ICICI Prudential Banking and Financial Services Fund
NAV
₹149.22
as of 21 Aug 2026
ICICI Prudential Banking and Financial Services Fund is an open-ended Sectoral/ Thematic scheme from ICICI Prudential Mutual Fund managing ₹11,229 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹149.22 as of 21 Aug 2026. The expense ratio is 0.87% a year. Managed by Roshan Chutkey. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.87% / yr
- as of 30 Jun 2026
- Fund size
- ₹11,229 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 22 Aug 2008
- ISIN
- INF109K013J1
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Nifty Financial Services TRI
ICICI Prudential Banking and Financial Services Fund
₹169
+69% on ₹100 over 5.0 yrs
Sectoral/ Thematic average
₹187
+87% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 3.16% | 6.78% | -3.62 |
| 6 months | -5.84% | 3.68% | -9.52 |
| 1 year | -1.74% | 6.07% | -7.81 |
| 3 years (CAGR) | 11.19% | 16.01% | -4.82 |
| 5 years (CAGR) | 10.96% | 15.20% | -4.24 |
Category average across 119 funds, as of 21 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -5.4%
- Median
- 13.6%
- Best
- 31.9%
49 windows over the last 60 months, stepped monthly; 90% ended positive. Worst window began 2 Jun 2025. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 10.3%
- Median
- 14.9%
- Best
- 22.9%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Aug 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.30
- Sharpe ratio (5Y)
- 0.38
- Sortino ratio (3Y)
- 0.43 vs category 0.54
- Standard deviation (3Y)
- 14.51%
- Beta (3Y)
- 0.90
- Alpha (3Y)
- -0.07%
- Deepest fall (5Y)
- -16.27%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-16.3%
Right now
-6.5% below peak
Ahead of its benchmark in 47% of months (window: 3y, monthly) — benchmark: Nifty Financial Services TRI, name shown only.
Where the money actually is
Equity
92.0%
Cash
8.0%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
72 positions · top 10 = 64.6%
Market-cap mix
Large 60.2%Mid 11.0%Small 19.8%Other 9.0%
as of 31 Jul 2026
Holdings by sector
Financial Services(9 in top 10)93.5%
- ICICI Bank Ltd14.03%
- HDFC Bank Ltd11.82%
- Kotak Mahindra Bank Ltd8.79%
- Axis Bank Ltd8.43%
- State Bank of India7.36%
- SBI Cards and Payment Services Ltd Ordinary Shares3.14%
- SBI Life Insurance Co Ltd2.98%
- LIC Housing Finance Ltd2.94%
- HDFC Life Insurance Co Ltd2.65%
- Healthcare0.9%
- Industrials0.2%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 56.0% vs category 37.3% a year.
Other top holdings
- Treps2.87%
The businesses it owns
- P/E (trailing)
- 16.3 vs category 25.8
- P/B
- 2.0 vs category 3.8
- Dividend yield
- 1.2% vs category 1.1%
- Net margin
- 27.7% vs category 15.4%
- Earnings growth
- 13.2%
- Avg market cap
- ₹2.05 lakh crore
Money in, money out
- Net flow, 12 months
- +₹1,540 cr
- Net flow, 3 months
- +₹347 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of ICICI Prudential Banking and Financial Services Fund?
- ₹149.22 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of ICICI Prudential Banking and Financial Services Fund?
- 0.87% a year for the Direct plan, as of 30 Jun 2026.
- How large is ICICI Prudential Banking and Financial Services Fund?
- ₹11,229 crore under management as of 31 Jul 2026, in the Sectoral/ Thematic category.
- How risky is ICICI Prudential Banking and Financial Services Fund?
- Its SEBI Riskometer reading is "Very High Risk". One sector, one story. The most-launched shelf on the map, by far.
- What are the 5-year returns of ICICI Prudential Banking and Financial Services Fund?
- 10.96% a year over the last 5 years (Direct plan, CAGR), against a Sectoral/ Thematic average of 15.20%. Past returns do not predict future returns.
- What is the worst 3-year return of ICICI Prudential Banking and Financial Services Fund?
- 10.3% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Aug 2023. The median was 14.9% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages ICICI Prudential Banking and Financial Services Fund?
- Roshan Chutkey, managing this fund for 8.2 years.
Where this fund sits
Its shelf, all funds
St · Sectoral / thematic →
One sector, one story. The most-launched shelf on the map, by far.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Sectoral/ Thematic funds
- ICICI Prudential India Opportunities Fund₹38,299 crore
- ICICI Prudential Business Cycle Fund₹16,123 crore
- ICICI Prudential Technology Fund₹13,540 crore
- SBI BANKING & FINANCIAL SERVICES FUND₹10,872 crore
- HDFC Defence Fund₹10,709 crore
- HDFC Manufacturing Fund₹10,590 crore
- Tata Digital India Fund₹10,214 crore
- Franklin India Opportunities Fund₹9,344 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Nifty Financial Services TRI) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.