Tata Short Term Fund
NAV
₹56.43
as of 19 Oct 2026
Tata Short Term Fund is an open-ended Short Duration Fund scheme from Tata Mutual Fund managing ₹2,912 crore (as of 30 Sept 2026). Its Direct-plan NAV is ₹56.43 as of 19 Oct 2026. The expense ratio is 0.37% a year. Managed by Amit Somani. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.37% / yr
- as of 31 Aug 2026
- Fund size
- ₹2,912 crore
- as of 30 Sept 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 8 Aug 2002
- ISIN
- INF277K01QR4
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 19 Oct 2026
Tata Short Term Fund
₹136
+36% on ₹100 over 5.0 yrs
Short Duration Fund average
₹135
+35% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 0.47% | – | – |
| 6 months | 2.17% | – | – |
| 1 year | 4.37% | – | – |
| 3 years (CAGR) | 7.09% | – | – |
| 5 years (CAGR) | 6.29% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- 2.8%
- Median
- 7.3%
- Best
- 9.7%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 6.2%
- Median
- 7.3%
- Best
- 8.0%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.62
- Sharpe ratio (5Y)
- 0.25
- Sortino ratio (3Y)
- 1.08 vs category 0.80
- Standard deviation (3Y)
- 1.30%
- Deepest fall (5Y)
- -0.46%
Where the money actually is
Bonds
87.0%
Cash
12.7%
Other
0.3%
Whole-portfolio split, as of 30 Sept 2026.
What it owns
43 positions · top 10 = 41.7%
Top holdings
- ** - Canara Bank - Cd - 10/02/2027matures 10 Feb 20275.87%
- Export Import Bank Of Indiamatures 12 Apr 20285.14%
- Power Finance Corporation Limitedmatures 2 Mar 20284.76%
- Small Industries Development Bank Of Indiamatures 10 Jan 20294.70%
- Mindspace Business Parks Reitmatures 18 Feb 20284.28%
- Rec Limitedmatures 28 Feb 20294.26%
- Indian Railway Finance Corporation Limitedmatures 31 Oct 20274.05%
- 6.94% Govt Stock 2036matures 11 May 20364.04%
- Cash / Net Current Asset3.80%
- Bharti Telecom Limitedmatures 1 Feb 20293.53%
Holdings as of 30 Sept 2026. Portfolio turnover 258.1% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 7.51% vs category 7.22%
- Modified duration
- 65 days vs category 2.27 yrs
- Average maturity
- 83 days vs category 3.32 yrs
- Average coupon
- 7.31%
- Government securities
- 29.1%
Credit quality
- AAA
- 100.0%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 31 Aug 2026.
Portfolio characteristics as of 30 Sept 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹520 cr
- Net flow, 3 months
- −₹35 cr
as of 30 Sept 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Tata Short Term Fund?
- ₹56.43 per unit as of 19 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Tata Short Term Fund?
- 0.37% a year for the Direct plan, as of 31 Aug 2026.
- How large is Tata Short Term Fund?
- ₹2,912 crore under management as of 30 Sept 2026, in the Short Duration Fund category.
- How risky is Tata Short Term Fund?
- Its SEBI Riskometer reading is "Moderate Risk". Three months to three years of lending. Where sensible near-term money quietly sits.
- What are the 5-year returns of Tata Short Term Fund?
- 6.29% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.
- What is the worst 3-year return of Tata Short Term Fund?
- 6.2% a year – the weakest of 25 overlapping 3-year holding periods, beginning 1 Oct 2021. The median was 7.3% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Tata Short Term Fund?
- Amit Somani, managing this fund for 1.3 years.
Where this fund sits
Its shelf, all funds
Sd · Short duration →
Three months to three years of lending. Where sensible near-term money quietly sits.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Short Duration Fund funds
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.