Union Flexi Cap Fund
NAV
₹57.75
as of 6 Oct 2026
Union Flexi Cap Fund is an open-ended Flexi Cap Fund scheme from Union Mutual Fund managing ₹2,404 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹57.75 as of 6 Oct 2026. The expense ratio is 1.57% a year. Managed by Sanjay Bembalkar. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.57% / yr
- as of 31 Aug 2026
- Fund size
- ₹2,404 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 10 Jun 2011
- ISIN
- INF582M01633
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 5 Oct 2026Benchmark: NIFTY 500 Index
Union Flexi Cap Fund
₹154
+54% on ₹100 over 5.0 yrs
Flexi Cap Fund average
₹163
+63% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | -2.45% | -2.90% | +0.45 |
| 6 months | 4.59% | 9.22% | -4.63 |
| 1 year | -1.11% | -0.88% | -0.23 |
| 3 years (CAGR) | 10.24% | 11.31% | -1.07 |
| 5 years (CAGR) | 9.27% | 9.89% | -0.62 |
Category average across 34 funds, as of 5 Oct 2026. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- -2.6%
- Median
- 6.9%
- Best
- 42.1%
49 windows over the last 60 months, stepped monthly; 82% ended positive. Worst window began 1 Mar 2024. Windows overlap – this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 10.1%
- Median
- 15.5%
- Best
- 21.9%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 3 Oct 2023. Windows overlap – this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.48
- Sharpe ratio (5Y)
- 0.43
- Sortino ratio (3Y)
- 0.68 vs category 0.75
- Standard deviation (3Y)
- 14.80%
- Beta (3Y)
- 0.94
- Alpha (3Y)
- 1.02%
- Deepest fall (5Y)
- -16.43%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.
Deepest fall
-16.4%
Right now
-5.4% below peak
Ahead of its benchmark in 56% of months (window: 3y, monthly) – benchmark: NIFTY 500 Index, name shown only.
Where the money actually is
Equity
98.1%
Cash
1.8%
Whole-portfolio split, as of 31 Jul 2026.
What it owns
74 positions · top 10 = 32.1%
Market-cap mix
Large 56.0%Mid 16.0%Small 26.1%Other 1.9%
as of 31 Jul 2026
Holdings by sector
Financial Services(6 in top 10)31.3%
- ICICI Bank Ltd6.63%
- HDFC Bank Ltd4.55%
- Axis Bank Ltd3.94%
- State Bank of India3.46%
- Bajaj Finance Ltd2.52%
- Cholamandalam Investment and Finance Co Ltd2.04%
Consumer Cyclical(2 in top 10)15.0%
- Gabriel India Ltd2.04%
- Eternal Ltd2.01%
Healthcare(1 in top 10)13.9%
- Dr. Lal PathLabs Ltd2.43%
- Industrials12.3%
- Technology7.1%
- Basic Materials5.0%
- Consumer Defensive3.4%
- Energy3.3%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 138.1% vs category 48.2% a year.
Other top holdings
- Bharti Airtel Ltd2.50%
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The businesses it owns
- P/E (trailing)
- 25.9 vs category 26.4
- P/B
- 4.2 vs category 3.6
- Dividend yield
- 0.7% vs category 1.0%
- Net margin
- 17.6% vs category 17.1%
- Earnings growth
- 15.9%
- Avg market cap
- ₹1.46 lakh crore
Money in, money out
- Net flow, 12 months
- −₹17 cr
- Net flow, 3 months
- −₹14 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Union Flexi Cap Fund?
- ₹57.75 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Union Flexi Cap Fund?
- 1.57% a year for the Direct plan, as of 31 Aug 2026.
- How large is Union Flexi Cap Fund?
- ₹2,404 crore under management as of 31 Jul 2026, in the Flexi Cap Fund category.
- How risky is Union Flexi Cap Fund?
- Its SEBI Riskometer reading is "Very High Risk". Go-anywhere equity across company sizes. India's biggest active shelf.
- What are the 5-year returns of Union Flexi Cap Fund?
- 9.27% a year over the last 5 years (Direct plan, CAGR), against a Flexi Cap Fund average of 9.89%. Past returns do not predict future returns.
- What is the worst 3-year return of Union Flexi Cap Fund?
- 10.1% a year – the weakest of 25 overlapping 3-year holding periods, beginning 3 Oct 2023. The median was 15.5% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Union Flexi Cap Fund?
- Sanjay Bembalkar, managing this fund for 3.6 years.
Where this fund sits
Its shelf, all funds
Fx · Flexi & multi cap →
Go-anywhere equity across company sizes. India's biggest active shelf.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Flexi Cap Fund funds
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.