DSP Banking & Financial Services Fund
NAV
₹15.81
as of 21 Aug 2026
DSP Banking & Financial Services Fund is an open-ended Sectoral/ Thematic scheme from DSP Mutual Fund managing ₹2,065 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹15.81 as of 21 Aug 2026. The expense ratio is 0.79% a year. Managed by Rohit Singhania. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.79% / yr
- as of 30 Jun 2026
- Fund size
- ₹2,065 crore
- as of 31 Jul 2026
- Exit load
- 0.5%
- SIP available
- Yes
- Launched
- 8 Dec 2023
- ISIN
- INF740KA1TQ3
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Nifty Financial Services TRI
DSP Banking & Financial Services Fund
₹158
+58% on ₹100 over 2.7 yrs
Sectoral/ Thematic average
₹134
+34% on ₹100 over 2.7 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 8.66% | – | – |
| 6 months | 4.11% | – | – |
| 1 year | 16.72% | – | – |
| 3 years (CAGR) | 18.40% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 5.5%
- Median
- 19.0%
- Best
- 27.4%
21 windows over the last 32 months, stepped monthly; 100% ended positive. Worst window began 2 Jun 2025. Windows overlap — this is the range of past start dates, not a probability of anything.
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Right now
-0.0% below peak
Where the money actually is
Equity
98.8%
Cash
1.2%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
37 positions · top 10 = 55.3%
Market-cap mix
Large 55.4%Mid 19.1%Small 24.4%Other 1.2%
as of 31 Jul 2026
Holdings by sector
Financial Services(10 in top 10)97.2%
- ICICI Bank Ltd10.38%
- Axis Bank Ltd7.14%
- Cholamandalam Investment and Finance Co Ltd5.81%
- Bajaj Finance Ltd5.07%
- State Bank of India4.89%
- Shriram Finance Ltd4.69%
- Ujjivan Small Finance Bank Ltd Ordinary Shares4.61%
- Kotak Mahindra Bank Ltd4.27%
- SBI Life Insurance Co Ltd4.23%
- PB Fintech Ltd4.22%
- Technology1.6%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 74.2% a year.
The businesses it owns
- P/E (trailing)
- 19.0
- P/B
- 2.7
- Dividend yield
- 1.0%
- Net margin
- 27.5%
- Earnings growth
- 11.3%
- Avg market cap
- ₹1.41 lakh crore
Money in, money out
- Net flow, 12 months
- +₹501 cr
- Net flow, 3 months
- +₹121 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of DSP Banking & Financial Services Fund?
- ₹15.81 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of DSP Banking & Financial Services Fund?
- 0.79% a year for the Direct plan, as of 30 Jun 2026.
- How large is DSP Banking & Financial Services Fund?
- ₹2,065 crore under management as of 31 Jul 2026, in the Sectoral/ Thematic category.
- How risky is DSP Banking & Financial Services Fund?
- Its SEBI Riskometer reading is "Very High Risk". One sector, one story. The most-launched shelf on the map, by far.
- Who manages DSP Banking & Financial Services Fund?
- Rohit Singhania, managing this fund for 1.1 years.
Where this fund sits
Its shelf, all funds
St · Sectoral / thematic →
One sector, one story. The most-launched shelf on the map, by far.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Sectoral/ Thematic funds
- ICICI Prudential India Opportunities Fund₹38,299 crore
- ICICI Prudential Business Cycle Fund₹16,123 crore
- DSP India T.I.G.E.R. Fund₹6,325 crore
- DSP Healthcare Fund₹3,639 crore
- ICICI Prudential Active Momentum Fund₹2,081 crore
- Tata Infrastructure Fund₹2,072 crore
- Aditya Birla Sun Life Quant Fund₹2,037 crore
- Canara Robeco Consumption Fund₹1,998 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Nifty Financial Services TRI) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.