BANK OF INDIA Flexi Cap Fund
NAV
₹42.23
as of 6 Oct 2026
BANK OF INDIA Flexi Cap Fund is an open-ended Flexi Cap Fund scheme from Bank of India Mutual Fund managing ₹2,953 crore (as of 31 Aug 2026). Its Direct-plan NAV is ₹42.23 as of 6 Oct 2026. The expense ratio is 0.86% a year. Managed by Alok Singh. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.86% / yr
- as of 31 Aug 2026
- Fund size
- ₹2,953 crore
- as of 31 Aug 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 29 Jun 2020
- ISIN
- INF761K01FF5
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 5 Oct 2026Benchmark: NIFTY 500 Index
BANK OF INDIA Flexi Cap Fund
₹207
+107% on ₹100 over 5.0 yrs
Flexi Cap Fund average
₹163
+63% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 1.78% | -2.90% | +4.68 |
| 6 months | 11.31% | 9.22% | +2.09 |
| 1 year | 9.04% | -0.88% | +9.92 |
| 3 years (CAGR) | 18.41% | 11.31% | +7.10 |
| 5 years (CAGR) | 15.99% | 9.89% | +6.10 |
Category average across 34 funds, as of 5 Oct 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- -6.9%
- Median
- 11.3%
- Best
- 73.0%
49 windows over the last 60 months, stepped monthly; 82% ended positive. Worst window began 1 Aug 2024. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 16.7%
- Median
- 22.5%
- Best
- 29.0%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 2 Mar 2022. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.82
- Sharpe ratio (5Y)
- 0.70
- Sortino ratio (3Y)
- 1.39 vs category 0.75
- Standard deviation (3Y)
- 18.80%
- Beta (3Y)
- 1.11
- Alpha (3Y)
- 8.33%
- Deepest fall (5Y)
- -22.25%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.
Deepest fall
-22.3%
Right now
-2.7% below peak
Ahead of its benchmark in 64% of months (window: 3y, monthly) – benchmark: NIFTY 500 Index, name shown only.
Where the money actually is
Equity
88.9%
Bonds
0.7%
Cash
10.3%
Whole-portfolio split, as of 31 Aug 2026.
What it owns
78 positions · top 10 = 30.5%
Market-cap mix
Large 38.6%Mid 15.5%Small 32.8%Other 13.1%
as of 31 Aug 2026
Holdings by sector
Industrials(2 in top 10)21.2%
- Hindustan Aeronautics Ltd Ordinary Shares2.99%
- Quality Power Electrical Equipments Ltd2.84%
Financial Services(2 in top 10)19.9%
- State Bank of India5.01%
- ICICI Bank Ltd3.94%
Consumer Cyclical(1 in top 10)11.3%
- Sky Gold and Diamonds Ltd2.90%
Healthcare(2 in top 10)9.9%
- Mankind Pharma Ltd2.70%
- Dr Reddy's Laboratories Ltd2.47%
- Basic Materials7.8%
- Technology5.5%
Consumer Defensive(1 in top 10)5.3%
- Balrampur Chini Mills Ltd2.76%
- Utilities3.9%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Aug 2026. Portfolio turnover 73.2% vs category 48.2% a year.
Other top holdings
- Treps4.50%
- Bharti Airtel Ltd2.45%
The businesses it owns
- P/E (trailing)
- 27.1 vs category 26.4
- P/B
- 3.8 vs category 3.6
- Dividend yield
- 0.9% vs category 1.0%
- Net margin
- 15.8% vs category 17.1%
- Earnings growth
- 12.2%
- Avg market cap
- ₹83,784 crore
Money in, money out
- Net flow, 12 months
- +₹473 cr
- Net flow, 3 months
- +₹300 cr
as of 31 Aug 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of BANK OF INDIA Flexi Cap Fund?
- ₹42.23 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of BANK OF INDIA Flexi Cap Fund?
- 0.86% a year for the Direct plan, as of 31 Aug 2026.
- How large is BANK OF INDIA Flexi Cap Fund?
- ₹2,953 crore under management as of 31 Aug 2026, in the Flexi Cap Fund category.
- How risky is BANK OF INDIA Flexi Cap Fund?
- Its SEBI Riskometer reading is "Very High Risk". Go-anywhere equity across company sizes. India's biggest active shelf.
- What are the 5-year returns of BANK OF INDIA Flexi Cap Fund?
- 15.99% a year over the last 5 years (Direct plan, CAGR), against a Flexi Cap Fund average of 9.89%. Past returns do not predict future returns.
- What is the worst 3-year return of BANK OF INDIA Flexi Cap Fund?
- 16.7% a year – the weakest of 25 overlapping 3-year holding periods, beginning 2 Mar 2022. The median was 22.5% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages BANK OF INDIA Flexi Cap Fund?
- Alok Singh, managing this fund for 6.2 years.
Where this fund sits
Its shelf, all funds
Fx · Flexi & multi cap →
Go-anywhere equity across company sizes. India's biggest active shelf.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Flexi Cap Fund funds
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.