Bajaj Finserv Balanced Advantage Fund
NAV
₹12.36
as of 21 Aug 2026
Bajaj Finserv Balanced Advantage Fund is an open-ended Dynamic Asset Allocation or Balanced Advantage scheme from Bajaj Finserv Mutual Fund managing ₹1,263 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹12.36 as of 21 Aug 2026. The expense ratio is 0.48% a year. Managed by Nimesh Chandan. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.48% / yr
- as of 30 Jun 2026
- Fund size
- ₹1,263 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 15 Dec 2023
- ISIN
- INF0QA701656
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Hybrid Balanced Benchmark
Bajaj Finserv Balanced Advantage Fund
₹124
+24% on ₹100 over 2.7 yrs
Dynamic Asset Allocation or Balanced Advantage average
₹126
+26% on ₹100 over 2.7 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 6.27% | – | – |
| 6 months | 1.95% | – | – |
| 1 year | 6.73% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -2.2%
- Median
- 4.7%
- Best
- 14.6%
21 windows over the last 32 months, stepped monthly; 86% ended positive. Worst window began 1 Oct 2024. Windows overlap — this is the range of past start dates, not a probability of anything.
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Right now
-0.8% below peak
Where the money actually is
Equity
82.2%
Bonds
4.4%
Cash
13.3%
Other
0.0%
Whole-portfolio split, as of 31 Jul 2026. The size split below covers only the equity slice of this.
What it owns
87 positions · top 10 = 43.1%
Market-cap mix (equity sleeve)
Large 69.5%Mid 9.9%Small 4.4%Other 16.2%
as of 31 Jul 2026
Holdings by sector
Financial Services(3 in top 10)28.6%
- ICICI Bank Ltd6.05%
- HDFC Bank Ltd5.27%
- Bajaj Finance Ltd3.87%
Consumer Cyclical(1 in top 10)11.1%
- Bajaj Auto Ltd3.39%
Healthcare(1 in top 10)10.5%
- Divi's Laboratories Ltd3.28%
- Basic Materials9.7%
- Consumer Defensive6.0%
Communication Services(1 in top 10)5.4%
- Bharti Airtel Ltd5.43%
- Industrials5.1%
Energy(1 in top 10)4.8%
- Reliance Industries Ltd4.31%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 386.2% a year.
Other top holdings
- Net Receivables / (Payables)6.92%
- Bajaj Money Market Dir Gr5.37%
- Bajaj Bkg & PSU Dir Gr3.28%
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds (debt sleeve)
- Yield to maturity
- 6.71% vs category 6.89%
- Modified duration
- 1.76 yrs vs category 2.35 yrs
- Average maturity
- 3.18 yrs vs category 3.80 yrs
- Average coupon
- 7.44%
- Government securities
- 2.9%
Credit quality
- Not rated
- 100.0%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- −₹98 cr
- Net flow, 3 months
- −₹26 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Bajaj Finserv Balanced Advantage Fund?
- ₹12.36 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Bajaj Finserv Balanced Advantage Fund?
- 0.48% a year for the Direct plan, as of 30 Jun 2026.
- How large is Bajaj Finserv Balanced Advantage Fund?
- ₹1,263 crore under management as of 31 Jul 2026, in the Dynamic Asset Allocation or Balanced Advantage category.
- How risky is Bajaj Finserv Balanced Advantage Fund?
- Its SEBI Riskometer reading is "Very High Risk". The fund shifts between equity, debt and sometimes gold so you do not have to.
- Who manages Bajaj Finserv Balanced Advantage Fund?
- Nimesh Chandan, managing this fund for 2.6 years.
Where this fund sits
Its shelf, all funds
Ba · Balanced advantage →
The fund shifts between equity, debt and sometimes gold so you do not have to.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Dynamic Asset Allocation or Balanced Advantage funds
- HDFC Balanced Advantage Fund₹1.08 lakh crore
- ICICI Prudential Balanced Advantage Fund₹74,555 crore
- SBI Balanced Advantage Fund₹42,244 crore
- Kotak Balanced Advantage Fund₹17,429 crore
- HSBC Balanced Advantage Fund₹1,527 crore
- UNIFI DYNAMIC ASSET ALLOCATION FUND₹1,353 crore
- Union Balanced Advantage Fund₹1,238 crore
- Canara Robeco Balanced Advantage Fund₹1,111 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Hybrid Balanced Benchmark) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.