Shriram ELSS Tax Saver Fund
NAV
₹24
as of 21 Aug 2026
Shriram ELSS Tax Saver Fund is an open-ended ELSS scheme from Shriram Mutual Fund managing ₹47 crore (as of 30 Jun 2026). Its Direct-plan NAV is ₹24 as of 21 Aug 2026. The expense ratio is 0.95% a year. Managed by Deepak Ramaraju. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.95% / yr
- as of 30 Jun 2026
- Fund size
- ₹47 crore
- as of 30 Jun 2026
- Exit load
- None
- SIP available
- Yes
- Launched
- 19 Jan 2019
- ISIN
- INF680P01158
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: NIFTY 500 Index
Shriram ELSS Tax Saver Fund
₹157
+57% on ₹100 over 5.0 yrs
ELSS average
₹182
+82% on ₹100 over 5.0 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 4.84% | 5.71% | -0.87 |
| 6 months | -0.11% | 2.09% | -2.20 |
| 1 year | 0.95% | 2.03% | -1.08 |
| 3 years (CAGR) | 9.32% | 13.46% | -4.14 |
| 5 years (CAGR) | 9.37% | 12.99% | -3.62 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- -12.9%
- Median
- 5.2%
- Best
- 46.0%
49 windows over the last 60 months, stepped monthly; 65% ended positive. Worst window began 1 Oct 2024. Windows overlap — this is the range of past start dates, not a probability of anything.
3-year holding periods (per year)
- Worst
- 9.6%
- Median
- 12.7%
- Best
- 21.0%
25 windows over the last 60 months, stepped monthly; 100% ended positive. Worst window began 3 Jul 2023. Windows overlap — this is the range of past start dates, not a probability of anything.
Risk, measured
- Sharpe ratio (3Y)
- 0.24
- Sharpe ratio (5Y)
- 0.34
- Sortino ratio (3Y)
- 0.32 vs category 0.62
- Standard deviation (3Y)
- 16.78%
- Beta (3Y)
- 1.01
- Alpha (3Y)
- -2.22%
- Deepest fall (5Y)
- -22.63%
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Deepest fall
-22.6%
Right now
-11.2% below peak
Ahead of its benchmark in 53% of months (window: 3y, monthly) — benchmark: NIFTY 500 Index, name shown only.
Where the money actually is
Equity
97.9%
Cash
2.1%
Whole-portfolio split, as of 30 Jun 2026.
What it owns
74 positions · top 10 = 39.3%
Market-cap mix
Large 65.3%Mid 9.3%Small 23.8%Other 1.6%
as of 30 Jun 2026
Holdings by sector
Financial Services(4 in top 10)29.0%
- HDFC Bank Ltd7.96%
- ICICI Bank Ltd4.95%
- Axis Bank Ltd4.22%
- State Bank of India4.07%
Industrials(2 in top 10)13.2%
- Larsen & Toubro Ltd2.55%
- InterGlobe Aviation Ltd2.47%
Consumer Cyclical(1 in top 10)12.3%
- SAMHI Hotels Ltd2.11%
- Healthcare10.6%
Technology(1 in top 10)9.1%
- Infosys Ltd2.16%
Energy(1 in top 10)7.9%
- Reliance Industries Ltd5.03%
- Consumer Defensive4.9%
Communication Services(1 in top 10)4.4%
- Bharti Airtel Ltd3.78%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 30 Jun 2026. Portfolio turnover 495.2% vs category 35.8% a year.
Exposure figures are gross: funds that use derivatives (arbitrage, hedged books) hold offsetting positions, so concentration and turnover can read above 100%.
The businesses it owns
- P/E (trailing)
- 19.8 vs category 24.3
- P/B
- 3.1 vs category 3.3
- Dividend yield
- 1.5% vs category 1.2%
- Net margin
- 19.3% vs category 17.4%
- Earnings growth
- 9.3%
- Avg market cap
- ₹1.72 lakh crore
Money in, money out
- Net flow, 12 months
- −₹2 cr
- Net flow, 3 months
- +₹0 cr
as of 30 Jun 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Shriram ELSS Tax Saver Fund?
- ₹24 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Shriram ELSS Tax Saver Fund?
- 0.95% a year for the Direct plan, as of 30 Jun 2026.
- How large is Shriram ELSS Tax Saver Fund?
- ₹47 crore under management as of 30 Jun 2026, in the ELSS category.
- How risky is Shriram ELSS Tax Saver Fund?
- Its SEBI Riskometer reading is "Very High Risk". Equity with a three-year lock and a Section 80C deduction attached.
- What are the 5-year returns of Shriram ELSS Tax Saver Fund?
- 9.37% a year over the last 5 years (Direct plan, CAGR), against a ELSS average of 12.99%. Past returns do not predict future returns.
- What is the worst 3-year return of Shriram ELSS Tax Saver Fund?
- 9.6% a year — the weakest of 25 overlapping 3-year holding periods, beginning 3 Jul 2023. The median was 12.7% and 100% of those windows ended positive. Windows overlap, so this is the range of past start dates, not a probability.
- Who manages Shriram ELSS Tax Saver Fund?
- Deepak Ramaraju, managing this fund for 3.8 years.
Where this fund sits
Its shelf, all funds
El · ELSS tax saver →
Equity with a three-year lock and a Section 80C deduction attached.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other ELSS funds
- Axis ELSS Tax Saver Fund₹32,592 crore
- SBI ELSS Tax Saver Fund₹32,300 crore
- Mirae Asset ELSS Tax Saver Fund₹26,049 crore
- DSP ELSS Tax Saver Fund₹16,738 crore
- HDFC ELSS Tax saver₹16,095 crore
- 360 ONE ELSS Tax Saver Nifty 50 Index Fund₹70 crore
- Groww ELSS Tax Saver Fund₹51 crore
- LIC MF Unit Linked Insurance Scheme (ULIS) - Direct Plan - IDCW Reinvestment
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (NIFTY 500 Index) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.