DSP Short Term Fund
NAV
₹54.02
as of 6 Oct 2026
DSP Short Term Fund is an open-ended Short Duration Fund scheme from DSP Mutual Fund managing ₹3,235 crore (as of 31 Aug 2026). Its Direct-plan NAV is ₹54.02 as of 6 Oct 2026. The expense ratio is 0.37% a year. Managed by Karan Mundhra. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.37% / yr
- as of 31 Aug 2026
- Fund size
- ₹3,235 crore
- as of 31 Aug 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 9 Sept 2002
- ISIN
- INF740K01NJ5
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 5 Oct 2026
DSP Short Term Fund
₹135
+35% on ₹100 over 5.0 yrs
Short Duration Fund average
₹135
+35% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 0.31% | – | – |
| 6 months | 2.83% | – | – |
| 1 year | 4.72% | – | – |
| 3 years (CAGR) | 7.23% | – | – |
| 5 years (CAGR) | 6.25% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- 2.6%
- Median
- 7.2%
- Best
- 9.9%
49 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 6.0%
- Median
- 7.4%
- Best
- 8.0%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 1 Oct 2021. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.58
- Sharpe ratio (5Y)
- 0.20
- Sortino ratio (3Y)
- 1.06 vs category 0.82
- Standard deviation (3Y)
- 1.44%
- Deepest fall (5Y)
- -0.59%
Where the money actually is
Bonds
87.8%
Cash
12.2%
Whole-portfolio split, as of 31 Aug 2026.
What it owns
63 positions · top 10 = 37.0%
Top holdings
- 6.94% Govt Stock 2036matures 11 May 20367.73%
- 6.75% Govt Stock 2033matures 22 Sep 20334.97%
- Bharti Telecom Limitedmatures 15 Oct 20274.24%
- INDIA UNIVERSAL TRUST AL1matures 20 Sep 20304.09%
- National Bank For Agriculture And Rural Developmentmatures 3 Feb 20273.75%
- Knowledge Realty TRustmatures 8 May 20293.11%
- Small Industries Development Bank Of Indiamatures 18 Jun 20313.10%
- Muthoot Finance Limitedmatures 24 Apr 20282.68%
- India Infrastructure Finance Company Limitedmatures 7 Nov 20272.46%
- Indian Railway Finance Corporation Limitedmatures 30 May 20272.39%
Holdings as of 31 Aug 2026. Portfolio turnover 402.0% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds
- Yield to maturity
- 7.38% vs category 7.22%
- Modified duration
- 2.63 yrs vs category 2.27 yrs
- Average maturity
- 3.11 yrs vs category 3.32 yrs
- Average coupon
- 7.28%
- Government securities
- 30.7%
Credit quality
- AAA
- 91.1%
- AA
- 8.9%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 31 Jul 2026.
Portfolio characteristics as of 31 Aug 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹645 cr
- Net flow, 3 months
- −₹78 cr
as of 31 Aug 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of DSP Short Term Fund?
- ₹54.02 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of DSP Short Term Fund?
- 0.37% a year for the Direct plan, as of 31 Aug 2026.
- How large is DSP Short Term Fund?
- ₹3,235 crore under management as of 31 Aug 2026, in the Short Duration Fund category.
- How risky is DSP Short Term Fund?
- Its SEBI Riskometer reading is "Low to Moderate Risk". Three months to three years of lending. Where sensible near-term money quietly sits.
- What are the 5-year returns of DSP Short Term Fund?
- 6.25% a year over the last 5 years (Direct plan, CAGR). Past returns do not predict future returns.
- What is the worst 3-year return of DSP Short Term Fund?
- 6.0% a year – the weakest of 25 overlapping 3-year holding periods, beginning 1 Oct 2021. The median was 7.4% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages DSP Short Term Fund?
- Karan Mundhra, managing this fund for 2.1 years.
Where this fund sits
Its shelf, all funds
Sd · Short duration →
Three months to three years of lending. Where sensible near-term money quietly sits.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Short Duration Fund funds
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.