PGIM India Retirement Fund
NAV
₹12.41
as of 6 Oct 2026
PGIM India Retirement Fund is an open-ended Retirement Fund scheme from PGIM India Mutual Fund managing ₹106 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹12.41 as of 6 Oct 2026. The expense ratio is 1.13% a year. Managed by Vinay Paharia. This page is factual data only – it carries no rating and no recommendation.
Key facts
- Expense ratio
- 1.13% / yr
- as of 31 Aug 2026
- Fund size
- ₹106 crore
- as of 31 Jul 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 19 Apr 2024
- ISIN
- INF663L01Y61
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from nyvo’s own NAV data.
Rebased to 100data to 5 Oct 2026Benchmark: BSE 500 Index
PGIM India Retirement Fund
₹123
+23% on ₹100 over 2.5 yrs
Retirement Fund average
₹116
+16% on ₹100 over 2.5 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | -4.80% | – | – |
| 6 months | 8.00% | – | – |
| 1 year | -0.08% | – | – |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible – read that number first.
1-year holding periods
- Worst
- -1.2%
- Median
- 4.5%
- Best
- 14.7%
17 windows over the last 28 months, stepped monthly; 88% ended positive. Worst window began 1 Apr 2025. Windows overlap – this is the range of past start dates, not a probability of anything.
Distance below its own peak
Every dip below 0 is the fund trading under a previous high – how deep and for how long is what a drawdown feels like.
Right now
-5.9% below peak
Where the money actually is
Equity
97.3%
Cash
2.7%
Whole-portfolio split, as of 31 Jul 2026. The size split below covers only the equity slice of this.
What it owns
88 positions · top 10 = 31.1%
Market-cap mix (equity sleeve)
Large 40.1%Mid 30.4%Small 26.9%Other 2.7%
as of 31 Jul 2026
Holdings by sector
Financial Services(3 in top 10)21.8%
- ICICI Bank Ltd6.25%
- HDFC Bank Ltd5.67%
- Bajaj Finance Ltd2.06%
Industrials(1 in top 10)15.0%
- DOMS Industries Ltd1.98%
Healthcare(1 in top 10)13.4%
- Torrent Pharmaceuticals Ltd2.75%
Technology(2 in top 10)10.7%
- Infosys Ltd2.66%
- Tata Consultancy Services Ltd2.36%
- Consumer Cyclical10.6%
Basic Materials(1 in top 10)9.2%
- Solar Industries India Ltd1.99%
- Communication Services4.8%
- Consumer Defensive4.7%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 31 Jul 2026. Portfolio turnover 12.3% a year.
Other top holdings
- Reliance Industries Ltd3.41%
- Clearing Corporation Of India Ltd.2.37%
Money in, money out
- Net flow, 12 months
- +₹14 cr
- Net flow, 3 months
- +₹3 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of PGIM India Retirement Fund?
- ₹12.41 per unit as of 6 Oct 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of PGIM India Retirement Fund?
- 1.13% a year for the Direct plan, as of 31 Aug 2026.
- How large is PGIM India Retirement Fund?
- ₹106 crore under management as of 31 Jul 2026, in the Retirement Fund category.
- How risky is PGIM India Retirement Fund?
- Its SEBI Riskometer reading is "Very High Risk". A goal-linked wrapper with a lock-in until retirement or five years.
- Who manages PGIM India Retirement Fund?
- Vinay Paharia, managing this fund for 2.4 years.
Where this fund sits
Its shelf, all funds
Rt · Retirement fund →
A goal-linked wrapper with a lock-in until retirement or five years.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund – growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Retirement Fund funds
- HDFC Retirement Fund - Equity Plan₹6,998 crore
- SBI Retirement Benefit Fund - Aggressive Plan₹3,242 crore
- Nippon India Retirement Fund- Wealth Creation Scheme₹3,127 crore
- Tata Retirement Savings Fund-Progressive Plan₹2,255 crore
- SBI Retirement Benefit Fund - Conservative Plan₹140 crore
- Aditya Birla Sun Life Retirement Fund-The 40s Plan₹116 crore
- ICICI Prudential Retirement Fund Hybrid Conservative Plan₹98 crore
- ICICI Prudential Retirement Fund Pure Debt Plan₹81 crore
Data: nyvo research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (BSE 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.