Union Flexi Cap Fund
NAV
₹59.93
as of 21 Aug 2026
Union Flexi Cap Fund is an open-ended Flexi Cap Fund scheme from Union Mutual Fund managing ₹2,404 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹59.93 as of 21 Aug 2026. The expense ratio is 0.84% a year. Managed by Sanjay Bembalkar. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.84% / yr
- as of 30 Jun 2026
- Fund size
- ₹2,404 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 10 Jun 2011
- ISIN
- INF582M01633
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 500 Index
Union Flexi Cap Fund
₹179
+79% on ₹100 over 5.0 yrs
Flexi Cap Fund average
₹185
+85% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 6.71% | 7.36% | -0.65 |
| 6 months | 3.29% | 3.98% | -0.69 |
| 1 year | 5.19% | 4.25% | +0.94 |
| 3 years (CAGR) | 13.15% | 14.07% | -0.92 |
| 5 years (CAGR) | 12.26% | 12.69% | -0.43 |
Category average across 34 funds, as of 21 Aug 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -2.6%
- Median
- 6.9%
- Best
- 42.1%
49 windows over the last 60 months, stepped monthly; 84% ended positive. Worst window began 1 Mar 2024. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 12.6%
- Median
- 15.9%
- Best
- 21.9%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 2 Mar 2022. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.44
- Sharpe ratio (5Y)
- 0.49
- Sortino ratio (3Y)
- 0.63 vs category 0.68
- Standard deviation (3Y)
- 14.78%
- Beta (3Y)
- 0.94
- Alpha (3Y)
- 0.74%
- Deepest fall (5Y)
- -16.43%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-16.4%
Right now
-0.3% below peak
Ahead of its benchmark in 56% of months (window: 3y, monthly) — benchmark: NIFTY 500 Index, name shown only.
Where the money actually is
Equity
96.0%
Cash
4.0%
Whole-portfolio split, as of 30 Jun 2026.
What it owns
72 positions · top 10 = 31.9%
Market-cap mix
Large 56.4%Mid 16.6%Small 23.1%Other 4.0%
as of 30 Jun 2026
Holdings by sector
Financial Services(4 in top 10)30.6%
- ICICI Bank Ltd6.05%
- HDFC Bank Ltd4.91%
- Axis Bank Ltd3.85%
- State Bank of India3.16%
Industrials(3 in top 10)16.4%
- Larsen & Toubro Ltd2.60%
- InterGlobe Aviation Ltd2.42%
- JSW Infrastructure Ltd2.24%
- Consumer Cyclical13.7%
Healthcare(1 in top 10)11.2%
- Krishna Institute of Medical Sciences Ltd2.25%
- Basic Materials5.7%
- Technology4.7%
- Consumer Defensive3.9%
Energy(1 in top 10)3.3%
- Reliance Industries Ltd2.34%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 30 Jun 2026. Portfolio turnover 138.1% vs category 59.4% a year.
Other top holdings
- Treps2.97%
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The businesses it owns
- P/E (trailing)
- 30.0 vs category 25.5
- P/B
- 4.0 vs category 3.5
- Dividend yield
- 0.6% vs category 1.1%
- Net margin
- 17.4% vs category 17.3%
- Earnings growth
- 14.1%
- Avg market cap
- ₹1.49 lakh crore
Money in, money out
- Net flow, 12 months
- −₹17 cr
- Net flow, 3 months
- −₹14 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Union Flexi Cap Fund?
- ₹59.93 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Union Flexi Cap Fund?
- 0.84% a year for the Direct plan, as of 30 Jun 2026.
- How large is Union Flexi Cap Fund?
- ₹2,404 crore under management as of 31 Jul 2026, in the Flexi Cap Fund category.
- How risky is Union Flexi Cap Fund?
- Its SEBI Riskometer reading is "Very High Risk". Go-anywhere equity across company sizes. India's biggest active shelf.
- What are the 5-year returns of Union Flexi Cap Fund?
- 12.26% a year over the last 5 years (Direct plan, CAGR), against a Flexi Cap Fund average of 12.69%. Past returns do not predict future returns.
- What is the worst 3-year return of Union Flexi Cap Fund?
- 12.6% a year — the weakest of 25 overlapping 3-year holding periods, beginning 2 Mar 2022. The median was 15.9% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Union Flexi Cap Fund?
- Sanjay Bembalkar, managing this fund for 3.5 years.
Where this fund sits
Its shelf, all funds
Fx · Flexi & multi cap →
Go-anywhere equity across company sizes. India's biggest active shelf.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Flexi Cap Fund funds
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.