UNIFI DYNAMIC ASSET ALLOCATION FUND
NAV
₹11.23
as of 21 Aug 2026
UNIFI DYNAMIC ASSET ALLOCATION FUND is an open-ended Dynamic Asset Allocation or Balanced Advantage scheme from Unifi Mutual Fund managing ₹1,353 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹11.23 as of 21 Aug 2026. The expense ratio is 1.39% a year. Managed by Aejas Lakhani. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.39% / yr
- as of 30 Jun 2026
- Fund size
- ₹1,353 crore
- as of 31 Jul 2026
- Exit load
- 1.5%
- SIP available
- Yes
- Launched
- 13 Mar 2025
- ISIN
- INF1MIY01015
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Hybrid Balanced Benchmark
UNIFI DYNAMIC ASSET ALLOCATION FUND
₹112
+12% on ₹100 over 1.4 yrs
Dynamic Asset Allocation or Balanced Advantage average
₹115
+15% on ₹100 over 1.4 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 2.76% | – | – |
| 6 months | 4.02% | – | – |
| 1 year | 8.27% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 7.3%
- Median
- 7.9%
- Best
- 8.3%
6 windows over the last 17 months, stepped monthly; 100% ended positive. Worst window began 2 Jun 2025. Windows overlap — this is the range of past start dates, not a probability of anything.
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Right now
-0.1% below peak
Where the money actually is
Equity
1.6%
Bonds
49.0%
Cash
41.2%
Whole-portfolio split, as of 31 Jul 2026. Equity here is the NET position: this fund holds shares and sells futures against them, so the two largely cancel. The holdings below are gross, before that offset.
What it owns
234 positions · top 10 = 31.8%
Market-cap mix (equity sleeve)
Large 30.3%Mid 5.6%Small 3.3%Other 60.8%
as of 31 May 2026
Holdings by sector
- Financial Services13.6%
- Basic Materials4.2%
- Consumer Cyclical3.5%
- Energy2.9%
- Industrials2.8%
- Consumer Defensive2.8%
- Communication Services2.5%
- Healthcare1.4%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 9.8% a year.
Other top holdings
- Tvs Motor Company Limitedmatures 1 Sep 20268.21%
- Vedanta Limitedmatures 5 Jun 20284.50%
- Shrem Infra Invest Private Limitedmatures 15 May 20284.16%
- 7.06% Govt Stock 2028matures 10 Apr 20284.13%
- Share Application Money Pending Allotment3.69%
- GMR Airports Limitedmatures 13 Aug 20283.53%
- GMR Goa International Airport Limitedmatures 27 Sep 20432.97%
- Treps2.39%
- Future on HDFC Bank Ltdderivative2.17%
- Srg Housing Finance Limitedmatures 1 Mar 20312.17%
Rows marked derivative are futures positions held against the shares listed beside them. A stock and its future largely cancel, so do not add the two together. Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The debt it holds (debt sleeve)
- Yield to maturity
- 10.35% vs category 6.89%
- Modified duration
- 1.26 yrs vs category 2.35 yrs
- Average maturity
- 1.78 yrs vs category 3.80 yrs
- Average coupon
- 9.65%
- Government securities
- 6.5%
Credit quality
- AAA
- 15.9%
- AA
- 34.2%
- A
- 31.3%
- BBB
- 18.6%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 31 Jul 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- +₹566 cr
- Net flow, 3 months
- +₹144 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of UNIFI DYNAMIC ASSET ALLOCATION FUND?
- ₹11.23 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of UNIFI DYNAMIC ASSET ALLOCATION FUND?
- 1.39% a year for the Direct plan, as of 30 Jun 2026.
- How large is UNIFI DYNAMIC ASSET ALLOCATION FUND?
- ₹1,353 crore under management as of 31 Jul 2026, in the Dynamic Asset Allocation or Balanced Advantage category.
- How risky is UNIFI DYNAMIC ASSET ALLOCATION FUND?
- Its SEBI Riskometer reading is "Moderately High Risk". The fund shifts between equity, debt and sometimes gold so you do not have to.
- Who manages UNIFI DYNAMIC ASSET ALLOCATION FUND?
- Aejas Lakhani, managing this fund for 1.4 years.
Where this fund sits
Its shelf, all funds
Ba · Balanced advantage →
The fund shifts between equity, debt and sometimes gold so you do not have to.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Dynamic Asset Allocation or Balanced Advantage funds
- HDFC Balanced Advantage Fund₹1.08 lakh crore
- ICICI Prudential Balanced Advantage Fund₹74,555 crore
- SBI Balanced Advantage Fund₹42,244 crore
- Kotak Balanced Advantage Fund₹17,429 crore
- Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund₹1,682 crore
- HSBC Balanced Advantage Fund₹1,527 crore
- Bajaj Finserv Balanced Advantage Fund₹1,263 crore
- Union Balanced Advantage Fund₹1,238 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Hybrid Balanced Benchmark) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.