Holdings by sector
Consumer Cyclical(2 in top 10)20.8%
- Sky Gold and Diamonds Ltd3.01%
- Arvind Ltd1.85%
Industrials(1 in top 10)19.0%
- Quality Power Electrical Equipments Ltd2.45%
Financial Services(1 in top 10)12.7%
- City Union Bank Ltd2.37%
Healthcare(1 in top 10)10.0%
- Wockhardt Ltd1.99%
Basic Materials(1 in top 10)9.7%
- E I D Parry India Ltd2.09%
Technology(2 in top 10)8.2%
- Sterlite Technologies Ltd2.21%
- Computer Age Management Services Ltd Ordinary Shares2.02%
Consumer Defensive(1 in top 10)4.6%
- Balrampur Chini Mills Ltd2.17%
- Real Estate1.0%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Aug 2026. Portfolio turnover 81.3% vs category 42.0% a year.
Other top holdings
- Treps7.38%
The businesses it owns
- P/E (trailing)
- 29.6 vs category 29.1
- P/B
- 5.1 vs category 4.3
- Dividend yield
- 0.7% vs category 0.7%
- Net margin
- 12.5% vs category 14.3%
- Earnings growth
- 19.1%
- Avg market cap
- ₹14,224 crore
Money in, money out
- Net flow, 12 months
- +₹800 cr
- Net flow, 3 months
- +₹640 cr
as of 31 Aug 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of BANK OF INDIA Small Cap Fund?
- ₹68.12 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of BANK OF INDIA Small Cap Fund?
- 0.72% a year for the Direct plan, as of 31 Aug 2026.
- How large is BANK OF INDIA Small Cap Fund?
- ₹3,307 crore under management as of 31 Aug 2026, in the Small Cap Fund category.
- How risky is BANK OF INDIA Small Cap Fund?
- Its SEBI Riskometer reading is "Very High Risk". The deep end. Ten-year money and a strong stomach only.
- What are the 5-year returns of BANK OF INDIA Small Cap Fund?
- 19.92% a year over the last 5 years (Direct plan, CAGR), against a Small Cap Fund average of 15.48%. Past returns do not predict future returns.
- What is the worst 3-year return of BANK OF INDIA Small Cap Fund?
- 16.6% a year – the weakest of 25 overlapping 3-year holding periods, beginning 2 Mar 2022. The median was 22.4% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages BANK OF INDIA Small Cap Fund?
- Alok Singh, managing this fund for 1.9 years.
Where this fund sits
Its shelf, all funds
Sc · Small cap →
The deep end. Ten-year money and a strong stomach only.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Small Cap Fund funds
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY Smallcap 250 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.