Union Consumption Fund
NAV
₹10.08
as of 21 Aug 2026
Union Consumption Fund is an open-ended Sectoral/ Thematic scheme from Union Mutual Fund managing ₹333 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹10.08 as of 21 Aug 2026. The expense ratio is 0.97% a year. Managed by Sanjay Bembalkar. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.97% / yr
- as of 30 Jun 2026
- Fund size
- ₹333 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 22 Dec 2025
- ISIN
- INF582M01MH3
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Nifty India Consumption Index (TRI
Union Consumption Fund
₹101
+1% on ₹100
Sectoral/ Thematic average
₹99
−1% on ₹100
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 10.26% | – | – |
| 6 months | 6.32% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Right now
At a peak
Where the money actually is
Equity
98.4%
Cash
1.6%
Whole-portfolio split, as of 30 Jun 2026.
What it owns
44 positions · top 10 = 45.9%
Market-cap mix
Large 50.9%Mid 28.0%Small 19.5%Other 1.6%
as of 30 Jun 2026
Holdings by sector
Consumer Cyclical(5 in top 10)37.9%
- Maruti Suzuki India Ltd6.75%
- Eternal Ltd5.19%
- Mahindra & Mahindra Ltd4.59%
- Trent Ltd4.38%
- Titan Co Ltd3.60%
Consumer Defensive(3 in top 10)25.2%
- Varun Beverages Ltd4.50%
- Radico Khaitan Ltd3.46%
- Tata Consumer Products Ltd3.29%
- Industrials7.8%
Communication Services(1 in top 10)7.1%
- Bharti Airtel Ltd7.11%
- Basic Materials4.8%
Technology(1 in top 10)4.6%
- LG Electronics India Ltd3.06%
- Financial Services3.6%
- Healthcare3.5%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 30 Jun 2026.
The businesses it owns
- P/E (trailing)
- 45.6
- P/B
- 7.5
- Dividend yield
- 0.7%
- Net margin
- 10.0%
- Earnings growth
- 15.6%
- Avg market cap
- ₹1.20 lakh crore
Money in, money out
- Net flow, 3 months
- −₹5 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Union Consumption Fund?
- ₹10.08 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Union Consumption Fund?
- 0.97% a year for the Direct plan, as of 30 Jun 2026.
- How large is Union Consumption Fund?
- ₹333 crore under management as of 31 Jul 2026, in the Sectoral/ Thematic category.
- How risky is Union Consumption Fund?
- Its SEBI Riskometer reading is "Very High Risk". One sector, one story. The most-launched shelf on the map, by far.
- Who manages Union Consumption Fund?
- Sanjay Bembalkar, managing this fund for 0.6 years.
Where this fund sits
Its shelf, all funds
St · Sectoral / thematic →
One sector, one story. The most-launched shelf on the map, by far.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Sectoral/ Thematic funds
- ICICI Prudential India Opportunities Fund₹38,299 crore
- ICICI Prudential Business Cycle Fund₹16,123 crore
- Union Innovation & Opportunities Fund₹1,253 crore
- Union Business Cycle Fund₹510 crore
- quant Commodities Fund₹360 crore
- Nippon India Japan Equity Fund₹341 crore
- Invesco India Technology Fund₹332 crore
- Aditya Birla Sun Life International Equity Fund₹327 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Nifty India Consumption Index (TRI) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.