NJ ELSS Tax Saver Scheme
NAV
₹14.12
as of 19 Oct 2026
NJ ELSS Tax Saver Scheme is an open-ended ELSS scheme from NJ Mutual Fund managing ₹332 crore (as of 30 Sept 2026). Its Direct-plan NAV is ₹14.12 as of 19 Oct 2026. The expense ratio is 0.79% a year. Managed by Viral Shah. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.79% / yr
- as of 30 Sept 2026
- Fund size
- ₹332 crore
- as of 30 Sept 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 19 Jun 2023
- ISIN
- INF0J8L01115
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 19 Oct 2026Benchmark: NIFTY 500 Index
NJ ELSS Tax Saver Scheme
₹141
+41% on ₹100 over 3.3 yrs
ELSS average
₹146
+46% on ₹100 over 3.3 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | -4.85% | -4.44% | -0.41 |
| 6 months | -2.55% | -1.88% | -0.67 |
| 1 year | -6.05% | -5.08% | -0.97 |
| 3 years (CAGR) | 8.23% | 9.75% | -1.52 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- -11.2%
- Median
- 0.5%
- Best
- 49.9%
29 windows over the last 40 months, stepped monthly; 52% ended positive. Worst window began 1 Oct 2024. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 8.6%
- Median
- 12.2%
- Best
- 12.7%
5 windows over the last 40 months, stepped monthly; 100% ended positive. Worst window began 3 Oct 2023. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.22
- Sortino ratio (3Y)
- 0.33 vs category 0.39
- Standard deviation (3Y)
- 16.40%
- Beta (3Y)
- 0.97
- Alpha (3Y)
- -0.15%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.
Deepest fall
-21.9%
Right now
-15.0% below peak
Ahead of its benchmark in 53% of months (window: 3y, monthly) – benchmark: NIFTY 500 Index, name shown only.
Where the money actually is
Equity
99.6%
Cash
0.4%
Whole-portfolio split, as of 30 Sept 2026.
What it owns
27 positions · top 10 = 51.5%
Market-cap mix
Large 25.8%Mid 37.7%Small 36.1%Other 0.4%
as of 30 Sept 2026
Holdings by sector
Financial Services(1 in top 10)22.6%
- AU Small Finance Bank Ltd4.85%
- Healthcare22.3%
Consumer Cyclical(3 in top 10)16.6%
- Bosch Ltd6.55%
- Hero MotoCorp Ltd5.14%
- Page Industries Ltd4.95%
Basic Materials(2 in top 10)14.4%
- Pidilite Industries Ltd5.33%
- JSW Dulux Ltd5.22%
Industrials(2 in top 10)9.6%
- Great Eastern Shipping Co Ltd4.95%
- ABB India Ltd4.69%
Consumer Defensive(1 in top 10)9.3%
- Marico Ltd5.08%
Technology(1 in top 10)4.7%
- Mphasis Ltd4.74%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 30 Sept 2026. Portfolio turnover 85.9% vs category 34.7% a year.
The businesses it owns
- P/E (trailing)
- 21.1 vs category 23.1
- P/B
- 5.1 vs category 3.2
- Dividend yield
- 1.9% vs category 1.2%
- Net margin
- 26.6% vs category 17.6%
- Earnings growth
- 14.0%
- Avg market cap
- ₹51,841 crore
Money in, money out
- Net flow, 12 months
- +₹48 cr
- Net flow, 3 months
- +₹5 cr
as of 30 Sept 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of NJ ELSS Tax Saver Scheme?
- ₹14.12 per unit as of 19 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of NJ ELSS Tax Saver Scheme?
- 0.79% a year for the Direct plan, as of 30 Sept 2026.
- How large is NJ ELSS Tax Saver Scheme?
- ₹332 crore under management as of 30 Sept 2026, in the ELSS category.
- How risky is NJ ELSS Tax Saver Scheme?
- Its SEBI Riskometer reading is "Very High Risk". Equity with a three-year lock and a Section 80C deduction attached.
- What is the worst 3-year return of NJ ELSS Tax Saver Scheme?
- 8.6% a year – the weakest of 5 overlapping 3-year holding periods, beginning 3 Oct 2023. The median was 12.2% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages NJ ELSS Tax Saver Scheme?
- Viral Shah, managing this fund for 3.3 years.
Where this fund sits
Its shelf, all funds
El · ELSS tax saver →
Equity with a three-year lock and a Section 80C deduction attached.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other ELSS funds
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.