Tata Banking And Financial Services Fund
NAV
₹52.97
as of 21 Aug 2026
Tata Banking And Financial Services Fund is an open-ended Sectoral/ Thematic scheme from Tata Mutual Fund managing ₹3,181 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹52.97 as of 21 Aug 2026. The expense ratio is 0.48% a year. Managed by Kapil Malhotra. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.48% / yr
- as of 30 Jun 2026
- Fund size
- ₹3,181 crore
- as of 31 Jul 2026
- Exit load
- 0.25%
- SIP available
- Yes
- Launched
- 28 Dec 2015
- ISIN
- INF277K01Z10
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Nifty Financial Services TRI
Tata Banking And Financial Services Fund
₹192
+92% on ₹100 over 5.0 yrs
Sectoral/ Thematic average
₹187
+87% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 5.95% | 6.78% | -0.83 |
| 6 months | -2.66% | 3.68% | -6.34 |
| 1 year | 5.94% | 6.07% | -0.13 |
| 3 years (CAGR) | 13.39% | 16.01% | -2.62 |
| 5 years (CAGR) | 13.96% | 15.20% | -1.24 |
Category average across 119 funds, as of 21 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -2.0%
- Median
- 17.4%
- Best
- 42.2%
49 windows over the last 60 months, stepped monthly; 96% ended positive. Worst window began 1 Oct 2021. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 13.0%
- Median
- 17.4%
- Best
- 27.7%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Aug 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.42
- Sharpe ratio (5Y)
- 0.53
- Sortino ratio (3Y)
- 0.64 vs category 0.54
- Standard deviation (3Y)
- 15.73%
- Beta (3Y)
- 0.96
- Alpha (3Y)
- 1.98%
- Deepest fall (5Y)
- -17.14%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-14.7%
Right now
-3.0% below peak
Ahead of its benchmark in 61% of months (window: 3y, monthly) — benchmark: Nifty Financial Services TRI, name shown only.
Where the money actually is
Equity
96.7%
Cash
3.3%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
36 positions · top 10 = 63.2%
Market-cap mix
Large 56.7%Mid 16.2%Small 22.8%Other 4.3%
as of 31 Jul 2026
Holdings by sector
Financial Services(9 in top 10)94.5%
- ICICI Bank Ltd10.83%
- HDFC Bank Ltd10.02%
- State Bank of India9.15%
- Axis Bank Ltd8.39%
- Kotak Mahindra Bank Ltd5.04%
- Shriram Finance Ltd4.82%
- PB Fintech Ltd4.06%
- SBI Life Insurance Co Ltd3.98%
- PNB Housing Finance Ltd3.80%
- Technology2.1%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 20.1% vs category 37.3% a year.
Other top holdings
- Cash / Net Current Asset3.24%
The businesses it owns
- P/E (trailing)
- 18.7 vs category 25.8
- P/B
- 2.4 vs category 3.8
- Dividend yield
- 1.0% vs category 1.1%
- Net margin
- 28.5% vs category 15.4%
- Earnings growth
- 11.7%
- Avg market cap
- ₹1.66 lakh crore
Money in, money out
- Net flow, 12 months
- +₹209 cr
- Net flow, 3 months
- +₹32 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Tata Banking And Financial Services Fund?
- ₹52.97 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Tata Banking And Financial Services Fund?
- 0.48% a year for the Direct plan, as of 30 Jun 2026.
- How large is Tata Banking And Financial Services Fund?
- ₹3,181 crore under management as of 31 Jul 2026, in the Sectoral/ Thematic category.
- How risky is Tata Banking And Financial Services Fund?
- Its SEBI Riskometer reading is "Very High Risk". One sector, one story. The most-launched shelf on the map, by far.
- What are the 5-year returns of Tata Banking And Financial Services Fund?
- 13.96% a year over the last 5 years (Direct plan, CAGR), against a Sectoral/ Thematic average of 15.20%. Past returns do not predict future returns.
- What is the worst 3-year return of Tata Banking And Financial Services Fund?
- 13.0% a year — the weakest of 25 overlapping 3-year holding periods, beginning 1 Aug 2023. The median was 17.4% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Tata Banking And Financial Services Fund?
- Kapil Malhotra, managing this fund for 0.8 years.
Where this fund sits
Its shelf, all funds
St · Sectoral / thematic →
One sector, one story. The most-launched shelf on the map, by far.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
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- ICICI Prudential Business Cycle Fund₹16,123 crore
- Tata Digital India Fund₹10,214 crore
- Tata Ethical Fund₹3,865 crore
- Mirae Asset Healthcare Fund₹3,253 crore
- Franklin Build India Fund₹3,199 crore
- Quant Infrastructure Fund₹3,146 crore
- SBI Quant Fund₹3,045 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Nifty Financial Services TRI) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.