Union Multi Asset Allocation Fund
NAV
₹12.69
as of 21 Aug 2026
Union Multi Asset Allocation Fund is an open-ended Multi Asset Allocation scheme from Union Mutual Fund managing ₹1,073 crore (as of 31 Jul 2026). Its Direct-plan NAV is ₹12.69 as of 21 Aug 2026. The expense ratio is 0.9% a year. Managed by Anindya Sarkar. This page is factual data only — it carries no rating and no recommendation.
Key facts
- Expense ratio
- 0.9% / yr
- as of 30 Jun 2026
- Fund size
- ₹1,073 crore
- as of 31 Jul 2026
- Exit load
- 1%
- SIP available
- Yes
- Launched
- 10 Sept 2024
- ISIN
- INF582M01JY4
₹100 invested, fund vs category
The category line is the average of the funds in this category, built from NYVO’s own NAV data.
Rebased to 100data to 20 Aug 2026Benchmark: Hybrid Multi-Asset Allocation Benchmark
Union Multi Asset Allocation Fund
₹126
+26% on ₹100 over 1.9 yrs
Multi Asset Allocation average
₹119
+19% on ₹100 over 1.9 yrs
Returns vs category
| Window | Fund | Category avg | Gap |
|---|---|---|---|
| 3 months | 4.20% | 3.28% | +0.92 |
| 6 months | -0.16% | 2.16% | -2.32 |
| 1 year | 16.93% | 15.05% | +1.88 |
No category average is available for this fund. Short windows are noise; the 3 and 5-year rows are the record. Past returns do not predict future returns.
A single return number depends on its start date. These are ALL the overlapping holding periods, so the worst case is visible — read that number first.
1-year holding periods
- Worst
- 8.8%
- Median
- 17.4%
- Best
- 32.8%
12 windows over the last 23 months, stepped monthly; 100% ended positive. Worst window began 10 Sept 2024. Windows overlap — this is the range of past start dates, not a probability of anything.
Distance below its own peak
Every dip below 0 is the fund trading under a previous high — how deep and for how long is what a drawdown feels like.
Right now
-1.9% below peak
Where the money actually is
Equity
68.3%
Bonds
6.1%
Cash
12.0%
Other
13.6%
Whole-portfolio split, as of 30 Jun 2026. The size split below covers only the equity slice of this.
What it owns
90 positions · top 10 = 37.4%
Market-cap mix (equity sleeve)
Large 42.5%Mid 11.7%Small 15.4%Other 30.4%
as of 30 Jun 2026
Holdings by sector
Financial Services(3 in top 10)21.8%
- HDFC Bank Ltd4.04%
- ICICI Bank Ltd3.56%
- State Bank of India3.09%
- Industrials14.3%
- Consumer Cyclical9.6%
- Healthcare5.2%
- Basic Materials4.0%
- Technology3.7%
Energy(1 in top 10)3.5%
- Reliance Industries Ltd2.69%
- Consumer Defensive2.4%
Sectors marked ▶ expand to show this fund’s top-10 holdings in that sector. Holdings as of 30 Jun 2026. Portfolio turnover 37.2% vs category 79.7% a year.
Other top holdings
- Union Gold ETF12.38%
- Treps6.54%
- Power Finance Corporation Limitedmatures 16 Oct 20342.55%
- National Bank For Agriculture And Rural Developmentmatures 29 Mar 20292.55%
- Canara Bankmatures 3 Nov 20272.44%
- Bharti Airtel Ltd2.31%
The debt it holds (debt sleeve)
- Yield to maturity
- 6.32% vs category 6.67%
- Modified duration
- 1.92 yrs vs category 1.96 yrs
- Average maturity
- 2.76 yrs vs category 3.00 yrs
- Average coupon
- 7.20%
- Government securities
- 3.1%
Credit quality
- AAA
- 100.0%
Government securities are counted inside AAA by the data provider’s ladder; the sovereign share is listed separately above. Credit quality as of 30 Jun 2026.
Portfolio characteristics as of 30 Jun 2026. Yield to maturity is what the portfolio would return if every holding were held to maturity and paid in full. It is not a forecast of the fund’s return, and it is quoted before expenses.
Money in, money out
- Net flow, 12 months
- +₹193 cr
- Net flow, 3 months
- +₹93 cr
as of 31 Jul 2026. Flows follow performance more than they predict it.
Quick answers
- What is the NAV of Union Multi Asset Allocation Fund?
- ₹12.69 per unit as of 21 Aug 2026 (Direct plan, growth). NAV is declared daily on working days.
- What is the expense ratio of Union Multi Asset Allocation Fund?
- 0.9% a year for the Direct plan, as of 30 Jun 2026.
- How large is Union Multi Asset Allocation Fund?
- ₹1,073 crore under management as of 31 Jul 2026, in the Multi Asset Allocation category.
- How risky is Union Multi Asset Allocation Fund?
- Its SEBI Riskometer reading is "Very High Risk". The fund shifts between equity, debt and sometimes gold so you do not have to.
- Who manages Union Multi Asset Allocation Fund?
- Anindya Sarkar, managing this fund for 1.9 years.
Where this fund sits
Its shelf, all funds
Ba · Balanced advantage →
The fund shifts between equity, debt and sometimes gold so you do not have to.
The money map
How big this shelf is in India →
The whole industry sized by real money, from AMFI’s monthly data.
Side by side
Compare this fund →
Put it next to any other fund — growth, returns, risk and cost in one table.
One bet or two?
Check its overlap →
See whether it owns the same stocks as your other funds.
Other Multi Asset Allocation funds
- ICICI Prudential Multi-Asset Fund₹86,785 crore
- SBI MULTI ASSET ALLOCATION FUND₹20,240 crore
- Nippon India Multi Asset Allocation Fund₹16,926 crore
- Kotak Multi Asset Allocation Fund₹14,770 crore
- Mahindra Manulife Multi Asset Allocation Fund₹1,196 crore
- Invesco India Multi Asset Allocation Fund₹1,179 crore
- LIC MF Multi Asset Allocation Fund₹978 crore
- 360 ONE Multi Asset Allocation Fund₹483 crore
Data: NYVO research systems; each block above states its own as-of date, and blocks with no data for this fund are omitted rather than estimated. NAV updates daily on working days. The benchmark (Hybrid Multi-Asset Allocation Benchmark) is named for reference only; its values are licensed and never shown. This page is factual information about one scheme. It is not investment advice, not a recommendation, and it carries no rating of any kind. Past performance does not predict future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.