LIC MF ELSS Tax Saver
NAV
₹163.09
as of 19 Oct 2026
LIC MF ELSS Tax Saver is an open-ended ELSS scheme from LIC Mutual Fund managing ₹972 crore (as of 30 Sept 2026). Its Direct-plan NAV is ₹163.09 as of 19 Oct 2026. The expense ratio is 1.28% a year. Managed by Sumit Bhatnagar. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.28% / yr
- as of 31 Aug 2026
- Fund size
- ₹972 crore
- as of 30 Sept 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 3 Feb 1999
- ISIN
- INF767K01EM1
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 19 Oct 2026Benchmark: NIFTY 500 Index
LIC MF ELSS Tax Saver
₹146
+46% on ₹100 over 5.0 yrs
ELSS average
₹158
+58% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | -4.80% | -4.44% | -0.36 |
| 6 months | -2.66% | -1.88% | -0.78 |
| 1 year | -8.22% | -5.08% | -3.14 |
| 3 years (CAGR) | 8.60% | 9.75% | -1.15 |
| 5 years (CAGR) | 7.29% | 9.18% | -1.89 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- -6.5%
- Median
- 9.3%
- Best
- 41.7%
49 windows over the last 60 months, stepped monthly; 76% ended positive. Worst window began 1 Apr 2025. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 8.7%
- Median
- 16.1%
- Best
- 21.9%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 3 Oct 2023. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.24
- Sharpe ratio (5Y)
- 0.24
- Sortino ratio (3Y)
- 0.35 vs category 0.39
- Standard deviation (3Y)
- 15.27%
- Beta (3Y)
- 0.93
- Alpha (3Y)
- 0.12%
- Deepest fall (5Y)
- -16.48%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.
Deepest fall
-16.5%
Right now
-10.2% below peak
Ahead of its benchmark in 47% of months (window: 3y, monthly) – benchmark: NIFTY 500 Index, name shown only.
Where the money actually is
Equity
97.7%
Cash
2.3%
Whole-portfolio split, as of 30 Sept 2026.
What it owns
56 positions · top 10 = 38.6%
Market-cap mix
Large 51.3%Mid 16.2%Small 27.4%Other 5.1%
as of 30 Sept 2026
Holdings by sector
Financial Services(5 in top 10)27.4%
- ICICI Bank Ltd8.21%
- HDFC Bank Ltd4.94%
- Axis Bank Ltd4.32%
- Cholamandalam Investment and Finance Co Ltd3.51%
- State Bank of India3.16%
Consumer Cyclical(2 in top 10)22.8%
- SML Mahindra Ltd4.01%
- Eternal Ltd2.60%
Industrials(2 in top 10)15.5%
- SRF Ltd2.84%
- Indo MIM Ltd2.61%
- Healthcare13.1%
- Basic Materials5.9%
- Consumer Defensive5.2%
- Communication Services3.3%
- Technology3.1%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 30 Sept 2026. Portfolio turnover 12.4% vs category 34.7% a year.
Other top holdings
- Treps2.47%
The businesses it owns
- P/E (trailing)
- 27.8 vs category 23.1
- P/B
- 3.9 vs category 3.2
- Dividend yield
- 0.8% vs category 1.2%
- Net margin
- 16.1% vs category 17.6%
- Earnings growth
- 16.8%
- Avg market cap
- ₹1.10 lakh crore
Money in, money out
- Net flow, 12 months
- −₹62 cr
- Net flow, 3 months
- −₹19 cr
as of 30 Sept 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of LIC MF ELSS Tax Saver?
- ₹163.09 per unit as of 19 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of LIC MF ELSS Tax Saver?
- 1.28% a year for the Direct plan, as of 31 Aug 2026.
- How large is LIC MF ELSS Tax Saver?
- ₹972 crore under management as of 30 Sept 2026, in the ELSS category.
- How risky is LIC MF ELSS Tax Saver?
- Its SEBI Riskometer reading is "Very High Risk". Equity with a three-year lock and a Section 80C deduction attached.
- What are the 5-year returns of LIC MF ELSS Tax Saver?
- 7.29% a year over the last 5 years (Direct plan, CAGR), against a ELSS average of 9.18%. Past returns do not predict future returns.
- What is the worst 3-year return of LIC MF ELSS Tax Saver?
- 8.7% a year – the weakest of 25 overlapping 3-year holding periods, beginning 3 Oct 2023. The median was 16.1% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages LIC MF ELSS Tax Saver?
- Sumit Bhatnagar, managing this fund for 0.5 years.
Where this fund sits
Its shelf, all funds
El · ELSS tax saver →
Equity with a three-year lock and a Section 80C deduction attached.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other ELSS funds
- Axis ELSS- Tax Saver Fund₹30,269 crore
- SBI ELSS Tax Saver Fund₹30,027 crore
- Mirae Asset ELSS Tax Saver Fund₹24,625 crore
- BANK OF INDIA ELSS TAX SAVER FUND₹1,366 crore
- Sundaram ELSS Tax Saver Fund₹1,212 crore
- Baroda BNP Paribas ELSS Tax Saver Fund₹857 crore
- Mahindra Manulife ELSS Tax Saver Fund₹829 crore
- LIC MF Unit Linked Insurance Scheme (ULIS) - Direct Plan - IDCW Reinvestment
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.