Founder
Harsh Soni
Founder, NYVO · Director, NYVO Technology Private Limited
16+ years in financial services. Former investment banker at Bank of America, Kotak Investment Banking, and SBICaps, and ex-CFO of slice. Founder of NYVO.
Articles by Harsh Soni
Financial Checklist Before You Get Married (India Edition)
The money conversations, account changes, and protection upgrades most Indian couples skip – and regret. A 30-day playbook for the pre-wedding months.
The 50/30/20 Budget, Reworked for Indian Households
Why the American 50/30/20 rule breaks in Indian families – and the 50/25/15/10 split that actually fits large EMIs, parental support, and joint-family commitments.
New Baby: 10 Money Moves in the First 90 Days
The practical first-time-parent financial checklist for Indian families – PAN/Aadhaar for the baby, term cover upgrade, SSY, education SIP, tax updates, and nominee updates.
Teaching Kids About Money in India: An Age-by-Age Playbook
From ₹10 pocket money at age 6 to a first mutual fund at 16 – the practical roadmap Indian parents can actually execute.
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