UTI Nifty Private Bank Index Fund
NAV
₹10.25
as of 21 Aug 2026
UTI Nifty Private Bank Index Fund is an open-ended Index Funds scheme from UTI Mutual Fund managing ₹220 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹10.25 as of 21 Aug 2026. The expense ratio is 0.56% a year. Managed by Sharwan Goyal. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.56% / yr
- as of 30 Jun 2026
- Fund size
- ₹220 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 24 Sept 2024
- ISIN
- INF789F1AZJ5
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Nifty Private Bank
UTI Nifty Private Bank Index Fund
₹102
+2% on ₹100 over 1.9 yrs
Index Funds average
₹100
−0% on ₹100 over 1.9 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 4.55% | 4.63% | -0.08 |
| 6 months | -5.07% | -4.93% | -0.14 |
| 1 year | 1.90% | 2.26% | -0.36 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -5.8%
- Median
- 3.2%
- Best
- 17.5%
12 windows over the last 23 months, stepped monthly; 58% ended positive. Worst window began 2 Jun 2025. Windows overlap — this is the range of past start dates, not a probability of anything.
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Right now
-5.7% below peak
Where the money actually is
Equity
99.6%
Cash
0.4%
Whole-portfolio split, as of 31 Jul 2026. The size split below covers only the equity slice of this.
What it owns
11 positions · top 10 = 99.6%
Market-cap mix (equity sleeve)
Large 79.8%Mid 17.1%Small 2.7%Other 0.4%
as of 31 Jul 2026
Holdings by sector
Financial Services(10 in top 10)99.6%
- ICICI Bank Ltd22.10%
- HDFC Bank Ltd19.95%
- Kotak Mahindra Bank Ltd19.57%
- Axis Bank Ltd18.21%
- The Federal Bank Ltd6.02%
- IndusInd Bank Ltd4.54%
- IDFC First Bank Ltd3.83%
- Yes Bank Ltd2.72%
- RBL Bank Ltd1.58%
- Bandhan Bank Ltd1.08%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 28.7% vs category 35.3% a year.
Money in, money out
- Net flow, 12 months
- −₹1 cr
- Net flow, 3 months
- +₹4 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of UTI Nifty Private Bank Index Fund?
- ₹10.25 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of UTI Nifty Private Bank Index Fund?
- 0.56% a year for the Direct plan, as of 30 Jun 2026.
- How large is UTI Nifty Private Bank Index Fund?
- ₹220 crore under management as of 31 Jul 2026, in the Index Funds category.
- How risky is UTI Nifty Private Bank Index Fund?
- Its SEBI Riskometer reading is "Very High Risk". Own the whole market, pay almost nothing. A great deal of the ETF money is EPFO's.
- Who manages UTI Nifty Private Bank Index Fund?
- Sharwan Goyal, managing this fund for 1.9 years.
Where this fund sits
Its shelf, all funds
Ix · Index funds & ETFs →
Own the whole market, pay almost nothing. A great deal of the ETF money is EPFO's.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Index Funds funds
- UTI Nifty 50 Index Fund₹29,603 crore
- HDFC Nifty 50 Index Fund₹24,190 crore
- ICICI Prudential Nifty 50 Index Fund₹17,353 crore
- UTI Nifty 200 Momentum 30 Index Fund₹8,438 crore
- ICICI Prudential Nifty SDL Sep 2026 Index Fund₹223 crore
- JioBlackRock Nifty Next 50 Index Fund₹223 crore
- Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund₹209 crore
- Tata Nifty MidSmall Healthcare Index Fund₹207 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Nifty Private Bank) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.