PGIM India Retirement Fund
NAV
₹13.06
as of 21 Aug 2026
PGIM India Retirement Fund is an open-ended Retirement Fund scheme from PGIM India Mutual Fund managing ₹106 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹13.06 as of 21 Aug 2026. The expense ratio is 1% a year. Managed by Vinay Paharia. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1% / yr
- as of 30 Jun 2026
- Fund size
- ₹106 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 19 Apr 2024
- ISIN
- INF663L01Y61
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: BSE 500 Index
PGIM India Retirement Fund
₹131
+31% on ₹100 over 2.3 yrs
Retirement Fund average
₹121
+21% on ₹100 over 2.3 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 6 months | 8.66% | – | – |
| 1 year | 4.07% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -1.2%
- Median
- 6.6%
- Best
- 14.7%
15 windows over the last 26 months, stepped monthly; 87% ended positive. Worst window began 1 Apr 2025. Windows overlap — this is the range of past start dates, not a probability of anything.
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Right now
At a peak
Where the money actually is
Equity
92.4%
Bonds
0.1%
Cash
7.5%
Whole-portfolio split, as of 30 Jun 2026. The size split below covers only the equity slice of this.
What it owns
90 positions · top 10 = 27.0%
Market-cap mix (equity sleeve)
Large 34.9%Mid 28.9%Small 28.5%Other 7.6%
as of 30 Jun 2026
Holdings by sector
Financial Services(4 in top 10)19.4%
- ICICI Bank Ltd5.18%
- HDFC Bank Ltd4.26%
- Multi Commodity Exchange of India Ltd2.04%
- Bajaj Finance Ltd1.87%
- Industrials14.4%
- Healthcare13.2%
- Consumer Cyclical10.7%
Basic Materials(2 in top 10)9.7%
- Solar Industries India Ltd2.57%
- Navin Fluorine International Ltd1.83%
Technology(1 in top 10)7.9%
- Tata Consultancy Services Ltd2.09%
- Consumer Defensive5.2%
Communication Services(1 in top 10)4.5%
- Bharti Airtel Ltd1.88%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 30 Jun 2026. Portfolio turnover 27.7% a year.
Other top holdings
- Clearing Corporation Of India Ltd.7.30%
- Reliance Industries Ltd3.48%
Money in, money out
- Net flow, 12 months
- +₹14 cr
- Net flow, 3 months
- +₹3 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of PGIM India Retirement Fund?
- ₹13.06 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of PGIM India Retirement Fund?
- 1% a year for the Direct plan, as of 30 Jun 2026.
- How large is PGIM India Retirement Fund?
- ₹106 crore under management as of 31 Jul 2026, in the Retirement Fund category.
- How risky is PGIM India Retirement Fund?
- Its SEBI Riskometer reading is "Very High Risk". A goal-linked wrapper with a lock-in until retirement or five years.
- Who manages PGIM India Retirement Fund?
- Vinay Paharia, managing this fund for 2.3 years.
Where this fund sits
Its shelf, all funds
Rt · Retirement fund →
A goal-linked wrapper with a lock-in until retirement or five years.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Retirement Fund funds
- HDFC Retirement Savings Fund - Equity Plan₹7,014 crore
- SBI Retirement Benefit Fund - Aggressive Plan₹3,159 crore
- Nippon India Retirement Fund- Wealth Creation Scheme₹3,135 crore
- Tata Retirement Savings Fund-Moderate Plan₹2,218 crore
- SBI Retirement Benefit Fund - Conservative Plan₹141 crore
- Aditya Birla Sun Life Retirement Fund-The 40s Plan₹116 crore
- ICICI Prudential Retirement Fund Hybrid Conservative Plan₹97 crore
- ICICI Prudential Retirement Fund Pure Debt Plan₹81 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (BSE 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.